Fixed Indexed Annuities

State

Premium

Qual

Flex?

Rating

Company

SC yrs

Age

More Search Options

Company / Product

SC Years

Issue
Age

Premium
Bonus

Min Rate

% Premium

Return per $1000

Last Change

States

Surrender Charges Last 10 Years

American National Ins. Co.
Value Lock 10

10 yrs

3.00%

1.75%

88.70%

$1,087

07/01/09

Not
Available in:

MA MN ND NJ NY OR PR VI VT

S&P 500 10 Year Point-to-Point

Sun Life Financial
MultiPoint 1

10 yrs

1.75-3.00%

90.00%

$1,210

06/22/09

Not
Available in:

MO ND NY OK OR PR WA

1-Year

Sun Life Financial
MultiPoint 10

10 yrs

1.75%

90.00%

$1,071

06/22/09

Not
Available in:

MO ND NY OK OR PR UT WA

10-Year

Sun Life Financial
MultiPoint 10 -High

10 yrs

1.75%

90.00%

$1,071

06/22/09

Not
Available in:

MO ND NY OK OR PR UT WA

10-Year

Allianz Life
Endurance 15

10 yrs

1.50%

90.00%

$1,044

06/02/09

Only
Available in:

CA CT NJ NV PA TX

1 Year Blended Monthly Average Spread	1 Year FTSE 100 Monthly Average Spread
1 Year Nasdaq 100 Monthly Average Spread	1 Year S&P 500 Monthly Average Spread
1-Year Blended Point-to-Point	1-Year FTSE 100 Monthly Point-to-Point
1-Year FTSE 100 Point-to-Point	1-Year Nasdaq 100 Monthly Point-to-Point
1-Year Nasdaq 100 Point-to-Point	1-Year S&P 500 Monthly Point-to-Point
1-Year S&P 500 Point-to-Point	Fixed Account @ 3.10%

Allianz Life
MasterDex 10

10 yrs

10.00%

1.50%

87.50%

$1,117

06/02/09

Only
Available in:

CA CT NV PA

1-Year Nasdaq-100 Monthly Point to Point	1-Year SP 500 Monthly Point to Point
Fixed Account @ 3.25%

Allianz Life
MasterDex 10 Plus Annuity

10 yrs

10.00%

1.50%

87.50%

$1,117

06/02/09

Not
Available in:

CA CT NY OR PA PR UT VI WA

1 Year Blended Monthly Average Spread	1 Year Blended Point-to-Point Cap
1 Year FTSE 100 Monthly Cap	1 Year FTSE 100 Point-to-Point Cap
1 Year Nasdaq 100 Monthly Cap	1 Year Nasdaq 100 Point-to-Point Cap
1 Year S&P 500 Monthly Cap	1 Year S&P 500 Point-to-Point Cap
Fixed @ 3.25%

Allianz Life
MasterDex 5

10 yrs

5.00%

1.50%

87.50%

$1,066

06/02/09

Only
Available in:

NV WA

1-Year Nasdaq-100 Monthly Point to Point	1-Year S&P 500 Monthly Point to Point
Fixed Account @ 2.25%

Amer. General Life Ins. Co.
AG Global Bonus Index Annuity

10 yrs

5.00%

2.00%

100%

$1,280

05/28/09

Not
Available in:

AK CT DE MN NJ NV NY OR PA PR UT VI VT WA

Annual Point-to-Point Account with Participation Rate	Global Multiple Index Account with Cap
Monthly Additive Account with Cap	Fixed Interest Account @ 3.70%

Amer. General Life Ins. Co.
Emerging Edge Indexed Annuity

10 yrs

2.00%

90.00%

$1,097

05/28/09

Not
Available in:

AK CT DE IL IN MN NJ NY OR PA PR UT VI VT WA

100% Participation w/ Annual Cap	80% Participation w/ Annual Cap
Fixed @ 4.50%	Floating Annual Participation w/ No Cap

Amer. General Life Ins. Co.
Vision Maximizer

10 yrs

5.00%

2.00%

90.00%

$1,152

05/28/09

Not
Available in:

AK DE IL MN MS NJ NV NY OR PA PR UT VI VT WA

Monthly Average Account with Index Spread	Annual Point-to-Point Account with Adjustable Participation
Annual Point-to-Point Account with Cap	Fixed Interest Account @ 3.65%

Lincoln Benefit Life
Saver's Index Annuity Premier -Low

10 yrs

3.00%

2.50%

100%

$1,318

06/01/09

Not
Available in:

AK CT MN NJ NY PA PR UT VI WA

1-Year S&P 500 Point-to-Point	1-Year S&P 500 Monthly Average w/Cap
Fixed @ 2.50%	1-Year S&P 500 Point-to-Point Low WaterMark
1-Year S&P 500 Monthly Cap

Lincoln Benefit Life
Saver's Index Annuity Premier -High

10 yrs

3.00%

2.50%

100%

$1,318

06/01/09

Not
Available in:

AK CT MN NJ NY PA PR UT VI WA

1-Year S&P 500 Point-to-Point Low WaterMark	1-Year S&P 500 Monthly Cap
1-Year S&P 500 Point-to-Point	1-Year S&P 500 Monthly Average w/Cap
Fixed @ 2.50%

Lincoln Benefit Life
Savers Index III -Low

10 yrs

85 (NQ)

3.00%

90.00%

$1,210

06/01/09

Not
Available in:

NY OR PR VI

Account B

Option 1

Lincoln Benefit Life
Savers Index III -High

10 yrs

85 (NQ)

3.00%

90.00%

$1,210

06/01/09

Not
Available in:

NY OR PR VI

Option 1

Account B

Lincoln Financial Group
Lincoln OptiPoint 10 -Low

10 yrs

3.00%

1.80%

90.00%

$1,108

07/01/09

Not
Available in:

AK DE MN NY OR PR UT VI

2-Year Monthly Cap	Performance Triggered @ 6.45%
Fixed @ 3.50%	2-Year Point to Point

Lincoln Financial Group
Lincoln OptiPoint 10 -High

10 yrs

4.00%

1.80%

90.00%

$1,119

07/01/09

Not
Available in:

AK DE MN NY OR PR UT VI

Fixed @ 3.50%	2-Year Point to Point
2-Year Monthly Cap	Performance Triggered @ 6.45%

OM Financial Life Ins. Co.
Loyalty Rewards Escalator 10

10 yrs

1.00%

87.50%

$ 976

06/01/09

Not
Available in:

NY OR PR VI VT WA

1-Year S&P 500 Monthly Point-to-Point	1-Year S&P 500 Annual Point-to-Point
Fixed Account @ 3.20%	1-Year S&P 500 Monthly Averaging

OM Financial Life Ins. Co.
Safety Index 10 -Low

10 yrs

3.00%

100%

$1,344

06/01/09

Not
Available in:

CT MA MN NY OK OR PR UT VI VT WA

1 Year S&P 500 Annual Point-to-Point Cap	1 Year S&P 500 Monthly Point-to-Point Cap
1 Year S&P 500 Monthly Average Cap	Fixed Account @ 3.50%

OM Financial Life Ins. Co.
Safety Index 10 -High

10 yrs

3.00%

100%

$1,344

06/01/09

Not
Available in:

CT MA MN NY OK OR PR UT VI VT WA

1 Year S&P 500 Monthly Point-to-Point Cap	1 Year S&P 500 Monthly Average Cap
Fixed Account @ 3.80%	1 Year S&P 500 Annual Point-to-Point Cap

Seek complete details and the suitability of any product from a qualified licensed insurance professional. Verify with your MGA all interest rates, state approvals, and commissions prior to contracting. Changes may occur without notice.

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"Guaranteed Yield to Surrender" expresses the annualized return on premium, assuming no withdrawals, based on interest credited on a guaranteed basis, for the duration of the surrender period.

"Current Yield to Surrender" expresses the annualized return on premium, assuming no withdrawals, based on a current “base rate” issued by the carrier for the duration of the surrender period

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