Company / Product Name
|
AMBest |
YearsGtd |
LastChange |
BaseRate |
BonusRate |
CurrentRate |
PremiumBonus |
Bail Out
|
EffectiveRate |
CUR
|
GTD
|
|---|---|---|---|---|---|---|---|---|---|---|---|
| Yield to Surrender | |||||||||||
| Surrender Charges Last 10 Years | |||||||||||
|
American National Insurance Company
Palladium Century 7 |
A | 1 | 02/01/12 | 1.55 | 7.00 | 8.55 | 2.23 | 1.73 | |||
|
American National Insurance Company
Palladium Century 5 |
A | 1 | 02/01/12 | 1.55 | 5.00 | 6.55 | 2.04 | 1.54 | |||
|
Aviva Life & Annuity (Income Series)
Income Select Spirit Bonus (1-Year) High-Band |
A | 1 | 01/06/12 | 1.60 | 0.00 | 1.60 | 4.00 | 5.66 | 2.00 | 1.46 | |
|
American National Insurance Company
Palladium Century 3 |
A | 1 | 02/01/12 | 1.55 | 3.00 | 4.55 | 1.85 | 1.35 | |||
|
Aviva Life & Annuity (Income Series)
Income Select Spirit Plus High-Band |
A | 1 | 01/06/12 | 1.55 | 0.00 | 1.55 | 2.00 | 3.58 | 1.75 | 1.26 | |
|
American General Life Insurance Company
AG HorizonMYG [MVA] |
A | 6 | 02/06/12 | 1.35 | 4.00 | 5.35 | 1.74 | 1.60 | |||
|
Aviva Life & Annuity (Income Series)
Income Select Spirit Bonus (1-Year) Low-Band |
A | 1 | 01/06/12 | 1.00 | 0.00 | 1.00 | 4.00 | 5.04 | 1.40 | 1.40 | |
|
Aviva Life & Annuity (Income Series)
Income Select Spirit Plus Low-Band |
A | 1 | 01/06/12 | 1.00 | 0.00 | 1.00 | 2.00 | 3.02 | 1.20 | 1.20 | |
| Surrender Charges Last 9 Years | |||||||||||
|
American General Life Insurance Company
AG HorizonPlus [MVA] |
A | 6 | 02/06/12 | 1.25 | 6.00 | 7.25 | 1.90 | 1.82 | |||
|
Presidential Life
FPDA, No Load Flex |
B++ | 1 | 08/24/11 | 1.65 | 0.00 | 1.65 | 1.65 | 1.16 | |||
| Surrender Charges Last 8 Years | |||||||||||
|
American General Life Insurance Company
AG HorizonFlex |
A | 1 | 02/06/12 | 1.60 | 2.00 | 3.60 | 1.85 | 1.76 | |||
| Surrender Charges Last 7 Years | |||||||||||
|
Integrity Life Insurance
New Momentum QIO |
A+ | 1 | 12/31/11 | 4.00 | 0.00 | 4.00 | 4.00 | 1.42 | |||
|
Integrity Life Insurance
SPDA Series II 1 |
A+ | 1 | 12/31/11 | 2.70 | 0.00 | 2.70 | 2.70 | 1.24 | |||
|
Genworth Life Insurance Company
SecureLiving SmartRate 5 High-Band |
A | 5 | 01/25/12 | 1.50 | 0.60 | 2.10 | 1.93 | 1.78 | |||
| Next Rate: | 02/08/12 | 1.05 | 0.60 | 1.65 | 1.48 | 1.46 | |||||
|
Genworth Life Insurance Company
SecureLiving SmartRate 3 High-Band |
A | 3 | 01/25/12 | 1.50 | 0.90 | 2.40 | 1.88 | 1.60 | |||
| Next Rate: | 02/08/12 | 1.20 | 0.90 | 2.10 | 1.58 | 1.47 | |||||
|
Integrity Life Insurance
New Momentum 7 [MVA] |
A+ | 7 | 12/31/11 | 1.75 | 0.75 | 2.50 | 1.86 | 1.86 | |||
|
Genworth Life Insurance Company
SecureLiving SmartRate 5 Mid-Band |
A | 5 | 01/25/12 | 1.50 | 0.40 | 1.90 | 1.79 | 1.64 | |||
| Next Rate: | 02/08/12 | 1.05 | 0.40 | 1.45 | 1.34 | 1.32 | |||||
|
Integrity Life Insurance
SPDA Series II 3 |
A+ | 3 | 12/31/11 | 1.60 | 1.00 | 2.60 | 1.74 | 1.40 | |||
|
Genworth Life Insurance Company
SecureLiving SmartRate High-Band |
A | 1 | 01/25/12 | 1.55 | 1.25 | 2.80 | 1.73 | 1.26 | |||
| Next Rate: | 02/08/12 | 1.55 | 1.75 | 3.30 | 1.80 | 1.33 | |||||
|
Genworth Life Insurance Company
SecureLiving SmartRate 3 Mid-Band |
A | 3 | 01/25/12 | 1.50 | 0.50 | 2.00 | 1.71 | 1.43 | |||
| Next Rate: | 02/08/12 | 1.20 | 0.50 | 1.70 | 1.41 | 1.30 | |||||
|
American National Insurance Company
Citadel 7 Diamond High-Band |
A | 2 | 02/01/12 | 1.35 | 2.00 | 3.35 | 1.63 | 1.38 | |||
|
Genworth Life Insurance Company
SecureLiving SmartRate Mid-Band |
A | 1 | 01/25/12 | 1.55 | 0.50 | 2.05 | 1.62 | 1.15 | |||
| Next Rate: | 02/08/12 | 1.55 | 1.00 | 2.55 | 1.69 | 1.22 | |||||
|
Genworth Life Insurance Company
SecureLiving SmartRate Low-Band |
A | 1 | 01/25/12 | 1.55 | 0.25 | 1.80 | 1.59 | 1.11 | |||
| Next Rate: | 02/08/12 | 1.55 | 0.25 | 1.80 | 1.59 | 1.11 | |||||
|
Integrity Life Insurance
SPDA Series II 5 |
A+ | 5 | 12/31/11 | 1.45 | 1.00 | 2.45 | 1.59 | 1.46 | |||
|
Genworth Life Insurance Company
SecureLiving SmartRate 3 Low-Band |
A | 3 | 01/25/12 | 1.50 | 0.10 | 1.60 | 1.54 | 1.26 | |||
| Next Rate: | 02/08/12 | 1.20 | 0.10 | 1.30 | 1.24 | 1.13 | |||||
|
Genworth Life Insurance Company
SecureLiving SmartRate 5 Low-Band |
A | 5 | 01/25/12 | 1.50 | 0.05 | 1.55 | 1.54 | 1.39 | |||
| Next Rate: | 02/08/12 | 1.05 | 0.05 | 1.10 | 1.09 | 1.07 | |||||
|
American National Insurance Company
Citadel 7 Diamond Low-Band |
A | 2 | 02/01/12 | 1.25 | 2.00 | 3.25 | 1.53 | 1.35 | |||
|
Aviva Life & Annuity (Income Series)
Income Select Spirit 7 (1-Year) High-Band |
A | 1 | 01/06/12 | 1.50 | 0.00 | 1.50 | 1.50 | 1.07 | |||
|
Protective Life Corporation
ProSaver Secure II Fixed Annuity 1 High-Band |
A+ | 1 | 01/31/12 | 1.05 | 3.00 | 4.05 | 1.47 | 1.43 | |||
| Next Rate: | 02/15/12 | 1.00 | 3.00 | 4.00 | 1.42 | 1.42 | |||||
|
Integrity Life Insurance
New Momentum 6 [MVA] |
A+ | 6 | 12/31/11 | 1.35 | 0.75 | 2.10 | 1.46 | 1.41 | |||
|
American National Insurance Company
Palladium Advisor [MVA] |
A | 1 | 02/01/12 | 1.25 | 1.00 | 2.25 | 1.39 | 1.18 | |||
|
Protective Life Corporation
ProSaver Secure II Fixed Annuity 1 Low-Band |
A+ | 1 | 01/31/12 | 1.00 | 2.00 | 3.00 | 1.28 | 1.28 | |||
| Next Rate: | 02/15/12 | 1.00 | 2.00 | 3.00 | 1.28 | 1.28 | |||||
|
Protective Life Corporation
ProSaver Secure II Fixed Annuity 2 High-Band |
A+ | 2 | 01/31/12 | 1.05 | 1.50 | 2.55 | 1.26 | 1.23 | |||
| Next Rate: | 02/15/12 | 1.00 | 1.50 | 2.50 | 1.21 | 1.21 | |||||
|
Integrity Life Insurance
New Momentum 5 [MVA] |
A+ | 5 | 12/31/11 | 1.10 | 0.75 | 1.85 | 1.21 | 1.18 | |||
|
Protective Life Corporation
ProSaver Secure II Fixed Annuity 4 High-Band |
A+ | 4 | 01/31/12 | 1.05 | 0.75 | 1.80 | 1.16 | 1.14 | |||
| Next Rate: | 02/15/12 | 1.00 | 0.75 | 1.75 | 1.11 | 1.11 | |||||
|
Protective Life Corporation
ProSaver Secure II Fixed Annuity 2 Low-Band |
A+ | 2 | 01/31/12 | 1.00 | 1.00 | 2.00 | 1.14 | 1.14 | |||
| Next Rate: | 02/15/12 | 1.00 | 1.00 | 2.00 | 1.14 | 1.14 | |||||
|
Protective Life Corporation
ProSaver Secure II Fixed Annuity 6 High-Band |
A+ | 6 | 01/31/12 | 1.05 | 0.60 | 1.65 | 1.14 | 1.13 | |||
| Next Rate: | 02/15/12 | 1.00 | 0.60 | 1.60 | 1.09 | 1.09 | |||||
|
Integrity Life Insurance
New Momentum 2 [MVA] |
A+ | 2 | 12/31/11 | 1.00 | 0.75 | 1.75 | 1.11 | 1.11 | |||
|
Integrity Life Insurance
New Momentum 3 [MVA] |
A+ | 3 | 12/31/11 | 1.00 | 0.75 | 1.75 | 1.11 | 1.11 | |||
|
Protective Life Corporation
ProSaver Secure II Fixed Annuity 4 Low-Band |
A+ | 4 | 01/31/12 | 1.00 | 0.50 | 1.50 | 1.07 | 1.07 | |||
| Next Rate: | 02/15/12 | 1.00 | 0.50 | 1.50 | 1.07 | 1.07 | |||||
|
Protective Life Corporation
ProSaver Secure II Fixed Annuity 6 Low-Band |
A+ | 6 | 01/31/12 | 1.00 | 0.35 | 1.35 | 1.05 | 1.05 | |||
| Next Rate: | 02/15/12 | 1.00 | 0.35 | 1.35 | 1.05 | 1.05 | |||||
|
Aviva Life & Annuity (Income Series)
Income Select Spirit 7 (1-Year) Low-Band |
A | 1 | 01/06/12 | 1.00 | 0.00 | 1.00 | 1.00 | 1.00 | |||
| Surrender Charges Last 6 Years | |||||||||||
|
Genworth Life Insurance Company
SecureLiving Liberty 1-Year Guaranty High-Band |
A | 1 | 09/21/11 | 2.05 | 2.75 | 4.80 | 1.55 | 2.50 | 1.62 | ||
| Next Rate: | 02/08/12 | 1.85 | 2.75 | 4.60 | 2.30 | 1.59 | |||||
|
Genworth Life Insurance Company
SecureLiving Liberty 3-Year Guaranty High-Band |
A | 3 | 09/21/11 | 1.85 | 1.10 | 2.95 | 1.55 | 2.40 | 1.97 | ||
| Next Rate: | 02/08/12 | 1.65 | 1.10 | 2.75 | 2.20 | 1.87 | |||||
|
Genworth Life Insurance Company
SecureLiving Liberty 5-Year Guaranty High-Band |
A | 5 | 09/21/11 | 1.85 | 0.65 | 2.50 | 1.55 | 2.39 | 2.25 | ||
| Next Rate: | 02/08/12 | 1.65 | 0.65 | 2.30 | 2.19 | 2.08 | |||||
|
Genworth Life Insurance Company
SecureLiving Liberty 1-Year Guaranty Mid-Band |
A | 1 | 09/21/11 | 2.05 | 2.00 | 4.05 | 1.55 | 2.38 | 1.50 | ||
| Next Rate: | 02/08/12 | 1.85 | 2.00 | 3.85 | 2.18 | 1.47 | |||||
|
Genworth Life Insurance Company
SecureLiving Liberty 3-Year Guaranty Mid-Band |
A | 3 | 09/21/11 | 1.85 | 0.90 | 2.75 | 1.55 | 2.30 | 1.87 | ||
| Next Rate: | 02/08/12 | 1.65 | 0.90 | 2.55 | 2.10 | 1.77 | |||||
|
Genworth Life Insurance Company
SecureLiving Independence High-Band |
A | 2 | 01/11/12 | 2.05 | 1.50 | 3.55 | 2.30 | 1.60 | |||
| Next Rate: | 02/08/12 | 2.05 | 1.50 | 3.55 | 2.30 | 1.60 | |||||
|
Genworth Life Insurance Company
SecureLiving Liberty 5-Year Guaranty Mid-Band |
A | 5 | 09/21/11 | 1.85 | 0.50 | 2.35 | 1.55 | 2.27 | 2.12 | ||
| Next Rate: | 02/08/12 | 1.65 | 0.50 | 2.15 | 2.07 | 1.96 | |||||
|
Genworth Life Insurance Company
SecureLiving Independence Mid-Band |
A | 2 | 01/11/12 | 2.05 | 1.00 | 3.05 | 2.22 | 1.51 | |||
| Next Rate: | 02/08/12 | 2.05 | 1.00 | 3.05 | 2.22 | 1.51 | |||||
Company / Product Name