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Company - Any - Allianz Life Allianz Life of NY Amer. Equity Investment Life Ins. Co. Amer. General Life Ins. Co. Amer. National Ins. (Legacy) American National Ins. Co. Americo Annuity Investors Life (Great Amer. Life) Aviva Life & Annuity Aviva Life and Annuity Dearborn National EquiTrust Life Ins. Co. Forethought Financial Genworth Life Ins. Co. Genworth Life of New York Great Amer. Life Ins. Co. Guaranty Income Life ING USA Annuity and Life Integrity Life Insurance Investors Ins. (Legacy) Lafayette Life Life of the Southwest Lincoln Benefit Life Lincoln Financial Group Lincoln Life & Annuity of New York Minnesota Life National Integrity Life Ins. National Western Life North American Company OM Financial (Legacy) OM Financial Life Ins. Co. OM Financial Life Ins. Co. (NY) Presidential Life Principal Financial Group Protective Life And Annuity Protective Life Corporation RBC Insurance Reliance Standard Life ReliaStar Life Ins. Co. ReliaStar Life Ins. Co. of NY Royal Neighbors of America Sun Life Financial Sun Life Ins. and Annuity of New York Symetra Life Insurance Co. The Standard Transamerica Life United States Life Ins. Co. (NY) West Coast Life

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Company / Product	SC Years	Issue Age	Premium Bonus	Min Rate	% Premium	Return per $1000	Last Change	Commissions Age: Rate
Featured Products
Surrender Charges Last 10 Years
Allianz Life MasterDex X Annuity	10 yrs	80	10.00%	1.50%	90.00%	$1,149	07/06/10	0-75: 7.00+ 76-80: 5.00+ see notes
	1 Year Fixed @ 2.15% 1 Year S&P 500 Monthly Cap 1 Year S&P 500 Point-to-Point Cap 1 Year Nasdaq 100 Point-to-Point Cap 1 Year Nasdaq 100 Monthly Cap 1 Year Blended Point-to-Point Cap 1 Year Blended Monthly Average Spread 1 Year Euro STOXX 50 Point-to-Point Cap 1 Year Euro STOXX 50 Monthly Cap
Aviva Life and Annuity Income Select Bonus -Low	10 yrs	78	8.00%	1.00%	100%	$1,193	07/02/10	0-75: 7.00+ 76-78: 5.00+ see notes
	Fixed Strategy @ 2.00% 1-Year Multiple Index Strategy 1-Year Average Index Strategy 1-Year Point-to-Point Index Strategy 1-Year Monthly Cap Index Strategy 1-Year Point-to-Point Participation Index Strategy 1-Year Point-to-Point Guaranteed Cap Index Strategy (Hang Seng Index) 1-Year Point-to-Point Guaranteed Cap Index Strategy (Dow Jones EURO STOXX 50®)
Aviva Life and Annuity Income Select Bonus -High	10 yrs	78	8.00%	1.00%	100%	$1,193	07/02/10	0-75: 7.00+ 76-78: 5.00+ see notes
	Fixed Strategy @ 2.40% 1-Year Point-to-Point Guaranteed Cap Index Strategy (Dow Jones EURO STOXX 50®) 1-Year Point-to-Point Guaranteed Cap Index Strategy (Hang Seng Index) 1-Year Point-to-Point Participation Index Strategy 1-Year Monthly Cap Index Strategy 1-Year Point-to-Point Index Strategy 1-Year Average Index Strategy 1-Year Multiple Index Strategy
Surrender Charges Last 5 Years
Aviva Life and Annuity Income Select 5 -Low	5 yrs	83		2.75%	87.50%	$1,002	07/02/10	0-75: 3.00+ 76-80: 2.05+ 81-83: 1.95+ see notes
	Fixed @ 2.00% 1-Year S&P 500 Point-to-Point (Participation) 1-Year S&P500 Monthly Cap 1-Year S&P500 Point-to-Point 1-Year S&P500 Monthly Average 1-Year Hang Seng Point-to-Point 1-Year DJ EUROSTOXX 50 Point-to-Point
Aviva Life and Annuity Income Select 5 -High	5 yrs	83		2.75%	87.50%	$1,002	07/02/10	0-75: 3.00+ 76-80: 2.05+ 81-83: 1.95+ see notes
	Fixed @ 2.30% 1-Year DJ EUROSTOXX 50 Point-to-Point 1-Year Hang Seng Point-to-Point 1-Year S&P500 Monthly Average 1-Year S&P500 Point-to-Point 1-Year S&P500 Monthly Cap 1-Year S&P 500 Point-to-Point (Participation)

Company / Product	SC Years	Issue Age	Premium Bonus	Min Rate	% Premium	Return per $1000	Last Change	Commissions Age: Rate
Surrender Charges Last 17 Years
Amer. Equity Investment Life Ins. Co. Bonus Gold (Index-1-05 & Index-7-05-OK)	17 yrs	(NQ)	10.00%	3.00%	84.00%		07/20/10	0-75: 8.20+ 76-80: 6.15+ see notes
	Fixed @ 3.30% S&P 500 Monthly Point-to-Point S&P 500 Monthly Average w/ PR S&P 500 Monthly Average w/ CAP S&P 500 Annual Point-to-Point w/ PR S&P 500 Annual Point-to-Point w/ CAP Dow Jones Annual Monthly Average Dow Jones Annual Point-to-Point Lehman Brothers U.S. Aggregate Annual Point-to-Point
Surrender Charges Last 16 Years
Amer. Equity Investment Life Ins. Co. Bonus Gold (Index 1-07)	16 yrs	80	10.00%	3.00%	84.00%		07/20/10	0-75: 6.00+ 76-80: 4.50+ see notes
	Fixed Value @ 2.70% 1-Year S&P 500 Point-to-Point PR 1-Year S&P 500 Monthly Average PR 1-Year S&P 500 Monthly Average Cap 1-Year S&P 500 Point-to-Point Cap 1-Year S&P 500 Monthly Point-to-Point 1-Year Dow Jones Point-to-Point Cap 1-Year Dow Jones Monthly Average Cap 1-Year Lehman U.S. Aggregate Point-to-Point
Surrender Charges Last 15 Years
Life of the Southwest SecurePlus Accumulator 5	15 yrs	65	5.00%	2.45%	87.50%	$1,321	07/22/10	0-70: 7.00+ 71-75: 6.00+ 76-80: 4.00+ see notes
	Ending Index Account Average Index Account Declared Interest Account @ 2.45%
Life of the Southwest SecurePlus Platinum	15 yrs	62		2.45%	87.50%	$1,258	07/22/10	0-70: 10.00+ 71-75: 9.00+ 76-80: 8.00+ see notes
	Declared Interest Account @ 2.50% Average Index Account Ending Index Account
National Western Life Liberty Champion	15 yrs	85	5.00%				07/01/10	Qualified 0-70: 9.25+ 71-75: 7.75+ Non-Qualified 0-70: 9.25+ 71-80: 7.75+ 81-85: 5.50+ see notes
	Fixed @ 2.25% Option D: Annual Reset with Monthly Cap Option A: Annual Reset with Monthly Averaging
National Western Life NWL Ultra Future	15 yrs	80	10.00%	1.50%	87.50%	$1,203	07/01/10	Qualified 0-70: 7.00+ 71-75: 3.50+ 76-80: 2.00+ Non-Qualified 0-75: 7.00+ 76-80: 5.00+ see notes
	Option B: Fixed Account @ 2.90% Option A: Monthly Averaging Annual Reset Option D: Monthly Cap
Surrender Charges Last 14 Years
Amer. Equity Investment Life Ins. Co. Retirement Gold (02-09)	14 yrs	78	10.00%	2.25%	87.50%		07/20/10	0-78: 6.00+ see notes
	Fixed @ 2.50% S&P 500 Monthly Average w/ Participation S&P 500 Monthly Average w/ Cap S&P 500 Point-to-Point w/ Participation S&P 500 Point-to-Point w/ Cap S&P 500 Monthly Cap
Americo Ultimate One Index 9 Bonus (PA)	14 yrs	(NQ)	4.00%	2.00%	100%	$1,372	07/01/10
	Fixed @ 2.50% S&P 500 Point-to-Point w/ Participation S&P 500 Point-to-Point w/ Cap S&P 500 Monthly Averaging w/ Participation S&P 500 Monthly Averaging w/ Cap
EquiTrust Life Ins. Co. Market Power Bonus Index	14 yrs	80	10.00%	1.00%	87.50%	$1,106	06/18/10	0-80: 8.50+ see notes
	1-Year Interest Account @ 2.25% 1-Year S&P 500 Daily Average Cap 1-Year S&P 500 Point-to-Point Cap 2-Year S&P 500 Monthly Averaging Cap Account 1-Year S&P 500 Monthly Cap 1 Year S&P 500 Monthly Average Participation
EquiTrust Life Ins. Co. MarketTwelve Bonus	14 yrs	(NQ)	6.00%	1.00%	87.50%	$1,066	06/18/10	0-80: 9.00+ see notes
	Fixed @ 2.00% 1-Year S&P 500 Point-to-Point w/Cap 1-Year S&P 500 Daily Average w/ Cap 1-Year S&P 500 Monthly Average w/Participation 1-Year S&P 500 Monthly Cap 2-Year Monthly Average Cap
National Western Life NWL Ultra Benefit	14 yrs	(NQ)	5.00%	1.50%	87.50%	$1,132	07/01/10	Qualified 0-70: 8.00+ 71-75: 5.50+ 76-80: 3.50+ 81-85: 1.00+ Non-Qualified 0-75: 8.00+ 76-80: 6.00+ 81-85: 3.50+ see notes
	Fixed @ 1.85% Option A: Monthly Average Annual Reset Option D: Monthly Cap Annual Reset
North American Company Charter 14	14 yrs	75	10.00%	1.10%	87.50%	$1,122	07/20/10	0-75: 7.50+ see notes
	1-Year Fixed @ 2.30% 1-Year S&P 500 Monthly Point-to-Point Cap 1-Year S&P 500 Annual Daily Average 1-Year S&P 500 Annual Point-to-Point 1-Year Dow Jones Annual Daily Average 1-Year Dow Jones Annual Point-to-Point 1-Year Lehman Bros. US Aggregate 1-Year NASDAQ-100 Monthly Point-to-Point 1-Year Nasdaq-100 Annual Point-to-Point 1-Year Russell 2000 Annual Daily Average 1-Year Russell 2000 Annual Point-to-Point 1-Year Hindsight Index Strategy 1-Year Dow Jones EuroStoxx 50 Point-to-Point 1-Year S&P 400 Annual Daily Average 1-Year S&P 400 Annual Point-to-Point
North American Company Freedom Choice (5%) 14 -Low	14 yrs	75		1.10%	87.50%	$1,020	07/20/10	0-75: 5.50+ see notes
	1-Year Fixed @ 4.10% 1-Year Annual Point-to-Point S&P 500 1-Year Monthly Point-to-Point S&P 500 1-Year Annual Point-to-Point S&P 400 1-Year Annual Point-to-Point DJ EuroSTOXX 50 1-Year Annual Point-to-Point Russell 2000 1-Year Annual Point-to-Point LB U.S. Aggregate 1-Year Annual Point-to-Point NADAQ 100 1-Year Monthly Point-to-Point NASDAQ 100 1-Year Annual Point-to-Point DJIA
North American Company Freedom Choice (5%) 14 -High	14 yrs	75		1.10%	87.50%	$1,020	07/20/10	0-75: 5.50+ see notes
	1-Year Annual Point-to-Point S&P 500 1-Year Monthly Point-to-Point S&P 500 1-Year Fixed @ 4.45% 1-Year Annual Point-to-Point DJIA 1-Year Monthly Point-to-Point NASDAQ 100 1-Year Annual Point-to-Point NADAQ 100 1-Year Annual Point-to-Point LB U.S. Aggregate 1-Year Annual Point-to-Point Russell 2000 1-Year Annual Point-to-Point DJ EuroSTOXX 50 1-Year Annual Point-to-Point S&P 400
North American Company Freedom Choice 14 -Low	14 yrs	75		1.10%	87.50%	$1,020	07/20/10	0-75: 5.50+ see notes
	1-Year Fixed @ 3.70% 1-Year Anual Point-to-Point S&P 500 1-Year Monthly Point-to-Point S&P 500 1-Year Anual Point-to-Point S&P 400 1-Year Anual Point-to-Point Russell 2000 1-Year Monthly Point-to-Point NASDAQ 100 1-Year Anual Point-to-Point NADAQ 100 1-Year Anual Point-to-Point LB U.S. Aggregate 1-Year Anual Point-to-Point DJIA 1-Year Anual Point-to-Point DJ EuroSTOXX 50
North American Company Freedom Choice 14 -High	14 yrs	75		1.10%	87.50%	$1,020	07/20/10	0-75: 5.50+ see notes
	1-Year Monthly Point-to-Point S&P 500 1-Year Anual Point-to-Point S&P 500 1-Year Fixed @ 4.10% 1-Year Anual Point-to-Point DJ EuroSTOXX 50 1-Year Anual Point-to-Point DJIA 1-Year Anual Point-to-Point LB U.S. Aggregate 1-Year Anual Point-to-Point NADAQ 100 1-Year Monthly Point-to-Point NASDAQ 100 1-Year Anual Point-to-Point Russell 2000 1-Year Anual Point-to-Point S&P 400
North American Company North American Prizm Plus 14	14 yrs	75	10.00%	1.10%	87.50%	$1,122	07/20/10	0-75: 7.50+ see notes
	1-Year Fixed @ 2.30% 1-Year S&P 500 Monthly Point-to-Point 1-Year S&P 500 Point-to-Point 1-Year S&P 500 Monthly Average 1-Year S&P 400 Point-to-Point 1-Year S&P 400 Monthly Average 1-Year Russell 2000 Point-to-Point 1-Year Russell 2000 Monthly Averaging 1-Year Nasdaq 100 Point-to-Point 1-Year Nasdaq -100 Monthly Point-to-Point 1-Year Lehman Bros. U.S. Aggregate Point-to-Point 1-Year DJIA Point-to-Point 1-Year DJIA Monthly Average 1-Year DJ EuroStoxx 50 Point-to-Point
North American Company Precision 14	14 yrs	75	10.00%	1.10%	87.50%	$1,122	07/20/10	0-75: 7.50+ see notes
	Fixed @ 2.30% Dow Jones Annual Daily Average Dow Jones Annual Point-to-Point Dow Jones EuroStoxx 50 Point-to-Point Lehman Bros. US Aggregate Nasdaq -100 Monthly Point-to-Point Nasdaq-100 Annual Point-to-Point Russell 2000 Annual Daily Average Russell 2000 Annual Point-to-Point 1 - Year Hindsight Index Strategy S&P 400 Annual Daily Average S&P 400 Annual Point-to-Point S&P 500 Monthly Point-to-Point Cap S&P 500 Annual Daily Average S&P 500 Annual Point-to-Point
Surrender Charges Last 13 Years
National Western Life NWL Ultra Classic	13 yrs	80		1.50%	87.50%	$1,062	07/01/10	Qualified 0-70: 12.00+ 71-75: 10.00+ 76-80: 9.00+ Non-Qualified 0-75: 12.00+ 76-80: 10.50+ see notes
	Option B: Fixed Account @ 3.25% Option A: Monthly Averaging Annual Reset Option D: Monthly Cap Annual Reset
Surrender Charges Last 12 Years
Amer. Equity Investment Life Ins. Co. Bonus 5 (INDEX-3-07-WA)	12 yrs	(NQ)	5.00%				07/20/10	0-57: 6.00+ 58-80: 4.00+ see notes
	S&P 500 Monthly Average w/ PR S&P 500 Monthly Average w/ CAP S&P 500 Annual Point-to-Point w/ PR S&P 500 Annual Point-to-Point w/ CAP S&P 500 Monthly Point-to-Point Fixed @ 2.70%
Amer. Equity Investment Life Ins. Co. Income Gold (Index 3-07)	12 yrs	80	5.00%	3.00%	87.50%		07/20/10	0-75: 5.63+ 76-80: 4.22+ see notes
	1-Year S&P 500 Monthly Average PR 1-Year S&P 500 Monthly Average Cap 1-Year S&P 500 Point-to-Point PR 1-Year S&P 500 Monthly Point-to-Point Cap 1-Year S&P 500 Point-to-Point Cap Fixed Account @ 2.70% 1-Year Lehman U.S. Aggregate Point-to-Point Cap 1-Year Dow Jones Monthly Average Cap 1-Year Dow Jones Point-to-Point Cap
Amer. General Life Ins. Co. AG HorizonIndex Annuity 12	12 yrs	85	5.00%	2.00%	90.00%	$1,198	07/28/10	0-75: 8.00+ 76-80: 4.00+ 81-85: 2.50+ see notes
	Monthly Additive Account with Cap 2-Year Point-to-Point Account with Cap Fixed Interest Account @ 2.00%
Great Amer. Life Ins. Co. American Valor II	12 yrs	85	5.00%	1.00-2.00%	100%	$1,332	07/21/10	Qualified 18-75: 6.50+ 76-80: 5.35+ 81-85: 3.60+ Non-Qualified 0-75: 6.50+ 76-80: 5.35+ 81-85: 3.60+ see notes
	1 Year S&P 500 Annual Point-to-Point 1 Year S&P 500 Monthly Average with Cap Declared Rate Strategy @ 2.30%
Life of the Southwest SecurePlus Elite	12 yrs			1.95%	90.00%	$1,135	07/22/10
	Declared Interest Account @ 2.10% Average Index Account Ending Index Account
Life of the Southwest SecurePlus Premier 8	12 yrs	80	3.00%	1.95%	90.00%	$1,169	07/29/10	0-75: 8.00+ 76-80: 5.00+ 81-85: 4.00+ see notes
	Declared Fixed Account @ 1.95% S&P 500 Ending Index Rate Option 1 S&P 500 Ending Index Rate Option 2 1-Year S&P 500 Average Russell 2000 Ending Index Rate Option 1 Russell 2000 Ending Index Rate Option 2
Lincoln Financial Group Lincoln OptiPoint 12 -Low	12 yrs	75	4.00%	2.00%	100%	$1,319	07/01/10	0-75: 8.00+ see notes
	Fixed @ 2.35% Performance Triggered 2-Year Point to Point 2-Year Monthly Cap
Lincoln Financial Group Lincoln OptiPoint 12 -High	12 yrs	75	5.00%	2.00%	100%	$1,332	07/01/10	0-75: 8.00+ see notes
	Fixed @ 2.35% 2-Year Monthly Cap 2-Year Point to Point Performance Triggered
National Western Life Liberty Challenge	12 yrs	85 (NQ)	2.00%				07/01/10	Qualified 0-70: 9.00+ 71-75: 8.00+ Non-Qualified 0-70: 9.00+ 71-80: 8.00+ 81-85: 6.25+ see notes
	Fixed @ 2.25% Option D: Annual Reset with Monthly Cap Option A: Annual Reset with Monthly Averaging
OM Financial (Legacy) AmeriMark Freedom	12 yrs	85		1.00%	87.50%	$ 986	07/01/10	0-80: 9.00 81-85: 4.50
	Fixed @ 2.25% Annual Point-to-Point 3 Yr Highwater Annual Point-to-Point Monthly Cap Strategy 2-Year Monthly Average w/ Cap
RBC Insurance RBC Enhanced Choice 12 SPDA	12 yrs	85	5.00%	1.00%	87.50%	$1,035	07/01/10	0-75: 8.00+ 76-80: 6.00+ 81-85: 4.00+ see notes
	Fixed Account @ 1.20% 1-Year DJIA Quarterly Additive Point-to-Point Cap 1-Year DJIA Monthly Average Cap 1-Year S&P 500 Monthly Additive Point-to-Point Cap 1-Year S&P 500 Annual Point-to-Point Cap
Surrender Charges Last 10 Years
Aviva Life & Annuity MultiChoice Advantage -High	10 yrs	78		1.00%	87.50%	$ 967	07/02/10	0-75: 7.50+ 76-79: 5.50+ see notes
	Fixed Strategy @ 2.35%
Aviva Life and Annuity Income Preferred Ultra -High	10 yrs	78		1.00%	87.50%	$ 967	07/02/10	0-75: 7.50+ 76-78: 5.50+ see notes
	Fixed Strategy @ 2.35%
Aviva Life & Annuity MultiChoice Advantage -Low	10 yrs	78		1.00%	87.50%	$ 967	07/02/10	0-75: 7.50+ 76-79: 5.50+ see notes
	Fixed Strategy @ 1.75%
Aviva Life and Annuity Income Preferred Ultra -Low	10 yrs	78		1.00%	87.50%	$ 967	07/02/10	0-75: 7.50+ 76-78: 5.50+ see notes
	Fixed Strategy @ 1.75%
American National Ins. Co. Value Lock 10	10 yrs	80	3.00%	1.75%	90.00%	$1,103	07/01/10	0-75: 10.00 76-80: 8.00
	S&P 500 10 Year Point-to-Point
Allianz Life of NY New York Bonus MasterDex	10 yrs	0 (NQ)	3.00%	1.50%	100%	$1,195	07/06/10	0-74: 4.50+ 75-85: 2.50+ see notes
	Fixed @ 2.25% S&P 500 Monthly Point-to-Point Nasdaq 100 Monthly Point-to-Point
American National Ins. Co. ANICO Strategy Indexed Annuity 10	10 yrs	85		1.00%	100%	$1,105	07/01/10	see notes
	Declared Rate Interest Account @ 2.00% 1 Year S&P 500 Point-to-Point
Americo Elite Provider	10 yrs	85		1.10%	100%	$1,116	07/01/10
	Fixed @ 2.75% 1 - Year S&P 500 Monthly Averaging Capped 1 - Year S&P 500 Point to Point Uncapped 1 - Year S&P 500 Point to Point Capped
Americo Future Provider	10 yrs	0 (NQ)		2.00%	100%	$1,219	07/01/10	0-80: 8.25 81-85: 6.50 86-90: 3.00
	Fixed @ 2.75% S&P 500 Monthly Averaging S&P 500 Point-to-Point No Cap S&P 500 Point-to-Point with Cap S&P 500 Point-to-Point The EZ Option Nasdaq 100 Point-to-Point No Cap
Americo Future Provider Bonus	10 yrs	0 (NQ)	4.00%	2.00%	100%	$1,268	07/01/10	0-80: 6.25 81-85: 5.00
	Fixed @ 2.50% S&P 500 Point-to-Point No Cap S&P 500 Point-to-Point with Cap S&P 500 Point-to-Point EZ Option S&P 500 Monthly Averaging Nasdaq 100 Point-to-Point
Aviva Life and Annuity Income Select 10 -Low	10 yrs	78		2.75%	87.50%	$1,148	07/02/10	0-75: 7.50+ 76-78: 5.50+ see notes
	Fixed @ 2.00% 1-Year S&P500 Point-to-Point 1-Year S&P 500 Monthly Cap 1-Year S&P 500 Monthly Average 1-Year S&P 500 Point-to-Point w/ Participation 1-Year Point-to-Point DJ EUROSTOXX 50 1-Year Point-to-Point Hang Seng
Aviva Life and Annuity Income Select 10 -High	10 yrs	78		2.75%	87.50%	$1,148	07/02/10	0-75: 7.50+ 76-78: 5.50+ see notes
	Fixed @ 2.65% 1-Year S&P500 Point-to-Point 1-Year S&P 500 Monthly Cap 1-Year S&P 500 Monthly Average 1-Year S&P 500 Point-to-Point w/ Participation 1-Year Point-to-Point Hang Seng 1-Year Point-to-Point DJ EUROSTOXX 50
Aviva Life and Annuity Income Select Plus -Low	10 yrs	78	5.00%	2.75%	87.50%	$1,205	07/02/10	0-75: 7.50+ 76-78: 5.50+ see notes
	Fixed @ 2.00% 1-Year S&P 500 Monthly Cap 1-Year S&P 500 Point-to-Point Cap 1-Year S&P 500 Point-to-Point w/ Participation 1 - Year Point to Point Dow Jones EUROSTOXX 50 1 - Year Point to Point Hang Seng Index
Aviva Life and Annuity Income Select Plus -High	10 yrs	78	5.00%	2.75%	87.50%	$1,205	07/02/10	0-75: 7.50+ 76-78: 5.50+ see notes
	1-Year S&P 500 Monthly Cap 1-Year S&P 500 Point-to-Point Cap 1-Year S&P 500 Point-to-Point w/ Participation Fixed @ 2.45% 1 - Year Point to Point Hang Seng Index 1 - Year Point to Point Dow Jones EUROSTOXX 50

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