11095 Viking Dr., Suite 230
Eden Prairie, MN 55344
www.ecamarketing.com

Fixed Annuities

ECA Marketing
Toll Free 800-356-4189
Fax (952) 9419686
 
 
 
State
 Premium
 Qual
 Rating
 Company
 Rate Gtd
 Age
 Comm
%

Showing 1-30 of 246    Display: Print/Save |<  <<   Page 1 of 9   >>   >|
Company / Product Name AM
Best 		Years
Gtd 		Last
Change 		Base
Rate 		Bonus
Rate 		Current
Rate 		Premium
Bonus 		Bail Out Effective
Rate 		CUR GTD Commissions
Age: Rate
Yield to Surrender
Surrender Charges Last 15 Years
American Equity Investment Life Insurance Company
Premier Eagle 10 (FPDA-7-08)
A- 1 10/08/11 2.00 0.00 2.00 3.00
to 10.00 		12.20 2.20
to 2.65 		1.73
to 2.18 		0-75: 5.00+
76-80: 3.75+
Life of the Southwest
Retire Four
A 1 03/22/12 2.00 1.00 3.00     2.07 1.13
Next Rate: 05/22/12 1.25 1.00 2.25   1.32 1.08 -0.75 DOWN  
National Western Life
NWL Future Assurance [LOAN]
A 1 03/23/12 1.30 0.00 1.30 2.00
to 10.00 		11.43 1.43
to 1.95 		1.15
to 1.66 		0-75: 5.00+
76-80: 3.00+
Surrender Charges Last 14 Years
North American Company
North American Flex III [MVA, LOAN]
A+ 1 02/24/12 1.60 0.00 1.60 10.00 11.76 2.29 1.73 0-75: 4.50+
National Western Life
NWL Benefit Assurance [LOAN]
A 1 03/23/12 1.30 0.00 1.30 4.00
to 5.00 		6.36 1.58
to 1.65 		1.30
to 1.37 		0-75: 8.00+
76-80: 6.00+
81-85: 3.50+
Surrender Charges Last 12 Years
American Equity Investment Life Insurance Company
FPDA-10 (MVA) [MVA]
A- 1 10/08/11 2.25 0.00 2.25 2.00 4.30 2.42 2.42 0-75: 6.00+
76-80: 4.50+
Life of the Southwest
RetireMax FPDA 3 Plus 403(b) [TSA, LOAN]
A 1 03/22/12 1.70 0.00 1.70 3.00 4.75 1.95 1.31
Call
Next Rate: 05/22/12 1.10 0.00 1.10 4.10 1.35 1.26 -0.60 DOWN  
Life of the Southwest
RetireMax FPDA 3 403(b) [TSA, LOAN]
A 1 03/22/12 1.75 0.00 1.75     1.75 1.06
Call
Next Rate: 05/22/12 1.15 0.00 1.15   1.15 1.01 -0.60 DOWN  
Life of the Southwest
RetireThree
A 1 03/22/12 1.75 0.00 1.75     1.75 1.06
Call
Next Rate: 05/22/12 1.15 0.00 1.15   1.15 1.01 -0.60 DOWN  
Surrender Charges Last 10 Years
National Western Life
NWL Prevail Seven [MVA, LOAN]
A 1 01/27/12 2.50 7.00 9.50     3.18 2.73 0-75: 5.25
76-85: 1.00
86-90: 0.55
Guaranty Income Life
FlexPlus 10 (3% Bonus)
B 1 03/01/12 2.75 3.00 5.75     3.05 1.47 0-74: 4.25
75-79: 1.75
National Western Life
NWL Accumulator Five [MVA, LOAN]
A 1 01/27/12 2.50 5.00 7.50     2.99 2.54 0-74: 6.50+
75-90: 2.70+
Guaranty Income Life
FlexPlus 10 (2% Bonus)
B 1 03/01/12 2.75 2.00 4.75     2.95 1.37 0-74: 5.25
75-79: 2.75
Guaranty Income Life
FlexPlus 10 (1% Bonus)
B 1 03/01/12 2.75 1.00 3.75     2.85 1.27 0-74: 6.25
75-79: 3.75
Guaranty Income Life
FlexPlus 10
B 1 03/01/12 2.75 0.00 2.75     2.75 1.17 0-74: 7.25
75-79: 4.75
National Western Life
NWL Protector One [MVA, LOAN]
A 1 01/27/12 2.50 1.00 3.50     2.60 2.15 0-75: 9.50+
76-90: 5.50+
American Equity Investment Life Insurance Company
Premier Eagle 12 (FRG-2-09)
A- 1 10/08/11 1.60 0.00 1.60 8.00 9.73 2.38 1.84 0-78: 6.00+
American National Insurance Company
Palladium Century 7 [MVA]
A 1 05/01/12 1.55 7.00 8.55     2.23 1.73 0-74: 5.00+
75-80: 3.00+
American National Insurance Company
Palladium Century 5 [MVA]
A 1 05/01/12 1.55 5.00 6.55     2.04 1.54 0-74: 6.00+
75-80: 3.50+
North American Company
North American Flex II [MVA, LOAN]
A+ 1 02/24/12 1.50 0.00 1.50 5.00 6.57 2.00 1.54 0-75: 4.50+
76-79: 3.38+
Aviva Life & Annuity (Income Series)
Income Select Spirit Bonus (1-Year) High-Band
A 1 04/06/12 1.60 0.00 1.60 4.00 5.66 2.00 1.46 0-75: 6.00
76-78: 4.00
Life of the Southwest
Retire Five
A 1 03/22/12 1.50 5.00 6.50     1.99 1.54
Next Rate: 05/22/12 1.00 5.00 6.00   1.49 1.49 -0.50 DOWN  
Life of the Southwest
RetireMax Millenium Flex [LOAN]
A 1 03/22/12 1.50 5.00 6.50     1.99 1.54
Call
Next Rate: 05/22/12 1.00 5.00 6.00   1.49 1.49 -0.50 DOWN  
Life of the Southwest
RetireMax Millennium Plus [LOAN]
A 1 03/22/12 1.50 5.00 6.50     1.99 1.54
Next Rate: 05/22/12 1.00 5.00 6.00   1.49 1.49 -0.50 DOWN  
North American Company
Boomer Annuity [MVA, LOAN]
A+ 1 02/24/12 1.40 0.00 1.40 5.00 6.47 1.90 1.53 0-80: 7.00+
81-80: 5.25+
American National Insurance Company
Palladium Century 3 [MVA]
A 1 05/01/12 1.55 3.00 4.55     1.85 1.35 0-74: 7.00+
75-UP: 4.50+
Aviva Life & Annuity (Income Series)
Income Select Spirit Plus High-Band
A 1 04/06/12 1.55 0.00 1.55 2.00 3.58 1.75 1.26 0-75: 6.50
76-78: 4.50
Aviva Life & Annuity (Income Series)
Income Select Spirit Plus S High-Band
A 1 04/06/12 1.25 0.00 1.25 2.00
to 5.00 		6.31 1.45
to 1.75 		1.23
to 1.52 		0-75: 5.00
76-78: 3.00
Life of the Southwest
RetireMax Income Master [TSA]
A 2 03/22/12 1.75 0.00 1.75     1.75 1.15
Call
Next Rate: 05/22/12 1.25 0.00 1.25   1.25 1.05 -0.50 DOWN  
Life of the Southwest
RetireTwo
A 1 03/22/12 1.60 1.00 2.60     1.70 1.16
Call
Next Rate: 05/22/12 1.00 1.00 2.00   1.10 1.10 -0.60 DOWN  
Showing 1-30 of 246    Display: Page:   1 | 2 | 3 | 4 | 5 | 6 .. 9

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"Current Yield to Surrender" expresses the annualized return on premium, assuming no withdrawals, based on a current “base rate” issued by the carrier for the duration of the surrender period

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