Northern States Brokerage, LLC
1-800-877-7006
262-781-8015

Top MYGA

northernstatesbrokerage.com / Annuity Rate Watch

Northern States Brokerage, LLC
15400 W Capitol Dr, Suite 105
Brookfield, WI 53005

State

Premium

Qual

Rating

Company

Rate Gtd

Age

Comm
%

Company	Product	Years Gtd	Premium Bonus	1st Year Rate	Rate Thereafter	Gtd Yield to Surrender	Commission
15 Year Interest Rate Guarantees
Protective Life Corporation	ProSaver Platinum 15 High-Band [TSA, MVA, REGISTERED]	15		2.95	2.95	2.95	3.00
Protective Life Corporation	ProSaver Platinum 15 Low-Band [TSA, MVA, REGISTERED]	15		2.70	2.70	2.70	3.00
10 Year Interest Rate Guarantees
North American Company	Guarantee Choice 10 High-Band [MVA]	10		3.40	3.40	3.40	2.50 +notes
North American Company	Guarantee Choice 10 Low-Band [MVA]	10		3.25	3.25	3.25	2.50 +notes
American National Ins. Co.	Palladium MYG Annuity 10 High-Band [MVA]	10		3.55	2.55	2.65	4.00
American National Ins. Co.	Palladium MYG Annuity 10 Low-Band [MVA]	10		3.45	2.45	2.55	4.00
Integrity Life Insurance	MultiVantage 10 [MVA]	10		3.45	2.45	2.55	3.50
Integrity Life Insurance	Momentum Advantage 10 [MVA]	10		3.20	2.45	2.52	3.50
Lincoln Financial Group	Lincoln MYGuarantee^sm Plus 10 High-Band [MVA]	10		2.45	2.45	2.45	2.50
Protective Life Corporation	ProSaver Platinum 10 High-Band [TSA, MVA, REGISTERED]	10		2.40	2.40	2.40	2.00
Amer. General Life Ins. Co.	AG HorizonSelect 10 [MVA]	10		2.35	2.35	2.35	4.00 +notes
Lincoln Financial Group	Lincoln MYGuarantee^sm Plus 10 Low-Band [MVA]	10		2.30	2.30	2.30	2.50
Integrity Life Insurance	New Momentum 10 [MVA]	10		2.90	2.15	2.22	5.00
Protective Life Corporation	ProSaver Platinum 10 Low-Band [TSA, MVA, REGISTERED]	10		2.15	2.15	2.15	2.00
Protective Life Corporation	FutureSaver II Annuity 10 High-Band [MVA]	10	1.00	1.95	1.95	2.05	3.25
Protective Life Corporation	FutureSaver II Annuity 10 Low-Band [MVA]	10		1.95	1.95	1.95	3.25
Protective Life Corporation	FutureSaver II Annuity 10 (ROP) High-Band [MVA]	10		1.90	1.90	1.90	3.25
Protective Life Corporation	FutureSaver II Annuity 10 (ROP) Low-Band [MVA]	10		1.90	1.90	1.90	3.25
9 Year Interest Rate Guarantees
North American Company	Guarantee Choice 9 High-Band [MVA]	9		3.30	3.30	3.30	2.50 +notes
North American Company	Guarantee Choice 9 Low-Band [MVA]	9		3.10	3.10	3.10	2.50 +notes
American National Ins. Co.	Palladium MYG Annuity 9 High-Band [MVA]	9		4.45	2.45	2.67	3.00
American National Ins. Co.	Palladium MYG Annuity 9 Low-Band [MVA]	9		4.35	2.35	2.57	3.00
Lincoln Financial Group	Lincoln MYGuarantee^sm Plus 9 High-Band [MVA]	9		2.45	2.45	2.45	2.50
Lincoln Financial Group	Lincoln MYGuarantee^sm Plus 9 Low-Band [MVA]	9		2.30	2.30	2.30	2.50
Protective Life Corporation	ProSaver Platinum 9 High-Band [TSA, MVA, REGISTERED]	9		2.25	2.25	2.25	2.00
Protective Life Corporation	ProSaver Platinum 9 Low-Band [TSA, MVA, REGISTERED]	9		2.00	2.00	2.00	2.00
Protective Life Corporation	FutureSaver II Annuity 9 High-Band [MVA]	9	1.00	1.80	1.80	1.91	3.25
Protective Life Corporation	FutureSaver II Annuity 9 (ROP) High-Band [MVA]	9	1.00	1.75	1.75	1.86	3.25
Protective Life Corporation	FutureSaver II Annuity 9 Low-Band [MVA]	9		1.80	1.80	1.80	3.25
Protective Life Corporation	FutureSaver II Annuity 9 (ROP) Low-Band [MVA]	9		1.75	1.75	1.75	3.25
8 Year Interest Rate Guarantees
North American Company	Guarantee Choice 8 High-Band [MVA]	8		3.10	3.10	3.10	2.50 +notes
North American Company	Guarantee Choice 8 Low-Band [MVA]	8		2.90	2.90	2.90	2.50 +notes
American National Ins. Co.	Palladium MYG Annuity 8 High-Band [MVA]	8		2.65	2.65	2.65	2.50
American National Ins. Co.	Palladium MYG Annuity 8 Low-Band [MVA]	8		2.55	2.55	2.55	2.50
Lincoln Financial Group	Lincoln MYGuarantee^sm Plus 8 High-Band [MVA]	8		2.35	2.35	2.35	2.50
Lincoln Financial Group	Lincoln MYGuarantee^sm Plus 8 Low-Band [MVA]	8		2.20	2.20	2.20	2.50
Protective Life Corporation	ProSaver Platinum 8 High-Band [TSA, MVA, REGISTERED]	8		2.05	2.05	2.05	2.00
Protective Life Corporation	ProSaver Platinum 8 Low-Band [TSA, MVA, REGISTERED]	8		1.80	1.80	1.80	2.00
Protective Life Corporation	FutureSaver II Annuity 8 High-Band [MVA]	8	1.00	1.65	1.65	1.78	3.00
Protective Life Corporation	FutureSaver II Annuity 8 (ROP) High-Band [MVA]	8	1.00	1.60	1.60	1.73	3.00
Protective Life Corporation	FutureSaver II Annuity 8 Low-Band [MVA]	8		1.65	1.65	1.65	3.00
Protective Life Corporation	FutureSaver II Annuity 8 (ROP) Low-Band [MVA]	8		1.60	1.60	1.60	3.00
7 Year Interest Rate Guarantees
Athene Annuity	7 MYG	7		4.10	3.10	3.24	2.75
North American Company	Guarantee Choice 7 High-Band [MVA]	7		2.90	2.90	2.90	2.50 +notes
Amer. Equity Investment Life Ins. Co.	Guarantee 7 (SPDA-MYGA) MVA [MVA]	7		2.70	2.70	2.70	3.00
North American Company	Guarantee Choice 7 Low-Band [MVA]	7		2.70	2.70	2.70	2.50 +notes
Genworth Life and Annuity Ins. Co	SecureLiving Rate Saver 7 High-Band [MVA]	7		2.55	2.55	2.55	2.75 +notes
Genworth Life and Annuity Ins. Co	SecureLiving Rate Saver 7 Mid-Band [MVA]	7		2.45	2.45	2.45	2.75 +notes
Lincoln Financial Group	Lincoln MYGuarantee^sm Plus 7 High-Band [MVA]	7		2.30	2.30	2.30	2.50
American National Ins. Co.	Palladium MYG Annuity 7 High-Band [MVA]	7		3.15	2.15	2.29	2.50

Seek complete details and the suitability of any product from a qualified licensed insurance professional. Verify with your MGA all interest rates, state approvals, and commissions prior to contracting. Changes may occur without notice.

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"Guaranteed Yield to Surrender" expresses the annualized return on premium, assuming no withdrawals, based on interest credited on a guaranteed basis, for the duration of the surrender period.

"Current Yield to Surrender" expresses the annualized return on premium, assuming no withdrawals, based on a current “base rate” issued by the carrier for the duration of the surrender period

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