Company / Product Name
|
AM Best |
Years Gtd |
Last Change |
Base Rate |
Bonus Rate |
Current Rate |
Premium Bonus |
Bail Out
|
Effective Rate |
CUR
|
GTD
|
Commissions Age: Rate |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Yield to Surrender | ||||||||||||
| Surrender Charges Last 15 Years | ||||||||||||
|
American Equity Investment Life Insurance Company
Premier Eagle 10 (FPDA-7-08) |
A- | 1 | 10/08/11 | 2.00 | 0.00 | 2.00 |
3.00 to 10.00 |
12.20 |
2.20 to 2.65 |
1.73 to 2.18 |
0-75: 5.00+ 76-80: 3.75+ |
|
| Surrender Charges Last 14 Years | ||||||||||||
|
North American Company
North American Flex III [MVA, LOAN] |
A+ | 1 | 01/19/12 | 1.85 | 0.00 | 1.85 | 10.00 | 12.03 | 2.55 | 1.75 | 0-75: 4.50+ | |
| Surrender Charges Last 12 Years | ||||||||||||
|
American Equity Investment Life Insurance Company
FPDA-10 (MVA) [MVA] |
A- | 1 | 10/08/11 | 2.25 | 0.00 | 2.25 | 2.00 | 4.30 | 2.42 | 2.42 |
0-75: 6.00+ 76-80: 4.50+ |
|
| Surrender Charges Last 10 Years | ||||||||||||
|
American Equity Investment Life Insurance Company
Premier Eagle 12 (FRG-2-09) |
A- | 1 | 10/08/11 | 1.60 | 0.00 | 1.60 | 9.00 | 10.74 | 2.48 | 1.93 | 0-78: 6.00+ | |
|
American General Life Insurance Company
AG HorizonMYG (CA) |
A | 6 | 02/06/12 | 2.00 | 4.00 | 6.00 | 2.39 | 2.39 |
0-75: 7.50+ 76-80: 5.00+ 81-85: 3.00+ |
|||
|
North American Company
North American Flex II [MVA, LOAN] |
A+ | 1 | 01/19/12 | 1.80 | 0.00 | 1.80 | 5.00 | 6.89 | 2.30 | 1.57 |
0-75: 4.50+ 76-79: 3.38+ |
|
|
American National Insurance Company
Palladium Century 7 |
A | 1 | 02/01/12 | 1.55 | 7.00 | 8.55 | 2.23 | 1.73 |
0-74: 5.00+ 75-80: 3.00+ |
|||
|
North American Company
Boomer Annuity [MVA, LOAN] |
A+ | 1 | 01/19/12 | 1.65 | 0.00 | 1.65 | 5.00 | 6.73 | 2.15 | 1.56 |
0-80: 7.00+ 81-80: 5.25+ |
|
|
American National Insurance Company
Palladium Century 5 |
A | 1 | 02/01/12 | 1.55 | 5.00 | 6.55 | 2.04 | 1.54 |
0-74: 6.00+ 75-80: 3.50+ |
|||
|
American National Insurance Company
Palladium Century 3 |
A | 1 | 02/01/12 | 1.55 | 3.00 | 4.55 | 1.85 | 1.35 |
0-74: 7.00+ 75-UP: 4.50+ |
|||
|
American General Life Insurance Company
AG HorizonMYG [MVA] |
A | 6 | 02/06/12 | 1.35 | 4.00 | 5.35 | 1.74 | 1.60 |
0-75: 7.50+ 76-80: 5.00+ 81-85: 3.00+ |
|||
|
American National Insurance Company
Palladium Century 1 |
A | 1 | 02/01/12 | 1.55 | 1.00 | 2.55 | 1.65 | 1.15 |
0-74: 8.00+ 75-90: 5.50+ |
|||
| Surrender Charges Last 9 Years | ||||||||||||
|
American General Life Insurance Company
AG HorizonPlus (CA) [MVA] |
A | 6 | 02/06/12 | 2.00 | 6.00 | 8.00 | 2.65 | 2.65 |
0-75: 6.00 76-80: 3.20 81-85: 1.35 |
|||
|
North American Company
North American Director |
A+ | 5 | 01/19/12 | 1.80 | 3.00 | 4.80 | 2.13 | 1.77 |
0-80: 5.50+ 81-85: 4.13+ |
|||
|
American General Life Insurance Company
AG HorizonPlus [MVA] |
A | 6 | 02/06/12 | 1.25 | 6.00 | 7.25 | 1.90 | 1.82 |
0-75: 6.00 76-80: 3.20 81-85: 1.35 |
|||
| Surrender Charges Last 8 Years | ||||||||||||
|
American General Life Insurance Company
AG HorizonFlex (CA) |
A | 1 | 02/06/12 | 2.00 | 2.00 | 4.00 | 2.25 | 2.25 |
0-75: 5.00 76-80: 4.00 81-85: 3.00 |
|||
|
American General Life Insurance Company
AG HorizonFlex |
A | 1 | 02/06/12 | 1.60 | 2.00 | 3.60 | 1.85 | 1.76 |
0-75: 5.00 76-80: 4.00 81-85: 3.00 |
|||
| Surrender Charges Last 7 Years | ||||||||||||
|
Integrity Life Insurance
New Momentum QIO |
A+ | 1 | 12/31/11 | 4.00 | 0.00 | 4.00 | 4.00 | 1.42 | 0-85: 2.00 | |||
|
Integrity Life Insurance
SPDA Series II 1 |
A+ | 1 | 12/31/11 | 2.70 | 0.00 | 2.70 | 2.70 | 1.24 |
0-79: 4.00 80-85: 2.25 |
|||
|
Reliance Standard Life
Apollo MVA [MVA] |
A | 1 | 09/29/11 | 1.80 | 1.00 | 2.80 | 1.94 | 1.26 |
0-75: 5.25 76-80: 4.20 81-85: 3.15 |
|||
|
Fixed Annuitiesnorthernstatesbrokerage.com / Annuity Rate Watch |
|
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"Guaranteed Yield to Surrender" expresses the annualized return on premium, assuming no withdrawals, based on interest credited on a guaranteed basis, for the duration of the surrender period.
"Current Yield to Surrender" expresses the annualized return on premium, assuming no withdrawals, based on a current “base rate” issued by the carrier for the duration of the surrender period
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