Fixed Indexed Brief

State - AK AL AR AZ CA CO CT DC DE FL GA HI IA ID IL IN KS KY LA MA MD ME MI MN MO MS MT NC ND NE NH NJ NM NV NY OH OK OR PA PR RI SC SD TN TX UT VA VI VT WA WI WV WY Premium Qual Flex? Rating - A++ A+ A A- B++ B+ B B- C++ C+ C C- D E F S NR Company - Any - Allianz Life Ins. Co. of North America Amer. Equity Investment Life Ins. Co. Amer. General Life Ins. Co. American National Ins. Co. Athene Annuity Aviva Life & Annuity (Income Series) EquiTrust Life Ins. Co. Fidelity & Guaranty Life First Symetra Nat’l Life Ins Co of NY Forethought Financial Genworth Life and Annuity Ins. Co Genworth Life Ins. Co. Great Amer. Life Ins. Co. ING Annuity and Asset Sales Integrity Life Insurance Lincoln Benefit Life Lincoln Financial Group Lincoln Life & Annuity of New York National Integrity Life Ins. North American Company SBLI -Savings Bank Life Ins. of MA Symetra Life Insurance Co. SC yrs - 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 Age Comm % More Search Options Product Type - Point to Point High Water Low Water Performance Triggered Inverse Perf Triggered Monthly Crediting Other Averaging - None Daily Monthly Annual Monthly Sum Quarterly Sum Continuous Monthly Reset Period - Policy Length 1 Year 2 Years 3 Years 4 Years 5 Years 6 Years 7 Years 8 Years 9 Years 10 Years 11 Years 12 Years 13 Years 14 Years 15 Years Indicie - DJIA Nasdaq 100 S&P 400 S&P 500 FTSE 100 Russell 2000 10 Year US Treasury DJ EuroStoxx 50 Hang Seng Nikkei 225 3-Month LIBOR Barclays Capital U.S. Aggregat Gold Strategies HFRX Global Hedge Fund iShares Barclays Aggregate Bon iShares MSCI Hong Kong Index LB US Aggregate Bond London Gold PM MSCI All Country World Index S&P GSCI Excess Return Index U.S. 10-Year Swap Rate

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Company	Product	SC Years	Premium Bonus	GTD Min Rate	GTD % Premium	GTD Return on $1,000	Last Change	High Comm
Surrender Charges Last 5 Years
Lincoln Financial Group	Lincoln OptiChoice 5 Low-Band [MVA]	5		1.00	100.00	$1,051		up to 5.00%
Lincoln Financial Group	Lincoln OptiChoice 5 High-Band [MVA]	5		1.00	100.00	$1,051		up to 5.00%
North American Company	North American Formula Choice [TSA, MVA, LOAN]	5		1.00	100.00	$1,051		up to 5.00%
Symetra Life Insurance Co.	Symetra Edge Pro 5 Low-Band [MVA]	5		1.00	100.00	$1,051		up to 3.50%
Symetra Life Insurance Co.	Symetra Edge Pro 5 High-Band [MVA]	5		1.00	100.00	$1,051		up to 3.50%
North American Company	North American Formula Choice (TX) [TSA, MVA, LOAN]	5		1.00	100.00	$1,051
Allianz Life Ins. Co. of North America	Endurance Elite 5 [LOAN]	5		1.00	87.50	$ 920		up to 4.50%
Allianz Life Ins. Co. of North America	Allianz Pro V1 [LOAN]	5		1.00	87.50	$ 920		up to 3.25%
ING Annuity and Asset Sales	ING Secure Index Five Low-Band	5		1.00	87.50	$ 920		up to 3.25%
ING Annuity and Asset Sales	ING Secure Index Five High-Band	5		1.00	87.50	$ 920		up to 3.25%
Surrender Charges Last 6 Years
Lincoln Financial Group	Lincoln New Directions 6 Low-Band [MVA]	6		1.00	100.00	$1,062		up to 3.50%
Lincoln Financial Group	Lincoln New Directions 6 High-Band [MVA]	6		1.00	100.00	$1,062		up to 3.50%
American National Ins. Co.	ANICO EIA	6		1.00	90.00	$ 955	02/01/12	up to 5.00%
North American Company	Freedom Choice 6 Low-Band [TSA, MVA, LOAN]	6		1.00	87.50	$ 929		up to 5.50%
North American Company	Freedom Choice 6 High-Band [TSA, MVA, LOAN]	6		1.00	87.50	$ 929		up to 5.50%
North American Company	Freedom Choice (5%) 6 Low-Band [TSA, MVA, LOAN]	6		1.00	87.50	$ 929		up to 5.50%
North American Company	Freedom Choice (5%) 6 High-Band [TSA, MVA, LOAN]	6		1.00	87.50	$ 929		up to 5.50%
Aviva Life & Annuity (Income Series)	Income Preferred Six Low-Band [MVA]	6		1.00	87.50	$ 929		up to 5.00%
Aviva Life & Annuity (Income Series)	Income Preferred Six High-Band [MVA]	6		1.00	87.50	$ 929		up to 5.00%
Amer. Equity Investment Life Ins. Co.	Integrity Gold (Index 5-07)	6		1.50	87.50			up to 4.13%
Surrender Charges Last 7 Years
Fidelity & Guaranty Life	FG Index-Accelerator 7	7	3.00	1.00-1.10	100.00	$1,112		up to 5.00%
Symetra Life Insurance Co.	Symetra Edge Pro 7 Low-Band [MVA]	7		1.00	100.00	$1,072		up to 4.50%
Symetra Life Insurance Co.	Symetra Edge Pro 7 High-Band [MVA]	7		1.00	100.00	$1,072		up to 4.50%
Lincoln Financial Group	Lincoln OptiChoice 7 Low-Band [MVA]	7		1.00	100.00	$1,072		up to 6.00%
Lincoln Financial Group	Lincoln OptiChoice 7 High-Band [MVA]	7		1.00	100.00	$1,072		up to 6.00%
Great Amer. Life Ins. Co.	American Legend II [LOAN]	7		1.00	100.00	$1,072		up to 5.50%
Amer. General Life Ins. Co.	AG Vision Advantage 7 (CA) [MVA]	7		2.00	90.00	$1,034		up to 6.00%
American National Ins. Co.	Value Lock 7	7		1.00-1.75	88.70	$1,002	02/01/12	up to 6.00%
Amer. General Life Ins. Co.	AG Vision Advantage 7 [MVA]	7		1.50	90.00	$ 999		up to 6.00%
Fidelity & Guaranty Life	Prosperity Elite 7 Protection	7	5.00	1.00	87.50	$ 985		up to 5.00%
Allianz Life Ins. Co. of North America	MasterDex Plus Annuity [LOAN]	7		1.50	87.50	$ 971		up to 6.00%
Fidelity & Guaranty Life	Prosperity Elite 7 Enhanced	7	3.00	1.00	87.50	$ 966		up to 5.00%
American National Ins. Co.	ANICO Strategy Indexed Annuity 7	7		1.00	90.00	$ 965		up to 5.00%
North American Company	Charter 7 (TX) [TSA, MVA, LOAN]	7		1.00	87.50	$ 938
Fidelity & Guaranty Life	Prosperity Elite 7	7		1.00	87.50	$ 938		up to 5.00%
North American Company	North American Prizm Plus 7 [TSA, MVA, LOAN]	7		1.00	87.50	$ 938		up to 7.50%
ING Annuity and Asset Sales	ING Secure Index Seven Low-Band	7		1.00	87.50	$ 938		up to 5.00%
ING Annuity and Asset Sales	ING Secure Index Seven High-Band	7		1.00	87.50	$ 938		up to 5.00%
North American Company	Precision 7 [TSA, MVA, LOAN]	7		1.00	87.50	$ 938		up to 7.50%
North American Company	Charter 7 [TSA, MVA, LOAN]	7		1.00	87.50	$ 938		up to 7.50%
North American Company	Precision 7 (TX) [TSA, MVA, LOAN]	7		1.00	87.50	$ 938
Surrender Charges Last 8 Years
Lincoln Financial Group	Lincoln OptiPoint 8 High-Band [MVA]	8	4.00	1.00	100.00	$1,126		up to 6.00%
Lincoln Financial Group	Lincoln OptiPoint 8 Low-Band [MVA]	8	3.00	1.00	100.00	$1,115		up to 6.00%
Lincoln Financial Group	Lincoln New Directions 8 Low-Band [MVA]	8		1.00	100.00	$1,083		up to 4.50%
Lincoln Financial Group	Lincoln New Directions 8 High-Band [MVA]	8		1.00	100.00	$1,083		up to 4.50%
Amer. General Life Ins. Co.	AG Global 8 Index Annuity (CA)	8		2.00	90.00	$1,054		up to 4.75%
Amer. General Life Ins. Co.	AG Global 8 Index Annuity	8		1.50	90.00	$1,014		up to 4.75%
North American Company	NA Performance Choice 8 Plus [MVA]	8	5.00	1.00	87.50	$ 995		up to 5.50%
Athene Annuity	Enhanced Choice 8 [MVA]	8	2.00	1.00	87.50	$ 966		up to 5.00%
North American Company	NA Performance Choice 8 [MVA]	8		1.00	87.50	$ 948		up to 5.50%
North American Company	Freedom Choice (5%) 8 Low-Band [TSA, MVA, LOAN]	8		1.00	87.50	$ 948		up to 5.50%
North American Company	Freedom Choice (5%) 8 High-Band [TSA, MVA, LOAN]	8		1.00	87.50	$ 948		up to 5.50%
North American Company	Freedom Choice 8 Low-Band [TSA, MVA, LOAN]	8		1.00	87.50	$ 948		up to 5.50%
North American Company	Freedom Choice 8 High-Band [TSA, MVA, LOAN]	8		1.00	87.50	$ 948		up to 5.50%
Surrender Charges Last 9 Years
Fidelity & Guaranty Life	FG Index-Choice 9	9	3.00	1.00-1.10	103.00	$1,171		up to 9.00%
Amer. General Life Ins. Co.	AG HorizonIndex Annuity 9 (CA) [MVA]	9	3.00-4.00	2.00	90.00	$1,119		up to 6.00%
EquiTrust Life Ins. Co.	Builder Bonus Index [MVA]	9	5.00-6.00	2.00	87.50	$1,108		up to 5.00%
Lincoln Financial Group	Lincoln OptiChoice 9 Low-Band [MVA]	9		1.00	100.00	$1,094		up to 7.00%
Lincoln Financial Group	Lincoln OptiChoice 9 High-Band [MVA]	9		1.00	100.00	$1,094		up to 7.00%
EquiTrust Life Ins. Co.	Market Booster Index [MVA]	9	4.00	2.00	87.50	$1,088		up to 6.00%
Amer. General Life Ins. Co.	AG Vision Advantage 9(CA) [MVA]	9		2.00	90.00	$1,076		up to 6.00%
Amer. General Life Ins. Co.	AG HorizonIndex Annuity 9 [MVA]	9	3.00-4.00	1.50	90.00	$1,070		up to 6.00%
Amer. General Life Ins. Co.	AG Vision Advantage 9 [MVA]	9		1.50	90.00	$1,029		up to 6.00%
ING Annuity and Asset Sales	ING Envoy Nine Fixed Index Annuity Low-Band [MVA]	9		1.00	87.50	$ 957		up to 6.00%
ING Annuity and Asset Sales	ING Envoy Nine Fixed Index Annuity High-Band [MVA]	9		1.00	87.50	$ 957		up to 6.00%
Surrender Charges Last 10 Years
Amer. General Life Ins. Co.	AG Global Bonus Index Annuity (CA) [MVA]	10	5.00	2.00	100.00	$1,280		up to 5.25%
Amer. General Life Ins. Co.	AG Global Bonus Index Annuity [MVA]	10	5.00	1.50	100.00	$1,219		up to 5.25%
Lincoln Benefit Life	Savers Index III	10		3.00	90.00	$1,210		up to 3.45%
North American Company	North American Paramount Choice Ten [MVA, LOAN]	10	7.00	1.00	100.00	$1,182		up to 6.50%
North American Company	North American Ten [MVA, LOAN]	10	7.00	1.00	100.00	$1,182		up to 6.50%
EquiTrust Life Ins. Co.	Market Ten Bonus Index [MVA]	10	6.00	1.00	100.00	$1,171		up to 6.00%
Lincoln Financial Group	Lincoln OptiPoint 10 High-Band [MVA]	10	5.00	1.00	100.00	$1,160		up to 7.00%
Amer. General Life Ins. Co.	AG Vision Maximizer (CA) [MVA]	10	5.00	2.00	90.00	$1,152		up to 8.00%
Lincoln Financial Group	Lincoln OptiPoint 10 Low-Band [MVA]	10	4.00	1.00	100.00	$1,149		up to 7.00%
Lincoln Benefit Life	Saver's Index Annuity Premier	10	3.00	1.00	100.00	$1,138		up to 3.45%
Allianz Life Ins. Co. of North America	MasterDex X Annuity [LOAN]	10	6.00	1.95-2.05	87.50	$1,136		up to 7.00%
Allianz Life Ins. Co. of North America	MasterDex 5 Plus Annuity [LOAN]	10	3.00-5.00	2.00	87.50	$1,120		up to 7.00%
ING Annuity and Asset Sales	ING Secure Index Opportunities Plus Low-Band [MVA]	10	5.00	2.00	87.50	$1,120		up to 7.00%
ING Annuity and Asset Sales	ING Secure Index Opportunities Plus High-Band [MVA]	10	5.00	2.00	87.50	$1,120		up to 7.00%
Great Amer. Life Ins. Co.	Safe Return [TSA, LOAN]	10		1.00	100.00	$1,105		up to 6.50%
ING Annuity and Asset Sales	ING Secure Index Outlook Annuity Low-Band	10	3.00	2.00	87.50	$1,099		up to 6.00%
ING Annuity and Asset Sales	ING Secure Index Outlook Annuity High-Band	10	3.00	2.00	87.50	$1,099		up to 6.00%
Forethought Financial	Destination Income 15 Low-Band	10		2.00	90.00	$1,097	02/01/12	up to 6.50%
Forethought Financial	Destination Income 15 Mid-Band	10		2.00	90.00	$1,097	02/01/12	up to 6.50%
Forethought Financial	Destination Income 15 High-Band	10		2.00	90.00	$1,097	02/01/12	up to 6.50%
Amer. General Life Ins. Co.	AG Vision Maximizer [MVA]	10	5.00	1.50	90.00	$1,097		up to 8.00%
American National Ins. Co.	Value Lock 10 [MVA]	10		1.00-1.75	90.00	$1,071	02/01/12	up to 10.00%
EquiTrust Life Ins. Co.	Market Value Index [MVA]	10		2.00	87.50	$1,067		up to 6.50%
Allianz Life Ins. Co. of North America	MasterDex 10 Plus Annuity [LOAN]	10	10.00	1.00	87.50	$1,063		up to 7.00%
Allianz Life Ins. Co. of North America	Endurance Plus [LOAN]	10		1.50	90.00	$1,044		up to 7.00%
Fidelity & Guaranty Life	Prosperity Elite 10 Protection	10	8.00	1.00	87.50	$1,044		up to 7.00%
Aviva Life & Annuity (Income Series)	Income Preferred Bonus Low-Band [MVA]	10	6.00-8.00	1.00	87.50	$1,044		up to 7.00%
Aviva Life & Annuity (Income Series)	Income Preferred Bonus High-Band [MVA]	10	6.00-8.00	1.00	87.50	$1,044		up to 7.00%
Fidelity & Guaranty Life	FG Index-Accelerator 10	10	6.00	1.00-1.10	87.50	$1,035		up to 7.50%
Forethought Financial	Guaranteed Destinations WA Low-Band	10	5.00	1.00	87.50	$1,015		up to 7.00%
Forethought Financial	Guaranteed Destinations WA Mid-Band	10	5.00	1.00	87.50	$1,015		up to 7.00%
Forethought Financial	Guaranteed Destinations WA High-Band	10	5.00	1.00	87.50	$1,015		up to 7.00%
Aviva Life & Annuity (Income Series)	Income Preferred Ultra Low-Band [MVA]	10	3.00-5.00	1.00	87.50	$1,015	01/06/12	up to 7.50%
Aviva Life & Annuity (Income Series)	Income Preferred Ultra High-Band [MVA]	10	3.00-5.00	1.00	87.50	$1,015	01/06/12	up to 7.50%
Fidelity & Guaranty Life	Prosperity Elite 10 Enhanced	10	5.00	1.00	87.50	$1,015		up to 7.00%
North American Company	Precision 10 [TSA, MVA, LOAN]	10	5.00	1.00	87.50	$1,015		up to 7.50%
North American Company	North American Prizm Plus 10 [TSA, MVA, LOAN]	10	5.00	1.00	87.50	$1,015		up to 7.50%
North American Company	Charter 10 [TSA, MVA, LOAN]	10	5.00	1.00	87.50	$1,015		up to 7.50%
Forethought Financial	Bonus Advantage [MVA]	10	5.00	1.00	87.50	$1,015		up to 7.00%
American National Ins. Co.	ANICO Strategy Indexed Annuity 10	10		1.00	90.00	$ 994		up to 8.00%
North American Company	Freedom Choice 10 Low-Band [TSA, MVA, LOAN]	10		1.00	87.50	$ 967		up to 5.50%
North American Company	Freedom Choice 10 High-Band [TSA, MVA, LOAN]	10		1.00	87.50	$ 967		up to 5.50%
North American Company	Freedom Choice (5%) 10 Low-Band [TSA, MVA, LOAN]	10		1.00	87.50	$ 967		up to 5.50%
North American Company	Freedom Choice (5%) 10 High-Band [TSA, MVA, LOAN]	10		1.00	87.50	$ 967		up to 5.50%
Fidelity & Guaranty Life	Prosperity Elite 10	10		1.00	87.50	$ 967		up to 7.00%
Aviva Life & Annuity (Income Series)	Income Preferred Ten Low-Band [MVA]	10		1.00	87.50	$ 967		up to 7.50%
Aviva Life & Annuity (Income Series)	Income Preferred Ten High-Band [MVA]	10		1.00	87.50	$ 967		up to 7.50%
Forethought Financial	Index Bonus 115sm Low-Band [MVA]	10		1.00	87.50	$ 967		up to 8.00%
Forethought Financial	Index Bonus 115sm Mid-Band [MVA]	10		1.00	87.50	$ 967		up to 8.00%
Forethought Financial	Index Bonus 115sm High-Band [MVA]	10		1.00	87.50	$ 967		up to 8.00%
Forethought Financial	Income 125 Low-Band	10		1.00	87.50	$ 967		up to 7.00%
Forethought Financial	Income 125 Mid-Band	10		1.00	87.50	$ 967		up to 7.00%
Forethought Financial	Income 125 High-Band	10		1.00	87.50	$ 967		up to 7.00%
Fidelity & Guaranty Life	FG AccumulatorPlus 10	10		1.00	87.50	$ 967		up to 6.25%
North American Company	Charter 10 (TX) [TSA, MVA, LOAN]	10		1.00	87.50	$ 967
North American Company	Precision 10 (TX) [TSA, MVA, LOAN]	10		1.00	87.50	$ 967
Athene Annuity	Choice 10 [MVA]	10		1.00	87.50	$ 967		up to 6.50%
Amer. Equity Investment Life Ins. Co.	Retirement Gold (RG-FIA-09)	10	6.00	1.50	87.50			up to 5.25%
North American Company	Pillar [LOAN]	10	5.00					up to 6.50%
Amer. Equity Investment Life Ins. Co.	Millenium Platinum (WA)	10		1.50	87.50			up to 6.00%
Amer. Equity Investment Life Ins. Co.	Retirement Gold (02-09)	10	5.00-8.00	1.50	87.50			up to 6.00%
Amer. Equity Investment Life Ins. Co.	Benefit Gold (ICC10 IDX 110*)	10	5.00	1.50	87.50			up to 5.25%
Amer. Equity Investment Life Ins. Co.	Retirement Gold (INDEX-4-10-FL)	10	8.00	1.50	87.50			up to 6.00%
Amer. Equity Investment Life Ins. Co.	Advantage Gold	10	5.00	1.50	84.00			up to 6.00%
Amer. Equity Investment Life Ins. Co.	10/10 Gold (Index 6-05)	10		1.50	87.50			up to 6.00%
Surrender Charges Last 12 Years
Amer. General Life Ins. Co.	AG HorizonIndex Annuity 12 (CA) [MVA]	12	5.00	2.00	90.00	$1,198		up to 8.00%
Great Amer. Life Ins. Co.	American Valor II [LOAN]	12	3.00-5.00	1.00	100.00	$1,183		up to 6.00%
Amer. General Life Ins. Co.	AG HorizonIndex Annuity 12 [MVA]	12	5.00	1.50	90.00	$1,130		up to 8.00%
North American Company	NA Performance Choice 12 Plus [MVA]	12	8.00	1.00	87.50	$1,065		up to 6.50%
Athene Annuity	Enhanced Choice 12 [MVA]	12	5.00	1.00	87.50	$1,035		up to 6.50%
North American Company	NA Performance Choice 12 [MVA]	12		1.00	87.50	$ 986		up to 6.50%
Amer. Equity Investment Life Ins. Co.	Bonus 5 (INDEX-3-07-WA)	12	3.00-5.00	1.50	87.50			up to 6.00%
Surrender Charges Last 14 Years
EquiTrust Life Ins. Co.	Market Power Bonus Index [MVA]	14	10.00	2.00	87.50	$1,270		up to 8.50%
EquiTrust Life Ins. Co.	MarketTwelve Bonus [MVA]	14	6.00	2.00	87.50	$1,224		up to 9.00%
North American Company	Precision 14 [TSA, MVA, LOAN]	14	10.00	1.00	87.50	$1,106		up to 7.50%
North American Company	Charter 14 [TSA, MVA, LOAN]	14	10.00	1.00	87.50	$1,106		up to 7.50%
North American Company	North American Prizm Plus 14 [TSA, MVA, LOAN]	14	10.00	1.00	87.50	$1,106		up to 7.50%
Fidelity & Guaranty Life	Prosperity Elite 14 Protection	14	9.00	1.00	87.50	$1,096		up to 8.00%
Fidelity & Guaranty Life	Prosperity Elite 14 Enhanced	14	6.00	1.00	87.50	$1,066		up to 8.00%
Fidelity & Guaranty Life	Prosperity Elite 14	14		1.00	87.50	$1,006		up to 8.00%
North American Company	Freedom Choice (5%) 14 Low-Band [TSA, MVA, LOAN]	14		1.00	87.50	$1,006		up to 5.50%
North American Company	Freedom Choice (5%) 14 High-Band [TSA, MVA, LOAN]	14		1.00	87.50	$1,006		up to 5.50%
North American Company	Freedom Choice 14 Low-Band [TSA, MVA, LOAN]	14		1.00	87.50	$1,006		up to 5.50%
North American Company	Freedom Choice 14 High-Band [TSA, MVA, LOAN]	14		1.00	87.50	$1,006		up to 5.50%
Fidelity & Guaranty Life	FG AccumulatorPlus 14	14		1.00	87.50	$1,006		up to 7.50%

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