|
.
Company / Product Name
|
AM Best |
Years Gtd |
Last Change |
Base Rate |
Bonus Rate |
Current Rate |
Premium Bonus |
Effective Rate |
CUR
|
GTD
|
Commissions Age: Rate |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Yield to Surrender | |||||||||||
| Surrender Charges Last 14 Years | |||||||||||
|
North American Company
North American Flex III [MVA] |
A+ | 1 | 01/05/09 | 4.05 | 0.00 | 4.05 | 10.00 | 14.46 | 4.76 | 3.78 | |
| Surrender Charges Last 12 Years | |||||||||||
|
Lincoln Financial Group
Lincoln ClassicSM Flex 12 High-Band [MVA, LOAN] |
A+ | 1 | 01/01/09 | 4.05 | 5.00 | 9.05 | 4.46 | 3.49 | 0-75: 7.00 | ||
|
Lincoln Financial Group
Lincoln ClassicSM Flex 12 Low-Band [MVA, LOAN] |
A+ | 1 | 01/01/09 | 4.05 | 4.00 | 8.05 | 4.38 | 3.41 | 0-75: 7.00 | ||
| Surrender Charges Last 10 Years | |||||||||||
|
RBC Insurance
Value Master [MVA] |
A | 1 | 01/01/09 | 6.50 | 0.00 | 6.50 | 6.50 | 3.34 |
0-75: 8.50 76-80: 6.50 81-85: 5.50 |
||
|
American General Life Insurance Company
AG HorizonMYG [MVA] |
A | 6 | 12/15/08 | 4.50 | 4.00 | 8.50 | 4.89 | 3.88 |
0-75: 7.50 76-80: 5.00 81-85: 3.00 |
||
| Next Rate: | 01/06/09 | 4.25 | 4.00 | 8.25 | 4.64 | 3.73 | -0.25 DOWN | ||||
|
North American Company
North American Flex II [MVA] |
A+ | 1 | 01/05/09 | 4.25 | 0.00 | 4.25 | 5.00 | 9.46 | 4.76 | 3.63 | |
|
Aviva Life & Annuity
Freedom Xtra High-Band |
A+ | 5 | 12/06/08 | 3.70 | 0.00 | 3.70 | 10.00 | 14.07 | 4.69 | 3.83 | |
|
Aviva Life & Annuity
Freedom Xtra Low-Band |
A+ | 5 | 12/06/08 | 3.50 | 0.00 | 3.50 | 10.00 | 13.85 | 4.49 | 3.73 | |
|
Aviva Life & Annuity
Freedom Xtra (1-Year) High-Band |
A+ | 1 | 01/05/09 | 3.50 | 0.00 | 3.50 | 10.00 | 13.85 | 4.49 | 3.13 | |
|
American National Insurance Company
Palladium Ultra 7 |
A+ | 1 | 01/01/09 | 3.80 | 7.00 | 10.80 | 4.48 | 1.03 | 0-70: 3.00 | ||
|
North American Company
Boomer Annuity [MVA] |
A+ | 1 | 01/05/09 | 3.90 | 0.00 | 3.90 | 5.00 | 9.09 | 4.41 | 3.59 |
0-75: 7.00 76-80: 5.25 |
|
American National Insurance Company
Palladium Ultra 5 |
A+ | 1 | 01/01/09 | 3.80 | 5.00 | 8.80 | 4.29 | 0.85 |
0-74: 4.00 75-80: 1.50 |
||
|
Aviva Life & Annuity
Freedom Xtra (3-Year) High-Band |
A+ | 3 | 01/05/09 | 3.30 | 0.00 | 3.30 | 10.00 | 13.63 | 4.29 | 3.37 | |
|
Aviva Life & Annuity
Freedom Plus (1-Year) High-Band |
A+ | 1 | 01/05/09 | 3.75 | 0.00 | 3.75 | 5.00 | 8.94 | 4.26 | 2.67 | |
|
Aviva Life & Annuity
Freedom Xtra (5-Year) High-Band |
A+ | 5 | 01/05/09 | 3.20 | 0.00 | 3.20 | 10.00 | 13.52 | 4.19 | 3.58 | |
|
American National Insurance Company
Palladium Century 7 [MVA] |
A+ | 1 | 01/01/09 | 3.50 | 7.00 | 10.50 | 4.18 | 3.73 |
0-74: 5.00 75-80: 3.00 |
||
|
Aviva Life & Annuity
Freedom Plus High-Band |
A+ | 5 | 01/05/09 | 3.65 | 0.00 | 3.65 | 5.00 | 8.83 | 4.16 | 3.32 | |
|
American National Insurance Company
Palladium Plus 3 |
A+ | 1 | 01/01/09 | 3.80 | 3.00 | 6.80 | 4.10 | 0.66 |
0-74: 5.00 75-80: 2.50 |
||
|
Aviva Life & Annuity
Freedom Plus (3-Year) High-Band |
A+ | 3 | 01/05/09 | 3.55 | 0.00 | 3.55 | 5.00 | 8.73 | 4.06 | 2.96 | |
|
Aviva Life & Annuity
Freedom Xtra (7-Year) High-Band |
A+ | 7 | 01/05/09 | 3.00 | 0.00 | 3.00 | 10.00 | 13.30 | 3.99 | 3.68 | |
|
Fixed Annuities |
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"Guaranteed Yield to Surrender" expresses the annualized return on premium, assuming no withdrawals, based on interest credited on a guaranteed basis, for the duration of the surrender period.
"Current Yield to Surrender" expresses the annualized return on premium, assuming no withdrawals, based on a current “base rate” issued by the carrier for the duration of the surrender period
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