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Company - Any - Amer. General Life Ins. Co. American National Ins. Co. Aviva Life and Annuity EquiTrust Life Ins. Co. Forethought Financial Genworth Life Ins. Co. Great Amer. Life Ins. Co. ING USA Annuity and Life Integrity Life Insurance Lincoln Benefit Life Lincoln Financial Group Lincoln Life & Annuity of New York National Integrity Life Ins. North American Company OM Financial Life Ins. Co. OM Financial Life Ins. Co. (NY) RBC Insurance Sun Life Financial Sun Life Ins. and Annuity of New York Symetra Life Insurance Co.

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Company / Product Name	AM Best	Impaired Risk	Max Issue Age Owner	Max Issue Age Annuitant	Min Premium Qualified	Min Premium Non-qualified	Commissions Age: Rate
American General Life Insurance Company Platinum Income High-Band	A		0	0	0	0	0-90: 3.00
American National Insurance Company Palladium (SPIA)	A		90	90	15,000	3,500	see notes
EquiTrust Life Insurance Company Confidence Income	B+		90	90	30,000	30,000	0-90: 3.00+ see notes
ING USA Annuity and Life ING SPIA	A		80	80	15,000	15,000	0-95: 3.00
Integrity Life Insurance Income Source	A+		95	95	10,000	10,000	see notes
Lincoln Benefit Life IncomeReadySMSPIA	A+		90	90	5,000	5,000
Lincoln Financial Group Lincoln SmartIncome Inflation Annuity	A+		85	85	50,000	50,000	50-85: 3.00 see notes
National Integrity Life Insurance Income Source	A+		95	95	10,000	10,000	0-95: 3.75
North American Company NA Income	A+		85	85	10,000	2,000	0-85: 2.00 see notes
OM Financial Life Insurance Company OMImmediate-Safeguard	A-		95	95	5,000	5,000
OM Financial Life Insurance Company OMIncome-Income	A-		89	89	10,000	10,000	0-89: 3.00+ 90-94: 2.75+ see notes
RBC Insurance RBC SPIA	A				5,000	5,000	0-99: 3.00
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Symetra Life Insurance Company Advantage Income	A		95	95	10,000	10,000	0-95: 3.00
Symetra Life Insurance Company Freedom Income Annuity	A		95 (Q: 70)	95 (Q: 70)	10,000	10,000	0-95: 4.25

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