Carfagno Insurance Designers-Top MYGA

State

Premium

Qual

Rating

Company

Rate Gtd

Age

Company	Product	Years Gtd	Premium Bonus	1st Year Rate	Rate Thereafter	Gtd Yield to Surrender
10 Year Interest Rate Guarantees
North American Company	Guarantee Choice 10 High-Band [MVA]	10		3.40	3.40	3.40
North American Company	Guarantee Choice 10 Low-Band [MVA]	10		3.25	3.25	3.25
ReliaStar Life Ins. Co.	ING MVA Annuity 10 High-Band [MVA, LOAN]	10		3.00	3.00	3.00
ReliaStar Life Ins. Co.	ING MVA Annuity 10 Mid-Band [MVA, LOAN]	10		3.00	3.00	3.00
ReliaStar Life Ins. Co.	ING MVA Annuity 10 Low-Band [MVA, LOAN]	10		3.00	3.00	3.00
American National Ins. Co.	Palladium MYG Annuity 10 High-Band [MVA]	10		3.55	2.55	2.65
American National Ins. Co.	Palladium MYG Annuity 10 Low-Band [MVA]	10		3.45	2.45	2.55
The Standard	Focused Growth Annuity 10 High-Band [MVA, LOAN]	10		2.50	2.50	2.50
Lincoln Life & Annuity of New York	Lincoln MYGuarantee^sm Plus 10 High-Band [MVA]	10		2.45	2.45	2.45
Lincoln Financial Group	Lincoln MYGuarantee^sm Plus 10 High-Band [MVA]	10		2.45	2.45	2.45
The Standard	Focused Growth Annuity 10 Low-Band [MVA, LOAN]	10		2.40	2.40	2.40
Amer. General Life Ins. Co.	AG HorizonSelect 10 [MVA]	10		2.35	2.35	2.35
Lincoln Life & Annuity of New York	Lincoln MYGuarantee^sm Plus 10 Low-Band [MVA]	10		2.30	2.30	2.30
Lincoln Financial Group	Lincoln MYGuarantee^sm Plus 10 Low-Band [MVA]	10		2.30	2.30	2.30
ING Annuity and Asset Sales	Guarantee Choice 10 High-Band [MVA]	10		3.00	2.00	2.10
Protective Life Corporation	FutureSaver II Annuity 10 High-Band [MVA]	10	1.00	1.95	1.95	2.05
ING Annuity and Asset Sales	Guarantee Choice 10 Low-Band [MVA]	10		2.00	2.00	2.00
Allianz Life Ins. Co. of North America	Dominator Plus 10 High-Band [MVA, LOAN]	10		2.00	2.00	2.00
Protective Life Corporation	FutureSaver II Annuity 10 Low-Band [MVA]	10		1.95	1.95	1.95
Allianz Life Ins. Co. of North America	Dominator Plus 10 Low-Band [MVA, LOAN]	10		1.90	1.90	1.90

Seek complete details and the suitability of any product from a qualified licensed insurance professional. Verify with your MGA all interest rates, state approvals, and commissions prior to contracting. Changes may occur without notice.

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"Guaranteed Yield to Surrender" expresses the annualized return on premium, assuming no withdrawals, based on interest credited on a guaranteed basis, for the duration of the surrender period.

"Current Yield to Surrender" expresses the annualized return on premium, assuming no withdrawals, based on a current “base rate” issued by the carrier for the duration of the surrender period

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