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State

Premium Qual

Rating

Company

Rate Gtd

Age

Comm
%

Company	Product	Years Gtd	1st Year Rate	Rate Thereafter	Gtd Yield to Surrender	Commission
10 Year Interest Rate Guarantees
West Coast Life	Sure Advantage 10 High-Band [MVA]	10	6.05	6.05	6.16	2.50
Protective Life Corporation	FutureSaver II Annuity 10 High-Band [MVA]	10	6.05	6.05	6.16	2.50
West Coast Life	Sure Advantage 10 Low-Band [MVA]	10	6.05	6.05	6.05	2.50
Protective Life Corporation	FutureSaver II Annuity 10 Low-Band [MVA]	10	6.05	6.05	6.05	2.50
Amer. General Life Ins. Co.	AG HorizonSelect 10 [MVA]	10	5.70	5.70	5.70	4.00
AIG Annuity Insurance Co.	Set Rate 10	10	5.55	5.55	5.55	5.25
American National Ins. Co.	Palladium MYG Annuity 10 High-Band [MVA]	10	6.20	5.20	5.30	4.00
ING USA Annuity and Life	Guarantee Choice 10 High-Band [MVA]	10	6.15	5.15	5.25	3.25
Amer. General Life Ins. Co.	AG Horizon Choice 10 [MVA]	10	5.20	5.20	5.20	5.00
American National Ins. Co.	Palladium MYG Annuity 10 Low-Band [MVA]	10	6.10	5.10	5.20	4.00
ING USA Annuity and Life	Guarantee Choice 10 Low-Band [MVA]	10	5.15	5.15	5.15	3.25
Lincoln Benefit Life	Tactician Plus 10 High-Band [MVA]	10	6.80	4.80	5.00	4.00
Lincoln Benefit Life	Tactician Plus 10 Low-Band [MVA]	10	5.80	4.80	4.90	4.00
North American Company	North American Builder [MVA, STEP RATE]	10	4.15	Step Rate	4.74	4.00
ReliaStar Life Ins. Co.	ING MVA Annuity 10 High-Band [MVA, LOAN]	10	6.15	3.65	3.90	5.60
ReliaStar Life Ins. Co.	ING MVA Annuity 10 Mid-Band [MVA, LOAN]	10	6.00	3.50	3.75	5.60
ReliaStar Life Ins. Co.	ING MVA Annuity 10 Low-Band [MVA, LOAN]	10	5.90	3.40	3.65	5.60
9 Year Interest Rate Guarantees
West Coast Life	Sure Advantage 9 High-Band [MVA]	9	5.90	5.90	6.02	2.50
Protective Life Corporation	FutureSaver II Annuity 9 High-Band [MVA]	9	5.90	5.90	6.02	2.50
Protective Life Corporation	FutureSaver II Annuity 9 Low-Band [MVA]	9	5.90	5.90	5.90	2.50

Seek complete details and the suitability of any product from a qualified licensed insurance professional. Verify with your MGA all interest rates, state approvals, and commissions prior to contracting. Changes may occur without notice.

Any reproduction of this data or presentation of this data in print, electronically or on any other website is strictly prohibited and protected under copyright law. "Yield to Surrender", "Current Yield to Surrender" and "Guaranteed Yield to Surrender" are Trademarks of AnnuityRateWatch.com, Inc.

"Guaranteed Yield to Surrender" expresses the annualized return on premium, assuming no withdrawals, based on interest credited on a guaranteed basis, for the duration of the surrender period.

"Current Yield to Surrender" expresses the annualized return on premium, assuming no withdrawals, based on a current “base rate” issued by the carrier for the duration of the surrender period

For use by licensed insurance agents/brokers only - not authorized for use by the public.