14220 Northsight Boulevard, Suite 145
Scottsdale, Arizona 85260
(480) 664-4405

Fixed Annuities

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State
 Premium
 Qual
 Rating
 Company
 Rate Gtd
 Age

Showing 1-50 of 133    Display: Print/Save |<  <<   Page 1 of 3   >>   >|
Company / Product Name AM
Best 		Years
Gtd 		Last
Change 		Base
Rate 		Bonus
Rate 		Current
Rate 		Premium
Bonus 		Bail Out Effective
Rate 		CUR GTD
Yield to Surrender
Surrender Charges Last 15 Years
National Western Life
NWL Future Assurance [LOAN]
A 1 12/01/11 1.00 0.00 1.00 2.00
to 10.00 		11.10 1.13
to 1.64 		1.13
to 1.64
Surrender Charges Last 14 Years
North American Company
North American Flex III [MVA, LOAN]
A+ 1 01/19/12 1.85 0.00 1.85 10.00 12.03 2.55 1.75
National Western Life
NWL Benefit Assurance [LOAN]
A 1 12/01/11 1.00 0.00 1.00 4.00
to 5.00 		6.05 1.28
to 1.35 		1.28
to 1.35
Surrender Charges Last 10 Years
American General Life Insurance Company
AG HorizonMYG (CA)
A 6 02/06/12 2.00 4.00 6.00     2.39 2.39
North American Company
North American Flex II [MVA, LOAN]
A+ 1 01/19/12 1.80 0.00 1.80 5.00 6.89 2.30 1.57
American National Insurance Company
Palladium Century 7
A 1 02/01/12 1.55 7.00 8.55     2.23 1.73
North American Company
Boomer Annuity [MVA, LOAN]
A+ 1 01/19/12 1.65 0.00 1.65 5.00 6.73 2.15 1.56
Aviva Life & Annuity (MultiChoice Series)
Freedom Plus (1-Year) High-Band
A 1 01/06/12 1.55 0.00 1.55 2.00
to 5.00 		6.63 1.75
to 2.05 		1.26
to 1.55
American National Insurance Company
Palladium Century 5
A 1 02/01/12 1.55 5.00 6.55     2.04 1.54
Aviva Life & Annuity (MultiChoice Series)
Freedom Xtra (1-Year) High-Band
A 1 01/06/12 1.60 0.00 1.60 4.00 5.66 2.00 1.46
Aviva Life & Annuity (Income Series)
Income Select Spirit Bonus (1-Year) High-Band
A 1 01/06/12 1.60 0.00 1.60 4.00 5.66 2.00 1.46
American National Insurance Company
Palladium Century 3
A 1 02/01/12 1.55 3.00 4.55     1.85 1.35
Minnesota Life
SecureOption Extra - 3 Year
A+ 3 02/04/12 1.60 2.00 3.60     1.80 1.73
Aviva Life & Annuity (MultiChoice Series)
Freedom Plus (1-Year) S High-Band
A 1 01/06/12 1.25 0.00 1.25 2.00
to 5.00 		6.31 1.45
to 1.75 		1.23
to 1.52
Aviva Life & Annuity (Income Series)
Income Select Spirit Plus High-Band
A 1 01/06/12 1.55 0.00 1.55 2.00 3.58 1.75 1.26
Aviva Life & Annuity (Income Series)
Income Select Spirit Plus S High-Band
A 1 01/06/12 1.25 0.00 1.25 2.00
to 5.00 		6.31 1.45
to 1.75 		1.23
to 1.52
American General Life Insurance Company
AG HorizonMYG [MVA]
A 6 02/06/12 1.35 4.00 5.35     1.74 1.60
American National Insurance Company
Palladium Century 1
A 1 02/01/12 1.55 1.00 2.55     1.65 1.15
ReliaStar Life Insurance Company
ING StrataFlex (TSA/457) [LOAN]
A 1 02/01/12 1.45 1.50 2.95     1.60 1.29
Minnesota Life
SecureOption Flex
A+ 1 02/04/12 1.50 0.00 1.50     1.50 1.50
Aviva Life & Annuity (Income Series)
Income Select Spirit Plus S Low-Band
A 1 01/06/12 1.00 0.00 1.00 2.00
to 5.00 		6.05 1.20
to 1.49 		1.20
to 1.49
Aviva Life & Annuity (MultiChoice Series)
Freedom Plus (1-Year) S Low-Band
A 1 01/06/12 1.00 0.00 1.00 2.00
to 5.00 		6.05 1.20
to 1.49 		1.20
to 1.49
Aviva Life & Annuity (MultiChoice Series)
Freedom Plus (1-Year) Low-Band
A 1 01/06/12 1.00 0.00 1.00 2.00
to 5.00 		6.05 1.20
to 1.49 		1.20
to 1.49
Aviva Life & Annuity (MultiChoice Series)
Freedom Xtra (1-Year) Low-Band
A 1 01/06/12 1.00 0.00 1.00 4.00 5.04 1.40 1.40
Aviva Life & Annuity (Income Series)
Income Select Spirit Bonus (1-Year) Low-Band
A 1 01/06/12 1.00 0.00 1.00 4.00 5.04 1.40 1.40
Aviva Life & Annuity (Income Series)
Income Select Spirit Plus Low-Band
A 1 01/06/12 1.00 0.00 1.00 2.00 3.02 1.20 1.20
ReliaStar Life Insurance Company
ING StrataFlex (NQ)
A 1 02/01/12 1.00 1.00 2.00     1.10 1.20
Surrender Charges Last 9 Years
American General Life Insurance Company
AG HorizonPlus (CA) [MVA]
A 6 02/06/12 2.00 6.00 8.00     2.65 2.65
North American Company
North American Director
A+ 5 01/19/12 1.80 3.00 4.80     2.13 1.77
American General Life Insurance Company
AG HorizonPlus [MVA]
A 6 02/06/12 1.25 6.00 7.25     1.90 1.82
National Western Life
NWL Value Assurance [LOAN]
A 1 12/01/11 1.00 0.00 1.00 2.00 3.02 1.22 1.22
ReliaStar Life Insurance Company
ING Retirement Plus (TSA/457) [LOAN]
A 1 02/01/12 1.20 0.00 1.20     1.20 1.00
ReliaStar Life Insurance Company
ING Retirement Plus (NQ)
A 1 02/01/12 1.00 0.00 1.00     1.00 1.00
The Standard
FPDA
A 1 01/01/12 1.00 0.00 1.00     1.00 1.00
Surrender Charges Last 8 Years
American General Life Insurance Company
AG HorizonFlex (CA)
A 1 02/06/12 2.00 2.00 4.00     2.25 2.25
American General Life Insurance Company
AG HorizonFlex
A 1 02/06/12 1.60 2.00 3.60     1.85 1.76
United States Life Insurance Co. (NY)
AG HorizonFlex
A 1 02/06/12 1.60 2.00 3.60     1.85 1.76
Surrender Charges Last 7 Years
Reliance Standard Life
Apollo MVA [MVA]
A 1 09/29/11 1.80 1.00 2.80     1.94 1.26
Genworth Life Insurance Company
SecureLiving SmartRate 5 High-Band
A 5 01/25/12 1.50 0.60 2.10     1.93 1.78
Next Rate: 02/08/12 1.05 0.60 1.65   1.48 1.46
Genworth Life Insurance Company
SecureLiving SmartRate 3 High-Band
A 3 01/25/12 1.50 0.90 2.40     1.88 1.60
Next Rate: 02/08/12 1.20 0.90 2.10   1.58 1.47
Minnesota Life
SecureOption Focus 3 High-Band
A+ 3 02/04/12 1.80 0.00 1.80     1.80 1.34
Genworth Life Insurance Company
SecureLiving SmartRate 5 Mid-Band
A 5 01/25/12 1.50 0.40 1.90     1.79 1.64
Next Rate: 02/08/12 1.05 0.40 1.45   1.34 1.32
Reliance Standard Life
Apollo SP [MVA]
A 1 09/29/11 1.65 1.00 2.65     1.79 1.23
The Standard
Advantage Growth Annuity 7 High-Band [MVA]
A 1 01/01/12 1.50 2.00 3.50     1.78 1.35
Minnesota Life
SecureOption Focus 5 High-Band
A+ 5 02/04/12 1.75 0.00 1.75     1.75 1.54
Genworth Life Insurance Company
SecureLiving SmartRate High-Band
A 1 01/25/12 1.55 1.25 2.80     1.73 1.26
Next Rate: 02/08/12 1.55 1.75 3.30   1.80 1.33
Genworth Life Insurance Company
SecureLiving SmartRate 3 Mid-Band
A 3 01/25/12 1.50 0.50 2.00     1.71 1.43
Next Rate: 02/08/12 1.20 0.50 1.70   1.41 1.30
Genworth Life of New York
SecureLiving SmartRate NY (1) High-Band
A 1 01/25/12 1.50 1.50 3.00     1.71 1.28
Next Rate: 02/08/12 1.50 1.50 3.00   1.71 1.28
Minnesota Life
SecureOption Focus 3 Mid-Band
A+ 3 02/04/12 1.70 0.00 1.70     1.70 1.30
Minnesota Life
SecureOption Focus 1 High-Band
A+ 1 02/04/12 1.55 1.00 2.55     1.69 1.22
Showing 1-50 of 133    Display: Page:   1 | 2 | 3

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"Guaranteed Yield to Surrender" expresses the annualized return on premium, assuming no withdrawals, based on interest credited on a guaranteed basis, for the duration of the surrender period.

"Current Yield to Surrender" expresses the annualized return on premium, assuming no withdrawals, based on a current “base rate” issued by the carrier for the duration of the surrender period

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