Fixed Indexed Annuities
Fixed Annuities
Product Search
Detailed Spreadsheets
Fixed Indexed Accounts
MYGA
Products by Company
SPIA Products
Fixed Indexed Brief
Top MYGAs
Featured Products
New Business Forms
14220 Northsight Boulevard, Suite 145
Scottsdale, Arizona 85260
(480) 664-4405
Product Search
Carfagno Insurance Designers
Questions? Comments?
Please contact us
and let us know how we can help!
Annuity Type
Fixed Annuity
Fixed Indexed Annuity
MYGA
State
-
AK
AL
AR
AZ
CA
CO
CT
DC
DE
FL
GA
HI
IA
ID
IL
IN
KS
KY
LA
MA
MD
ME
MI
MN
MO
MS
MT
NC
ND
NE
NH
NJ
NM
NV
NY
OH
OK
OR
PA
PR
RI
SC
SD
TN
TX
UT
VA
VI
VT
WA
WI
WV
WY
Age
Premium
Qualified?
-
Yes
No
Premium Bonus
Less than
Exactly
At Least
-
2.00%
2.25%
2.50%
2.75%
3.00%
3.25%
3.50%
3.75%
4.00%
4.25%
4.50%
4.75%
5.00%
5.25%
5.50%
5.75%
6.00%
6.25%
6.50%
6.75%
7.00%
7.25%
7.50%
7.75%
8.00%
8.25%
8.50%
8.75%
9.00%
9.25%
9.50%
9.75%
10.00%
Surrender Charges
Less than
Exactly
At Least
-
1 year
2 years
3 years
4 years
5 years
6 years
7 years
8 years
9 years
10 years
11 years
12 years
13 years
14 years
15 years
Commission
Less than
Exactly
At Least
%
Company
(Hold Ctrl key to select multiple)
- Any -
AIG Annuity Insurance Co.
Amer. General Life Ins. Co.
American Investors
Amer. National Ins. (Legacy)
American National Ins. Co.
Aviva Life & Annuity
Genworth Life Ins. Co.
Genworth Life of New York
ING USA Annuity and Life
Lafayette Life
Lincoln Benefit Life
Lincoln Financial Group
Lincoln Life & Annuity of New York
National Western Life
North American Company
Presidential Life
Protective Life Corporation
RBC Insurance
Reliance Standard Life
ReliaStar Life Ins. Co.
ReliaStar Life Ins. Co. of NY
Sun Life Financial
Sun Life Ins. and Annuity of New York
The Standard
Transamerica Life (Legacy)
United of Omaha
West Coast Life
Rates
Rate Guaranteed
Less than
Exactly
At Least
-
1 Year
2 Years
3 Years
4 Years
5 Years
6 Years
7 Years
8 Years
9 Years
10 Years
11 Years
12 Years
13 Years
14 Years
15 Years
Initial Rate (Base Rate +bonus)
Less than
Exactly
At Least
-
2.00%
2.25%
2.50%
2.75%
3.00%
3.25%
3.50%
3.75%
4.00%
4.25%
4.50%
4.75%
5.00%
5.25%
5.50%
5.75%
6.00%
6.25%
6.50%
6.75%
7.00%
7.25%
7.50%
7.75%
8.00%
8.25%
8.50%
8.75%
9.00%
9.25%
9.50%
9.75%
10.00%
Base Rate
Less than
Exactly
At Least
-
2.00%
2.25%
2.50%
2.75%
3.00%
3.25%
3.50%
3.75%
4.00%
4.25%
4.50%
4.75%
5.00%
5.25%
5.50%
5.75%
6.00%
6.25%
6.50%
6.75%
7.00%
7.25%
7.50%
7.75%
8.00%
8.25%
8.50%
8.75%
9.00%
9.25%
9.50%
9.75%
10.00%
Bonus Rate
Less than
Exactly
At Least
-
0.50%
0.75%
1.00%
1.25%
1.50%
1.75%
2.00%
2.25%
2.50%
2.75%
3.00%
3.25%
3.50%
3.75%
4.00%
4.25%
4.50%
4.75%
5.00%
5.25%
5.50%
5.75%
6.00%
6.25%
6.50%
6.75%
7.00%
7.25%
7.50%
7.75%
8.00%
Guaranteed Yield to Surrender
TM
Less than
Exactly
At Least
-
2.00%
2.25%
2.50%
2.75%
3.00%
3.25%
3.50%
3.75%
4.00%
4.25%
4.50%
4.75%
5.00%
5.25%
5.50%
5.75%
6.00%
6.25%
6.50%
6.75%
7.00%
7.25%
7.50%
7.75%
8.00%
8.25%
8.50%
8.75%
9.00%
9.25%
9.50%
9.75%
10.00%
Current Yield to Surrender
TM
Less than
Exactly
At Least
-
2.00%
2.25%
2.50%
2.75%
3.00%
3.25%
3.50%
3.75%
4.00%
4.25%
4.50%
4.75%
5.00%
5.25%
5.50%
5.75%
6.00%
6.25%
6.50%
6.75%
7.00%
7.25%
7.50%
7.75%
8.00%
8.25%
8.50%
8.75%
9.00%
9.25%
9.50%
9.75%
10.00%
Rates
Cap
- Any -
- No Cap -
At least 1.0%
At least 1.5%
At least 2.0%
At least 2.5%
At least 3.0%
At least 3.5%
At least 4.0%
At least 4.5%
At least 5.0%
At least 5.5%
At least 6.0%
At least 6.5%
At least 7.0%
At least 7.5%
At least 8.0%
At least 8.5%
At least 9.0%
At least 9.5%
At least 10.0%
At least 10.5%
At least 11.0%
At least 11.5%
At least 12.0%
At least 12.5%
At least 13.0%
Spread
- Any -
- No Spread -
No more than 1.0%
No more than 1.5%
No more than 2.0%
No more than 2.5%
No more than 3.0%
No more than 3.5%
No more than 4.0%
No more than 4.5%
No more than 5.0%
No more than 5.5%
No more than 6.0%
No more than 6.5%
No more than 7.0%
No more than 7.5%
No more than 8.0%
No more than 8.5%
No more than 9.0%
No more than 9.5%
No more than 10.0%
No more than 10.5%
No more than 11.0%
No more than 11.5%
No more than 12.0%
No more than 12.5%
No more than 13.0%
Particpation Rate
- Any -
100%
At least 90%
At least 80%
At least 70%
At least 60%
At least 50%
At least 40%
At least 30%
At least 20%
At least 10%
Indicies
Dow Jones
Nasdaq 100
S&P 400
S&P 500
FTSE 100
Russell 2000
DJ EuroStoxx 50
Hang Seng
Nikkei 225
HFRX Global Hedge Fund
LB US Aggregate Bond
Averaging Method
Point to Point
High Water
Low Water
Performance Triggered
Monthly Crediting
Other
Reset Period
- Any -
Length of Policy
Annual
Biennial
Triennial
4-Year
5-Year
6-Year
7-Year
8-Year
9-Year
10-year
11-Year
12-Year
13-Year
14-Year
15-Year
A.M. Best
- Any -
A++
A+
A
A-
B++
B+
B
B-
C++
C+
C
C-
D
E
F
S
NR
Fitch
- Any -
AAA
AA+
AA
AA-
A+
A
A-
BBB+
BBB
BBB-
BB+
BB
BB-
B+
B
B-
CCC
DD
Moody's
- Any -
A1
A2
A3
Aa1
Aa2
Aa3
Api
Baa1
Baa3
Aaa
Aa
A
Baa
Ba
B
Caa
Ca
C
NR
Standard & Poor's
- Any -
AAA
A-1 (short term)
AA+
AA
A-2 (short term)
AA-
A+
A
A-
BBB+
BBB
A-3 (short term)
BBB-
BB+
BB
BB-
B+
B
B (short term)
B-
CCC+
CCC
CCC-
CC
C
R
NR
R (short term)
Weiss
- Any -
A
A-
B
NR
Match rating exactly
Match rating and any higher rating
Tax Sheltered
Systematic Withdrawals Allowed
Bail Out Provision Available
Loan Provision Available
Market Value Adjustment
MRD
Front End Fee
No Annual Maintenance Fee
Return of Premium
Disability Waiver
Terminal Illness Waiver
Long Term Care Waiver
Nursing Home Waiver
Hospitalization Waiver
Unemployment Waiver
Return of Premium Rider
Annualization Waiver
Market Value Adjustment
Extended Free Look Period
Death Benefit Rider
Flexible Withdrawal Rider
Flexible Annuity Option Rider
Home Health Care Waiver
Survivor Benefit Rider
Extended Care Rider
