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SPIA Products

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State

Premium

Qual

Rating

Company

Age

Company / Product Name	AM Best	Max Issue Age Owner	Max Issue Age Annuitant	Min Premium Qualified	Min Premium Non-qualified
Allianz Life Single Premium Immediate Elite Annuity	A	99	99	25,000	25,000
American General Life Insurance Company Platinum Income High-Band	A	0	0	0	0
American National Insurance Company Palladium (SPIA)	A	90	90	15,000	3,500
Genworth Life Insurance Company SecureLivingSM Income Provider	A	95	95	5,000	5,000
Genworth Life of New York SecureLivingSM Income Provider NY	A	95	95	5,000	5,000
ING USA Annuity and Life ING SPIA	A	80	80	15,000	15,000
Lincoln Benefit Life IncomeReady^SMSPIA	A+	90	90	5,000	5,000
Lincoln Financial Group Lincoln SmartIncome Inflation Annuity	A+	85	85	50,000	50,000
National Western Life SPIA	A	0	0	5,000	5,000
North American Company NA Income	A+	85	85	10,000	2,000
Protective Life And Annuity ProSaver Income Annuity NY	A+	99	85	10,000	10,000
Protective Life Corporation ProPayer Income Annuity	A+	99	99	10,000	10,000
RBC Insurance RBC SPIA	A			5,000	5,000
Reliance Standard Life ALPHA SPIA	A	95	95	5,000	5,000
The Standard Tailored Income Annuity	A	90	90	15,000	15,000
West Coast Life Income Advantage Plus	A+	85	85	10,000	10,000

Seek complete details and the suitability of any product from a qualified licensed insurance professional. Verify with your MGA all interest rates, state approvals, and commissions prior to contracting. Changes may occur without notice.

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"Guaranteed Yield to Surrender" expresses the annualized return on premium, assuming no withdrawals, based on interest credited on a guaranteed basis, for the duration of the surrender period.

"Current Yield to Surrender" expresses the annualized return on premium, assuming no withdrawals, based on a current “base rate” issued by the carrier for the duration of the surrender period

For use by licensed insurance agents/brokers only - not authorized for use by the public.