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Scottsdale, Arizona 85260
(480) 664-4405

Fixed Annuities

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State
 Premium
 Qual
 Rating
 Company
 Rate Gtd
 Age

Showing 1-20 of 133    Display: Print/Save |<  <<   Page 1 of 7   >>   >|
Company / Product Name AM
Best 		Years
Gtd 		Last
Change 		Base
Rate 		Bonus
Rate 		Current
Rate 		Premium
Bonus 		Bail Out Effective
Rate 		CUR GTD
Yield to Surrender
Surrender Charges Last 15 Years
National Western Life
NWL Future Assurance [LOAN]
A 1 12/01/11 1.00 0.00 1.00 2.00
to 10.00 		11.10 1.13
to 1.64 		1.13
to 1.64
Surrender Charges Last 14 Years
North American Company
North American Flex III [MVA, LOAN]
A+ 1 01/19/12 1.85 0.00 1.85 10.00 12.03 2.55 1.75
National Western Life
NWL Benefit Assurance [LOAN]
A 1 12/01/11 1.00 0.00 1.00 4.00
to 5.00 		6.05 1.28
to 1.35 		1.28
to 1.35
Surrender Charges Last 10 Years
American General Life Insurance Company
AG HorizonMYG (CA)
A 6 01/30/12 2.00 4.00 6.00     2.39 2.39
Next Rate: 02/06/12 2.00 4.00 6.00   2.39 2.39
North American Company
North American Flex II [MVA, LOAN]
A+ 1 01/19/12 1.80 0.00 1.80 5.00 6.89 2.30 1.57
American National Insurance Company
Palladium Century 7
A 1 02/01/12 1.55 7.00 8.55     2.23 1.73
North American Company
Boomer Annuity [MVA, LOAN]
A+ 1 01/19/12 1.65 0.00 1.65 5.00 6.73 2.15 1.56
Aviva Life & Annuity (MultiChoice Series)
Freedom Plus (1-Year) High-Band
A 1 01/06/12 1.55 0.00 1.55 2.00
to 5.00 		6.63 1.75
to 2.05 		1.26
to 1.55
American National Insurance Company
Palladium Century 5
A 1 02/01/12 1.55 5.00 6.55     2.04 1.54
Aviva Life & Annuity (Income Series)
Income Select Spirit Bonus (1-Year) High-Band
A 1 01/06/12 1.60 0.00 1.60 4.00 5.66 2.00 1.46
Aviva Life & Annuity (MultiChoice Series)
Freedom Xtra (1-Year) High-Band
A 1 01/06/12 1.60 0.00 1.60 4.00 5.66 2.00 1.46
American National Insurance Company
Palladium Century 3
A 1 02/01/12 1.55 3.00 4.55     1.85 1.35
Minnesota Life
SecureOption Extra - 3 Year
A+ 3 01/28/12 1.60 2.00 3.60     1.80 1.73
Aviva Life & Annuity (MultiChoice Series)
Freedom Plus (1-Year) S High-Band
A 1 01/06/12 1.25 0.00 1.25 2.00
to 5.00 		6.31 1.45
to 1.75 		1.23
to 1.52
Aviva Life & Annuity (Income Series)
Income Select Spirit Plus S High-Band
A 1 01/06/12 1.25 0.00 1.25 2.00
to 5.00 		6.31 1.45
to 1.75 		1.23
to 1.52
Aviva Life & Annuity (Income Series)
Income Select Spirit Plus High-Band
A 1 01/06/12 1.55 0.00 1.55 2.00 3.58 1.75 1.26
American General Life Insurance Company
AG HorizonMYG [MVA]
A 6 01/30/12 1.35 4.00 5.35     1.74 1.60
Next Rate: 02/06/12 1.35 4.00 5.35   1.74 1.60
American National Insurance Company
Palladium Century 1
A 1 02/01/12 1.55 1.00 2.55     1.65 1.15
ReliaStar Life Insurance Company
ING StrataFlex (TSA/457) [LOAN]
A 1 02/01/12 1.45 1.50 2.95     1.60 1.29
Minnesota Life
SecureOption Flex
A+ 1 01/28/12 1.50 0.00 1.50     1.50 1.50
Showing 1-20 of 133    Display: Page:   1 | 2 | 3 | 4 | 5 | 6

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"Guaranteed Yield to Surrender" expresses the annualized return on premium, assuming no withdrawals, based on interest credited on a guaranteed basis, for the duration of the surrender period.

"Current Yield to Surrender" expresses the annualized return on premium, assuming no withdrawals, based on a current “base rate” issued by the carrier for the duration of the surrender period

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