| Fixed Annuities |
Company / Product Name
|
AMBest |
YearsGtd |
LastChange |
BaseRate |
BonusRate |
CurrentRate |
PremiumBonus |
Bail Out
|
EffectiveRate |
CUR
|
GTD
|
CommissionsAge: Rate |
Additional Information |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Yield to Surrender | |||||||||||||
| Surrender Charges Last 9 Years | |||||||||||||
|
Liberty USA 500 High-Band [MVA] |
B- | 1 | 04/15/12 | 3.00 | 5.25 | 8.25 | 3.57 | 3.57 |
0-70: 3.50 71-79: 1.50 |
||||
| Next Rate: | 06/04/12 | 3.00 | 5.25 | 8.25 | 3.57 | 3.57 | No Change | ||||||
|
Liberty USA 500 Low-Band [MVA] |
B- | 1 | 04/15/12 | 3.00 | 5.00 | 8.00 | 3.54 | 3.54 |
0-70: 3.50 71-79: 1.50 |
||||
| Next Rate: | 06/04/12 | 3.00 | 5.00 | 8.00 | 3.54 | 3.54 | No Change | ||||||
|
Liberty USA 100 High-Band |
B- | 1 | 04/15/12 | 3.00 | 1.25 | 4.25 | 3.14 | 3.14 |
0-70: 5.50 71-79: 3.50 |
||||
| Next Rate: | 06/04/12 | 3.00 | 1.25 | 4.25 | 3.14 | 3.14 | No Change | ||||||
|
Liberty USA 100 Low-Band |
B- | 1 | 04/15/12 | 3.00 | 1.00 | 4.00 | 3.11 | 3.11 |
0-70: 5.50 71-79: 3.50 |
||||
| Next Rate: | 06/04/12 | 3.00 | 1.00 | 4.00 | 3.11 | 3.11 | No Change | ||||||
| CD Type Annuities |
Company / Product Name
|
AMBest |
YearsGtd |
LastChange |
BaseRate |
BonusRate |
CurrentRate |
PremiumBonus |
Bail Out
|
EffectiveRate |
CUR
|
GTD
|
CommissionsAge: Rate |
Additional Information |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Yield to Surrender | |||||||||||||
| Rate Guaranteed 5 Years | |||||||||||||
|
Bankers 5 Premier Plus [MVA] |
B- | 5 | 04/15/12 | 2.80 | 1.00 | 3.80 | 3.00 | 3.00 |
0-80: 2.00 81-90: 0.40 |
||||
| Next Rate: | 06/04/12 | 2.60 | 1.00 | 3.60 | 2.80 | 2.80 | -0.20 DOWN | ||||||
| Fixed Indexed Annuities |
Company / Product / Account
|
Index
|
Product Type
|
SurenderCharges |
PremiumBonus |
Bail Out |
LastChange |
Part Rate
|
Spread
|
Cap
|
Riders
|
CommissionsAge: Rate |
Additional Information |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
Reset
|
Averaging
|
Min Part Rate | Max Spread | Min Cap | ||||||||
| Surrender Charges Last 15 Years | ||||||||||||
|
NWL Ultra Future Option B: Fixed Account |
Fixed |
15 Years |
4.75 to 10.00 |
03/23/12 | 2.30% 1-Yr Fixed |
1 Rider GLWB |
0-75: 5.00+ 76-80: 3.00+ |
|||||
| Min Rates: | ||||||||||||
|
NWL Ultra Future Option D: Monthly Cap |
S&P 500 | Point to Point |
15 Years |
4.75 to 10.00 |
03/23/12 | 2.25 |
1 Rider GLWB |
0-75: 5.00+ 76-80: 3.00+ |
||||
| Annual | Monthly Sum | Min Rates: | 100 | 0.00 | 1.00 | |||||||
|
NWL Ultra Future Option A: Monthly Averaging Annual Reset |
S&P 500 | Point to Point |
15 Years |
4.75 to 10.00 |
03/23/12 | 50 | 0.70 |
1 Rider GLWB |
0-75: 5.00+ 76-80: 3.00+ |
|||
| Annual | Monthly | Min Rates: | 50 | 6.00 | ||||||||
| Surrender Charges Last 14 Years | ||||||||||||
|
MarketTwelve Bonus 1-Year Fixed Account |
Fixed |
14 Years |
6.00 | 10/24/11 | 1.15% 1-Yr Fixed |
1 Rider GLWB |
0-75: 9.00 | |||||
| Min Rates: | ||||||||||||
|
MarketTwelve Bonus 2-Year Monthly Average Cap |
S&P 500 | Point to Point |
14 Years |
6.00 | 10/24/11 | 7.00 |
1 Rider GLWB |
0-75: 9.00 | ||||
| Biennial | Monthly | Min Rates: | 6.00 | |||||||||
|
MarketTwelve Bonus 1-Year S&P 500 Point-to-Point Cap |
S&P 500 | Point to Point |
14 Years |
6.00 | 10/24/11 | 3.00 |
1 Rider GLWB |
0-75: 9.00 | ||||
| Annual | None | Min Rates: | 3.00 | |||||||||
|
MarketTwelve Bonus 1-Year S&P 500 Monthly Average Participation |
S&P 500 | Point to Point |
14 Years |
6.00 | 10/24/11 | 20 |
1 Rider GLWB |
0-75: 9.00 | ||||
| Annual | Monthly | Min Rates: | 10 | |||||||||
|
MarketTwelve Bonus 1-Year S&P 500 Daily Average Cap |
S&P 500 | Point to Point |
14 Years |
6.00 | 10/24/11 | 3.00 |
1 Rider GLWB |
0-75: 9.00 | ||||
| Annual | Daily | Min Rates: | 3.00 | |||||||||
|
MarketTwelve Bonus 1-Year S&P 500 Monthly Cap |
S&P 500 | Point to Point |
14 Years |
6.00 | 10/24/11 | 1.25 |
1 Rider GLWB |
0-75: 9.00 | ||||
| Annual | Monthly Sum | Min Rates: | 0.50 | |||||||||
| Surrender Charges Last 12 Years | ||||||||||||
|
NA Performance Choice 12 Plus 1-Year Fixed |
Fixed |
12 Years |
8.00 | 02/24/12 | 1.45% 1-Yr Fixed |
3 Riders GLWB |
0-75: 6.50+ | |||||
| Min Rates: | ||||||||||||
|
AmeriMark Freedom SE Fixed |
Fixed |
12 Years |
4.00 | 05/01/12 | 1.75% 1-Yr Fixed |
1 Rider GLWB |
0-80: 7.00 81-85: 3.50 |
|||||
| Min Rates: | ||||||||||||
|
AmeriMark Freedom Fixed |
Fixed |
12 Years |
05/01/12 | 2.00% 1-Yr Fixed |
1 Rider GLWB |
0-80: 8.00 81-85: 4.00 |
||||||
| Annual | Min Rates: | |||||||||||
|
NA Performance Choice 12 Plus 1-Year S&P 500 Point-to-Point |
S&P 500 | Point to Point |
12 Years |
8.00 | 02/24/12 | 2.70 |
3 Riders GLWB |
0-75: 6.50+ | ||||
| Annual | None | Min Rates: | 2.00 | |||||||||
|
NA Performance Choice 12 Plus 1-Year Nasdaq 100 Point-to-Point |
Nasdaq 100 | Point to Point |
12 Years |
8.00 | 02/24/12 | 2.40 |
3 Riders GLWB |
0-75: 6.50+ | ||||
| Annual | None | Min Rates: | 2.00 | |||||||||
|
NA Performance Choice 12 Plus 1-Year DJ EuroStoxx 50 Point-to-Point |
DJ EuroStoxx 50 | Point to Point |
12 Years |
8.00 | 02/24/12 | 2.90 |
3 Riders GLWB |
0-75: 6.50+ | ||||
| Annual | None | Min Rates: | 2.00 | |||||||||
Company / Product Name
Surender