Agent Support Services, Inc.-Fixed Indexed Brief

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Company	Product	SC Years	GTD Min Rate	GTD % Premium	GTD Return on $1,000	Last Change
Surrender Charges Last 5 Years
Lincoln Financial Group	Lincoln OptiChoice 5 Low-Band [MVA]	5	1.00	100.00	$1,051
Lincoln Financial Group	Lincoln OptiChoice 5 High-Band [MVA]	5	1.00	100.00	$1,051
Aviva Life & Annuity (MultiChoice Series)	MultiChoice Income Five Low-Band	5	1.00	100.00	$1,051
Aviva Life & Annuity (MultiChoice Series)	MultiChoice Income Five High-Band	5	1.00	100.00	$1,051
The Hartford	Hartford Saver Solution Choice ^sm 5 Low-Band [MVA]	5	1.00	100.00	$1,051
The Hartford	Hartford Saver Solution Choice ^sm 5 High-Band [MVA]	5	1.00	100.00	$1,051
The Hartford	Hartford Saver Solution ^sm 5 Low-Band [MVA]	5	1.00	100.00	$1,051
The Hartford	Hartford Saver Solution ^sm 5 High-Band [MVA]	5	1.00	100.00	$1,051
Aviva Life & Annuity (Income Series)	Income Select 5 Low-Band [MVA]	5	2.75	87.50	$1,002
Aviva Life & Annuity (Income Series)	Income Select 5 High-Band [MVA]	5	2.75	87.50	$1,002
Surrender Charges Last 6 Years
Lincoln Financial Group	Lincoln New Directions 6 Low-Band [MVA]	6	1.00	100.00	$1,062
Lincoln Financial Group	Lincoln New Directions 6 High-Band [MVA]	6	1.00	100.00	$1,062
American National Ins. Co.	ANICO EIA	6	1.00	90.00	$ 955	02/01/12
Aviva Life & Annuity (MultiChoice Series)	MultiChoice Six Low-Band [MVA]	6	1.00	87.50	$ 929
Aviva Life & Annuity (MultiChoice Series)	MultiChoice Six High-Band [MVA]	6	1.00	87.50	$ 929
Aviva Life & Annuity (Income Series)	Income Preferred Six Low-Band [MVA]	6	1.00	87.50	$ 929
Aviva Life & Annuity (Income Series)	Income Preferred Six High-Band [MVA]	6	1.00	87.50	$ 929
Surrender Charges Last 7 Years
The Hartford	Hartford Saver Solution Choice ^sm 7 Low-Band [MVA]	7	1.00	100.00	$1,072
The Hartford	Hartford Saver Solution Choice ^sm 7 High-Band [MVA]	7	1.00	100.00	$1,072
The Hartford	Hartford Saver Solution ^sm 7 Low-Band [MVA]	7	1.00	100.00	$1,072
The Hartford	Hartford Saver Solution ^sm 7 High-Band [MVA]	7	1.00	100.00	$1,072
Lincoln Financial Group	Lincoln OptiChoice 7 Low-Band [MVA]	7	1.00	100.00	$1,072
Lincoln Financial Group	Lincoln OptiChoice 7 High-Band [MVA]	7	1.00	100.00	$1,072
Aviva Life & Annuity (MultiChoice Series)	MultiChoice Income Seven Low-Band	7	1.00	100.00	$1,072
Aviva Life & Annuity (MultiChoice Series)	MultiChoice Income Seven High-Band	7	1.00	100.00	$1,072
Aviva Life & Annuity (Income Series)	Income Select 7 Low-Band [MVA]	7	2.75	87.50	$1,058
Aviva Life & Annuity (Income Series)	Income Select 7 High-Band [MVA]	7	2.75	87.50	$1,058
Amer. General Life Ins. Co.	AG Vision Advantage 7 (CA) [MVA]	7	2.00	90.00	$1,034
American National Ins. Co.	Value Lock 7	7	1.00-1.75	88.70	$1,002	02/01/12
Amer. General Life Ins. Co.	AG Vision Advantage 7 [MVA]	7	1.50	90.00	$ 999

Seek complete details and the suitability of any product from a qualified licensed insurance professional. Verify with your MGA all interest rates, state approvals, and commissions prior to contracting. Changes may occur without notice.

Any reproduction of this data or presentation of this data in print, electronically or on any other website is strictly prohibited and protected under copyright law. "Yield to Surrender", "Current Yield to Surrender" and "Guaranteed Yield to Surrender" are Trademarks of AnnuityRateWatch.com, Inc.

"Guaranteed Yield to Surrender" expresses the annualized return on premium, assuming no withdrawals, based on interest credited on a guaranteed basis, for the duration of the surrender period.

"Current Yield to Surrender" expresses the annualized return on premium, assuming no withdrawals, based on a current “base rate” issued by the carrier for the duration of the surrender period

For use by licensed insurance agents/brokers only - not authorized for use by the public.