Featured New York Products

Company - Select a Company - Amer. General Life Ins. Co. Amer. National Ins. (Legacy) American National Ins. Co. Amer. National Life Ins. Co. of NY Aviva Life & Annuity (Income Series) Aviva Life & Annuity (MultiChoice Series) EquiTrust Life Ins. Co. Genworth Life and Annuity Ins. Co Genworth Life Ins. Co. Genworth Life of New York Integrity Life Insurance Lincoln Benefit Life Lincoln Financial Group Lincoln Life & Annuity of New York Minnesota Life National Integrity Life Ins. Phoenix Life Insurance Co. Presidential Life Principal Financial Group Protective Life And Annuity (NY) Protective Life Corporation The Hartford United States Life Ins. Co. (NY)

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Fixed Annuities

Company / Product Name	AM Best	Years Gtd	Last Change	Base Rate	Bonus Rate	Current Rate	Premium Bonus	Bail Out	Effective Rate	CUR	GTD	Additional Information
										Yield to Surrender
Surrender Charges Last 10 Years
American National Insurance Company Palladium Century 7	A	1	02/01/12	1.55	7.00	8.55				2.23	1.73	Request Broker Kit
Surrender Charges Last 8 Years
United States Life Insurance Co. (NY) AG HorizonFlex	A	1	02/06/12	1.60	2.00	3.60				1.85	1.76	Request Broker Kit
Surrender Charges Last 7 Years
National Integrity Life Insurance SPDA Series II 1	A+	1	12/31/11	2.70	0.00	2.70				2.70	1.24	Request Broker Kit
American National Life Insurance Company of NY WealthQuest Citadel 7 Diamond High-Band	A	2	02/01/12	1.35	2.00	3.35				2.20	2.15	Request Broker Kit
American National Life Insurance Company of NY WealthQuest Citadel 7 Diamond Low-Band	A	2	02/01/12	1.25	2.00	3.25				2.10	2.10	Request Broker Kit
National Integrity Life Insurance SPDA Series II 5 [MVA]	A+	5	12/31/11	1.95	0.00	1.95				1.95	1.68	Request Broker Kit
Genworth Life of New York SecureLiving SmartRate NY (1) High-Band	A	1	01/25/12	1.50	1.50	3.00				1.71	1.28	Request Broker Kit
	Next Rate:		02/08/12	1.50	1.50	3.00				1.71	1.28
Genworth Life of New York SecureLiving SmartRate NY (1) Mid-Band	A	1	01/25/12	1.50	0.75	2.25				1.61	1.18	Request Broker Kit
	Next Rate:		02/08/12	1.50	0.75	2.25				1.61	1.18
Genworth Life of New York SecureLiving SmartRate NY (5) High-Band	A	5	01/25/12	1.50	0.55	2.05				1.58	1.44	Request Broker Kit
	Next Rate:		02/08/12	1.05	0.55	1.60				1.13	1.11
Genworth Life of New York SecureLiving SmartRate NY (5) Mid-Band	A	5	01/25/12	1.50	0.35	1.85				1.55	1.41	Request Broker Kit
	Next Rate:		02/08/12	1.05	0.35	1.40				1.10	1.09
Genworth Life of New York SecureLiving SmartRate NY (5) Low-Band	A	5	01/25/12	1.50	0.00	1.50				1.50	1.36	Request Broker Kit
	Next Rate:		02/08/12	1.05	0.00	1.05				1.05	1.04
Genworth Life of New York SecureLiving SmartRate NY (1) Low-Band	A	1	01/25/12	1.50	0.00	1.50				1.50	1.07	Request Broker Kit
	Next Rate:		02/08/12	1.50	0.00	1.50				1.50	1.07
Principal Financial Group FPDA Plus 1-Year Guaranty High-Band	A+	1	02/01/12	1.00	0.00	1.00	1.00		2.01	1.14	1.14	Request Broker Kit
Principal Financial Group FPDA Plus 1-Year Guaranty Low-Band	A+	1	02/01/12	1.00	0.00	1.00	0.50		1.51	1.07	1.07	Request Broker Kit
Surrender Charges Last 6 Years
Genworth Life of New York SecureLiving Independence NY High-Band	A	2	12/14/11	2.05	2.00	4.05				2.38	2.01	Request Broker Kit
	Next Rate:		02/08/12	2.05	2.00	4.05				2.38	2.01
Genworth Life of New York SecureLiving Independence NY Mid-Band	A	2	12/14/11	2.05	1.50	3.55				2.30	1.93	Request Broker Kit
	Next Rate:		02/08/12	2.05	1.50	3.55				2.30	1.93
Genworth Life of New York SecureLiving Independence NY Low-Band	A	2	12/14/11	2.05	1.00	3.05				2.22	1.85	Request Broker Kit
	Next Rate:		02/08/12	2.05	1.00	3.05				2.22	1.85
Surrender Charges Last 5 Years
American National Life Insurance Company of NY WealthQuest Citadel 5 Diamond High-Band	A	2	02/01/12	1.20	1.00	2.20				1.40	1.28	Request Broker Kit
American National Life Insurance Company of NY WealthQuest Citadel 5 Diamond Low-Band	A	2	02/01/12	1.10	1.00	2.10				1.30	1.24	Request Broker Kit
Principal Financial Group Principal Guaranteed Annuity 1-Year Guaranty High-Band	A+	1	02/01/12	1.05	0.00	1.05		1.01		1.05	1.01	Request Broker Kit
Principal Financial Group Principal Guaranteed Annuity 1-Year Guaranty Low-Band	A+	1	02/01/12	1.05	0.00	1.05		1.01		1.05	1.01	Request Broker Kit

MYGAs

Company / Product Name	AM Best	Years Gtd	Last Change	Base Rate	Bonus Rate	Current Rate	Premium Bonus	Bail Out	Effective Rate	CUR	GTD	Additional Information
										Yield to Surrender
Rate Guaranteed 10 Years
American National Life Insurance Company of NY Palladium MYG 10 High-Band	A	10	02/01/12	2.55	1.00	3.55				2.65	2.65	Request Broker Kit
American National Life Insurance Company of NY Palladium MYG 10 Low-Band	A	10	02/01/12	2.45	1.00	3.45				2.55	2.55	Request Broker Kit
Rate Guaranteed 7 Years
American National Insurance Company Palladium MYG Annuity 7 High-Band [MVA]	A	7	02/01/12	2.15	1.00	3.15				2.29	2.29	Request Broker Kit
American National Life Insurance Company of NY Palladium MYG 7 High-Band	A	7	02/01/12	2.15	1.00	3.15				2.29	2.29	Request Broker Kit
American National Insurance Company Palladium MYG Annuity 7 Low-Band [MVA]	A	7	02/01/12	2.05	1.00	3.05				2.19	2.19	Request Broker Kit
American National Life Insurance Company of NY Palladium MYG 7 Low-Band	A	7	02/01/12	2.05	1.00	3.05				2.19	2.19	Request Broker Kit
United States Life Insurance Co. (NY) AG Horizon EmpireSecure 7	A	7	02/06/12	1.90	0.00	1.90				1.90	1.90	Request Broker Kit
National Integrity Life Insurance New Momentum 7 [MVA]	A+	7	12/31/11	1.75	0.75	2.50				1.86	1.86	Request Broker Kit
Rate Guaranteed 6 Years
American National Life Insurance Company of NY Palladium MYG 6 High-Band	A	6	02/01/12	1.80	0.00	1.80				1.80	1.80	Request Broker Kit
American National Life Insurance Company of NY Palladium MYG 6 Low-Band	A	6	02/01/12	1.70	0.00	1.70				1.70	1.70	Request Broker Kit
Presidential Life Secure 6	B++	6	08/24/11	1.90	0.00	1.90				1.90	1.90	Request Broker Kit
Rate Guaranteed 5 Years
American National Life Insurance Company of NY Palladium MYG 5 High-Band	A	5	02/01/12	1.10	1.00	2.10				1.30	1.30	Request Broker Kit
American National Life Insurance Company of NY Palladium MYG 5 Low-Band	A	5	02/01/12	1.00	1.00	2.00				1.20	1.20	Request Broker Kit
Presidential Life Secure 5	B++	5	08/24/11	2.00	0.00	2.00				2.00	2.00	Request Broker Kit
Rate Guaranteed 3 Years
Principal Financial Group Select Series 3 High-Band [MVA]	A+	3	02/01/12	1.15	0.00	1.15				1.15	1.15	Request Broker Kit
Principal Financial Group Select Series 3 Low-Band [MVA]	A+	3	02/01/12	1.00	0.00	1.00				1.00	1.00	Request Broker Kit

Fixed Indexed Annuities

Company / Product / Account	Index	Product Type	Surender Charges	Premium Bonus	Bail Out	Last Change	Part Rate	Spread	Cap	Additional Information
	Reset	Averaging					Min Part Rate	Max Spread	Min Cap
Surrender Charges Last 8 Years
United States Life Insurance Co. (NY) AIG Global 8 Index 1-Year Fixed Account	Fixed		8 Years			02/06/12	1.85% 1-Yr Fixed			Request Broker Kit
						Min Rates:
United States Life Insurance Co. (NY) AIG Global 8 Index 1-Year Point-to-Point Account Participatin Rate	S&P 500	Point to Point	8 Years			02/06/12	30			Request Broker Kit
	Annual	None				Min Rates:	30		2.00
United States Life Insurance Co. (NY) AIG Global 8 Index 1-Year Monthly Additive Account Capped	S&P 500	Point to Point	8 Years			02/06/12			1.00	Request Broker Kit
	Annual	Monthly Sum				Min Rates:	100		1.00
United States Life Insurance Co. (NY) AIG Global 8 Index 1-Year Global Multiple Index Account Capped	Blended Indicies	Point to Point	8 Years			02/06/12			3.00	Request Broker Kit
	Annual	None				Min Rates:	100		3.00
Surrender Charges Last 6 Years
American National Insurance Company ANICO EIA Performance Triggered	S&P 500	Performance Triggered	6 Years			02/01/12			3.00	Request Broker Kit
	Annual	None				Min Rates:	100	0.00	1.00

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