Agent Support Group
A Member of Lifemark Partners

MYGA Detail Sheet

Agent Support Annuity Desk
www.ASGLife.com
(212) 697-2025 X313
 
 
 
State
Premium
Qual
Rating
Company
Rate Gtd
Age


Showing 1-20 of 202    Display: Print/Save |<  <<   Page 1 of 11   >>   >|
Company / Product Issue Ages Minimum Premiums Withdrawal Provisions States
Surrender Charges Last 15 Years

Protective Life Corporation

ProSaver Platinum 15

High-Band

Non-Qualified
Owner:92
Annuitant:95
Qualified
Owner:92
Annuitant:95
Non-Qualified
Single:100,000
Monthly:100,000
Qualified
Single:100,000
Monthly:100,000
No- Disability  No- Unemployment 
No- Hospitalization  No- Flex. Annuity Option 
No- Flex. Wthdrl Rider  No- Long Term Care 
No- Extended Care Rider  No- Special Enhanced Life Income Options 
No- Death Benefit Rider  No- Terminal Illness 
No- Nursing Home  No- Annualization 
No- Activities of Daily Living  No- Home Health Care Waiver 
No- Guaranteed Purchase Option 

Not
Available in:

MD NY OR PR VI WA
Withdrawal Notes: No Premium Bonus
Withdrawal Charges 15 years:
6 6 5 4 3 2 1 0 0 0 0 0 0 0 0
Rate Changed: 08/31/10
Guaranteed Minimum Value: 100% of Premium at 2.00% Next Change : TBD
Product Type Rate
Guarant'd
Bonus Rate Years
1-15
Guarant'd
Min Rate
Yield to SurrenderTM
Current Guarant'd
15 Year MYGA 15 Years none 3.3 2.00 3.30 3.30

Protective Life Corporation

ProSaver Platinum 15

Low-Band

Non-Qualified
Owner:92
Annuitant:95
Qualified
Owner:92
Annuitant:95
Non-Qualified
Single:10,000
Monthly:10,000
Qualified
Single:10,000
Monthly:10,000
No- Disability  No- Unemployment 
No- Hospitalization  No- Flex. Annuity Option 
No- Flex. Wthdrl Rider  No- Long Term Care 
No- Extended Care Rider  No- Special Enhanced Life Income Options 
No- Death Benefit Rider  No- Terminal Illness 
No- Nursing Home  No- Annualization 
No- Activities of Daily Living  No- Home Health Care Waiver 
No- Guaranteed Purchase Option 

Not
Available in:

MD NY OR PR VI WA
Withdrawal Notes: No Premium Bonus
Withdrawal Charges 15 years:
6 6 5 4 3 2 1 0 0 0 0 0 0 0 0
Rate Changed: 08/31/10
Guaranteed Minimum Value: 100% of Premium at 2.00% Next Change : TBD
Product Type Rate
Guarant'd
Bonus Rate Years
1-15
Guarant'd
Min Rate
Yield to SurrenderTM
Current Guarant'd
15 Year MYGA 15 Years none 3.05 2.00 3.05 3.05
Surrender Charges Last 10 Years

American National Insurance Company

Palladium MYG Annuity 8

High-Band

Non-Qualified
Owner:85
Annuitant:85
Qualified
Owner:85
Annuitant:85
Non-Qualified
Single:100,000
Monthly:100,000
Qualified
Single:100,000
Monthly:100,000
Yes-Disability  No- Unemployment 
No- Hospitalization  No- Flex. Annuity Option 
No- Flex. Wthdrl Rider  Yes-Long Term Care 
No- Extended Care Rider  No- Special Enhanced Life Income Options 
No- Death Benefit Rider  No- Terminal Illness 
No- Nursing Home  No- Annualization 
No- Activities of Daily Living  No- Home Health Care Waiver 
No- Guaranteed Purchase Option 

Not
Available in:

NY PR UT VI
Withdrawal Notes: No Premium Bonus
Withdrawal Charges 10 years:
8 8 8 7 6 5 4 3 2 1
Rate Changed: 09/01/10
Guaranteed Minimum Value: 90% of Premium at 1.50-3.00% Next Change : TBD
Product Type Rate
Guarant'd
Bonus Rate Years
1-8
Guarant'd
Min Rate
Yield to SurrenderTM
Current Guarant'd
8 Year MYGA 8 Years none 3.1 1.50-3.00 3.10 3.10

OM Financial Life Insurance Company

OM Guarantee-Platinum 5
Non-Qualified
Owner:90
Annuitant:90
Qualified
Owner:90
Annuitant:90
Non-Qualified
Single:5,000
Monthly:5,000
Qualified
Single:2,000
Monthly:2,000
No- Disability  Yes-Unemployment 
No- Hospitalization  No- Flex. Annuity Option 
No- Flex. Wthdrl Rider  No- Long Term Care 
No- Extended Care Rider  No- Special Enhanced Life Income Options 
No- Death Benefit Rider  Yes-Terminal Illness 
Yes-Nursing Home  No- Annualization 
No- Activities of Daily Living  No- Home Health Care Waiver 
No- Guaranteed Purchase Option 

Not
Available in:

MN NY OR PR VI WA
Withdrawal Notes: No Premium Bonus
Withdrawal Charges 10 years:
9 8 7 6 5 4 3 2 1 1
Rate Changed: 09/01/10
Guaranteed Minimum Value: 100% of Premium at 1.00% Next Change : TBD
Product Type Rate
Guarant'd
Bonus Rate Years
1-5
Guarant'd
Min Rate
Yield to SurrenderTM
Current Guarant'd
5 Year MYGA 5 Years none 3.1 1.00 3.10 3.10

OM Financial Life Insurance Company

OM Guarantee-Platinum 5

High-Band

Non-Qualified
Owner:90
Annuitant:90
Qualified
Owner:90
Annuitant:90
Non-Qualified
Single:2,000
Monthly:2,000
Qualified
Single:2,000
Monthly:2,000
No- Disability  Yes-Unemployment 
No- Hospitalization  No- Flex. Annuity Option 
No- Flex. Wthdrl Rider  No- Long Term Care 
No- Extended Care Rider  No- Special Enhanced Life Income Options 
No- Death Benefit Rider  Yes-Terminal Illness 
Yes-Nursing Home  No- Annualization 
No- Activities of Daily Living  No- Home Health Care Waiver 
No- Guaranteed Purchase Option 

Not
Available in:

MN NY OR PR VI WA
Withdrawal Notes: No Premium Bonus
Withdrawal Charges 10 years:
9 8 7 6 5 4 3 2 1 1
Rate Changed: 09/01/10
Guaranteed Minimum Value: 100% of Premium at 1.00% Next Change : TBD
Product Type Rate
Guarant'd
Bonus Rate Years
1-5
Guarant'd
Min Rate
Yield to SurrenderTM
Current Guarant'd
5 Year MYGA 5 Years none 3.1 1.00 3.10 3.10

Protective Life Corporation

ProSaver Platinum 10

High-Band

Non-Qualified
Owner:92
Annuitant:95
Qualified
Owner:92
Annuitant:95
Non-Qualified
Single:100,000
Monthly:100,000
Qualified
Single:100,000
Monthly:100,000
No- Disability  No- Unemployment 
No- Hospitalization  No- Flex. Annuity Option 
No- Flex. Wthdrl Rider  No- Long Term Care 
No- Extended Care Rider  No- Special Enhanced Life Income Options 
No- Death Benefit Rider  No- Terminal Illness 
No- Nursing Home  No- Annualization 
No- Activities of Daily Living  No- Home Health Care Waiver 
No- Guaranteed Purchase Option 

Not
Available in:

MD NY OR PR VI WA
Withdrawal Notes: No Premium Bonus
Withdrawal Charges 10 years:
6 6 5 4 3 2 1 0 0 0
Rate Changed: 08/31/10
Guaranteed Minimum Value: 100% of Premium at 2.00% Next Change : TBD
Product Type Rate
Guarant'd
Bonus Rate Years
1-10
Guarant'd
Min Rate
Yield to SurrenderTM
Current Guarant'd
10 Year MYGA 10 Years none 3.1 2.00 3.10 3.10

American National Insurance Company

Palladium MYG Annuity 8

Low-Band

Non-Qualified
Owner:85
Annuitant:85
Qualified
Owner:85
Annuitant:85
Non-Qualified
Single:5,000
Monthly:5,000
Qualified
Single:5,000
Monthly:5,000
Yes-Disability  No- Unemployment 
No- Hospitalization  No- Flex. Annuity Option 
No- Flex. Wthdrl Rider  Yes-Long Term Care 
No- Extended Care Rider  No- Special Enhanced Life Income Options 
No- Death Benefit Rider  No- Terminal Illness 
No- Nursing Home  No- Annualization 
No- Activities of Daily Living  No- Home Health Care Waiver 
No- Guaranteed Purchase Option 

Not
Available in:

NY PR UT VI
Withdrawal Notes: No Premium Bonus
Withdrawal Charges 10 years:
8 8 8 7 6 5 4 3 2 1
Rate Changed: 09/01/10
Guaranteed Minimum Value: 90% of Premium at 1.50-3.00% Next Change : TBD
Product Type Rate
Guarant'd
Bonus Rate Years
1-8
Guarant'd
Min Rate
Yield to SurrenderTM
Current Guarant'd
8 Year MYGA 8 Years none 3 1.50-3.00 3.00 3.00

American National Insurance Company

Palladium MYG Annuity 10

High-Band

Non-Qualified
Owner:85
Annuitant:85
Qualified
Owner:85
Annuitant:85
Non-Qualified
Single:100,000
Monthly:100,000
Qualified
Single:100,000
Monthly:100,000
Yes-Disability  No- Unemployment 
No- Hospitalization  No- Flex. Annuity Option 
No- Flex. Wthdrl Rider  Yes-Long Term Care 
No- Extended Care Rider  No- Special Enhanced Life Income Options 
No- Death Benefit Rider  No- Terminal Illness 
No- Nursing Home  No- Annualization 
No- Activities of Daily Living  No- Home Health Care Waiver 
No- Guaranteed Purchase Option 

Not
Available in:

NY PR UT VI
Withdrawal Notes: No Premium Bonus
Withdrawal Charges 10 years:
8 8 8 7 6 5 4 3 2 1
Rate Changed: 09/01/10
Guaranteed Minimum Value: 90% of Premium at 1.50-3.00% Next Change : TBD
Product Type Rate
Guarant'd
Bonus Rate
First Year
Rate
Year 10
Yield to SurrenderTM
Current Guarant'd
10 Year MYGA with Bonus 10 Years 1% 3.8 2.80 2.90 2.90

American National Insurance Company

Palladium MYG Annuity 6

High-Band

Non-Qualified
Owner:85
Annuitant:85
Qualified
Owner:85
Annuitant:85
Non-Qualified
Single:100,000
Monthly:100,000
Qualified
Single:100,000
Monthly:100,000
Yes-Disability  No- Unemployment 
No- Hospitalization  No- Flex. Annuity Option 
No- Flex. Wthdrl Rider  Yes-Long Term Care 
No- Extended Care Rider  No- Special Enhanced Life Income Options 
No- Death Benefit Rider  No- Terminal Illness 
No- Nursing Home  No- Annualization 
No- Activities of Daily Living  No- Home Health Care Waiver 
No- Guaranteed Purchase Option 

Not
Available in:

NY PR UT VI
Withdrawal Notes: No Premium Bonus
Withdrawal Charges 10 years:
8 8 8 7 6 5 4 3 2 1
Rate Changed: 09/01/10
Guaranteed Minimum Value: 90% of Premium at 1.50-3.00% Next Change : TBD
Product Type Rate
Guarant'd
Bonus Rate Years
1-6
Guarant'd
Min Rate
Yield to SurrenderTM
Current Guarant'd
6 Year MYGA 6 Years none 2.85 1.50-3.00 2.85 2.85

ING USA Annuity and Life

Guaranteed Choice 10

High-Band

Non-Qualified
Owner:80
Annuitant:80
Qualified
Owner:80
Annuitant:80
Non-Qualified
Single:75,000
Monthly:75,000
Qualified
Single:75,000
Monthly:75,000
No- Disability  No- Unemployment 
Yes-Hospitalization  No- Flex. Annuity Option 
No- Flex. Wthdrl Rider  No- Long Term Care 
No- Extended Care Rider  No- Special Enhanced Life Income Options 
No- Death Benefit Rider  Yes-Terminal Illness 
Yes-Nursing Home  No- Annualization 
No- Activities of Daily Living  No- Home Health Care Waiver 
No- Guaranteed Purchase Option 

Not
Available in:

NY PR VI
Withdrawal Notes: No Premium Bonus
Withdrawal Charges 10 years:
9 8 7 6 5 4 3 2 1
Rate Changed: 09/01/10
Guaranteed Minimum Value: 100% of Premium at 1.50% Next Change : TBD
Product Type Rate
Guarant'd
Bonus Rate
First Year
Rate
Year 10
Yield to SurrenderTM
Current Guarant'd
10 Year MYGA with Bonus 10 Years 1% 3.75 2.75 2.85 2.85

Protective Life Corporation

ProSaver Platinum 10

Low-Band

Non-Qualified
Owner:92
Annuitant:95
Qualified
Owner:92
Annuitant:95
Non-Qualified
Single:10,000
Monthly:10,000
Qualified
Single:10,000
Monthly:10,000
No- Disability  No- Unemployment 
No- Hospitalization  No- Flex. Annuity Option 
No- Flex. Wthdrl Rider  No- Long Term Care 
No- Extended Care Rider  No- Special Enhanced Life Income Options 
No- Death Benefit Rider  No- Terminal Illness 
No- Nursing Home  No- Annualization 
No- Activities of Daily Living  No- Home Health Care Waiver 
No- Guaranteed Purchase Option 

Not
Available in:

MD NY OR PR VI WA
Withdrawal Notes: No Premium Bonus
Withdrawal Charges 10 years:
6 6 5 4 3 2 1 0 0 0
Rate Changed: 08/31/10
Guaranteed Minimum Value: 100% of Premium at 2.00% Next Change : TBD
Product Type Rate
Guarant'd
Bonus Rate Years
1-10
Guarant'd
Min Rate
Yield to SurrenderTM
Current Guarant'd
10 Year MYGA 10 Years none 2.85 2.00 2.85 2.85

American National Insurance Company

Palladium MYG Annuity 10

Low-Band

Non-Qualified
Owner:85
Annuitant:85
Qualified
Owner:85
Annuitant:85
Non-Qualified
Single:5,000
Monthly:5,000
Qualified
Single:5,000
Monthly:5,000
Yes-Disability  No- Unemployment 
No- Hospitalization  No- Flex. Annuity Option 
No- Flex. Wthdrl Rider  Yes-Long Term Care 
No- Extended Care Rider  No- Special Enhanced Life Income Options 
No- Death Benefit Rider  No- Terminal Illness 
No- Nursing Home  No- Annualization 
No- Activities of Daily Living  No- Home Health Care Waiver 
No- Guaranteed Purchase Option 

Not
Available in:

NY PR UT VI
Withdrawal Notes: No Premium Bonus
Withdrawal Charges 10 years:
8 8 8 7 6 5 4 3 2 1
Rate Changed: 09/01/10
Guaranteed Minimum Value: 90% of Premium at 1.50-3.00% Next Change : TBD
Product Type Rate
Guarant'd
Bonus Rate
First Year
Rate
Year 10
Yield to SurrenderTM
Current Guarant'd
10 Year MYGA with Bonus 10 Years 1% 3.7 2.70 2.80 2.80

Lincoln Financial Group

Lincoln MYGuaranteesm Plus 10

High-Band

Non-Qualified
Owner:85
Annuitant:
Qualified
Owner:85
Annuitant:
Non-Qualified
Single:100,000
Monthly:100,000
Qualified
Single:100,000
Monthly:100,000
No- Disability  No- Unemployment 
No- Hospitalization  No- Flex. Annuity Option 
No- Flex. Wthdrl Rider  No- Long Term Care 
No- Extended Care Rider  No- Special Enhanced Life Income Options 
No- Death Benefit Rider  No- Terminal Illness 
No- Nursing Home  No- Annualization 
No- Activities of Daily Living  No- Home Health Care Waiver 
No- Guaranteed Purchase Option 

Not
Available in:

IL MN MO NY VI
Withdrawal Notes: No Premium Bonus
Withdrawal Charges 10 years:
7 7 6 5 4 3 2
Rate Changed: 09/01/10
Guaranteed Minimum Value: 100% of Premium at 1.70% Next Change : TBD
Product Type Rate
Guarant'd
Bonus Rate Years
1-10
Guarant'd
Min Rate
Yield to SurrenderTM
Current Guarant'd
10 Year MYGA 10 Years none 2.8 1.70 2.80 2.80

Lincoln Life & Annuity of New York

Lincoln MYGuaranteesm Plus 10

High-Band

Non-Qualified
Owner:85
Annuitant:
Qualified
Owner:85
Annuitant:
Non-Qualified
Single:100,000
Monthly:100,000
Qualified
Single:100,000
Monthly:100,000
No- Disability  No- Unemployment 
No- Hospitalization  No- Flex. Annuity Option 
No- Flex. Wthdrl Rider  No- Long Term Care 
No- Extended Care Rider  No- Special Enhanced Life Income Options 
No- Death Benefit Rider  No- Terminal Illness 
No- Nursing Home  No- Annualization 
No- Activities of Daily Living  No- Home Health Care Waiver 
No- Guaranteed Purchase Option 

Only
Available in:

NY
Withdrawal Notes: No Premium Bonus
Withdrawal Charges 10 years:
7 6 5 4 3 2 1
Rate Changed: 09/01/10
Guaranteed Minimum Value: 100% of Premium at 1.70% Next Change : TBD
Product Type Rate
Guarant'd
Bonus Rate Years
1-10
Guarant'd
Min Rate
Yield to SurrenderTM
Current Guarant'd
10 Year MYGA 10 Years none 2.8 1.70 2.80 2.80

American National Insurance Company

Palladium MYG Annuity 6

Low-Band

Non-Qualified
Owner:85
Annuitant:85
Qualified
Owner:85
Annuitant:85
Non-Qualified
Single:5,000
Monthly:5,000
Qualified
Single:5,000
Monthly:5,000
Yes-Disability  No- Unemployment 
No- Hospitalization  No- Flex. Annuity Option 
No- Flex. Wthdrl Rider  Yes-Long Term Care 
No- Extended Care Rider  No- Special Enhanced Life Income Options 
No- Death Benefit Rider  No- Terminal Illness 
No- Nursing Home  No- Annualization 
No- Activities of Daily Living  No- Home Health Care Waiver 
No- Guaranteed Purchase Option 

Not
Available in:

NY PR UT VI
Withdrawal Notes: No Premium Bonus
Withdrawal Charges 10 years:
8 8 8 7 6 5 4 3 2 1
Rate Changed: 09/01/10
Guaranteed Minimum Value: 90% of Premium at 1.50-3.00% Next Change : TBD
Product Type Rate
Guarant'd
Bonus Rate Years
1-6
Guarant'd
Min Rate
Yield to SurrenderTM
Current Guarant'd
6 Year MYGA 6 Years none 2.75 1.50-3.00 2.75 2.75

ING USA Annuity and Life

Guaranteed Choice 10

Low-Band

Non-Qualified
Owner:80
Annuitant:80
Qualified
Owner:80
Annuitant:80
Non-Qualified
Single:15,000
Monthly:15,000
Qualified
Single:15,000
Monthly:15,000
No- Disability  No- Unemployment 
Yes-Hospitalization  No- Flex. Annuity Option 
No- Flex. Wthdrl Rider  No- Long Term Care 
No- Extended Care Rider  No- Special Enhanced Life Income Options 
No- Death Benefit Rider  Yes-Terminal Illness 
Yes-Nursing Home  No- Annualization 
No- Activities of Daily Living  No- Home Health Care Waiver 
No- Guaranteed Purchase Option 

Not
Available in:

NY PR VI
Withdrawal Notes: No Premium Bonus
Withdrawal Charges 10 years:
9 8 7 6 5 4 3 2 1
Rate Changed: 09/01/10
Guaranteed Minimum Value: 100% of Premium at 1.50% Next Change : TBD
Product Type Rate
Guarant'd
Bonus Rate Years
1-10
Guarant'd
Min Rate
Yield to SurrenderTM
Current Guarant'd
10 Year MYGA 10 Years none 2.75 1.50 2.75 2.75
Showing 1-20 of 202    Display: Page:   1 | 2 | 3 | 4 | 5 | 6 .. 11

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"Guaranteed Yield to Surrender" expresses the annualized return on premium, assuming no withdrawals, based on interest credited on a guaranteed basis, for the duration of the surrender period.

"Current Yield to Surrender" expresses the annualized return on premium, assuming no withdrawals, based on a current “base rate” issued by the carrier for the duration of the surrender period

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