Fixed Indexed Annuities
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Company / Product SC Years Issue
Age		 Premium
Bonus		 Min Rate % Premium Return per $1000 Last Change Commissions
Age: Rate
Featured Products
Surrender Charges Last 12 Years
OM Financial Life Ins. Co.
Loyalty Rewards Escalator 12
12 yrs 85 1.00% 1.00% 87.50% $ 996 11/01/08 0-79: 7.50
80-85: 3.75
1-Year S&P 500 Annual Point-to-Point Fixed @ 3.75%
1-Year S&P 500 Monthly Averaging 1-Year S&P 500 Monthly Point-to-Point
Surrender Charges Last 10 Years
Amer. General Life Ins. Co.
AIG Global Bonus Index
10 yrs 80 5.00% 3.00% 100% $1,411 11/05/08 0-75: 7.00
76-80: 4.50
Annual Point-to-Point Account with Participatin Rate Global Multiple Index Account with Cap
Monthly Additive Account with Cap Fixed Interest Account @ 4.45%
American Investors
Income Select Bonus -Low
10 yrs 80 10.00% 1.00% 100% $1,215 11/03/08 0-80: 8.00
1 - Year S&P 500 Point-to-Point 1 - Year S&P 500 Poin-to-Point w/ Participation
1 - Year Multiple Index Average w/ No Spread 1 - Year Point to Point Dow Jones EUROSTOXX 50
1 - Year S&P 500 Uncapped Average 1 - Year Fixed @ 3.10%
1 - Year S&P 500 Monthly Cap 1 - Year Point to Point Hang Seng Index
1 - Year Multiple Index Average w/ No Cap 1 - Year S&P 500 Average w/ No Spread
American Investors
Income Select Bonus -High
10 yrs 80 10.00% 1.00% 100% $1,215 11/03/08 0-80: 8.00
1 - Year S&P 500 Monthly Cap 1 - Year Point to Point Hang Seng Index
1 - Year Multiple Index Average w/ No Cap 1 - Year S&P 500 Average w/ No Spread
1 - Year S&P 500 Point-to-Point 1 - Year S&P 500 Poin-to-Point w/ Participation

Company / Product SC Years Issue
Age		 Premium
Bonus		 Min Rate % Premium Return per $1000 Last Change Commissions
Age: Rate
American Investors
Income Select Plus -Low
10 yrs 82 5.00% 2.75% 87.50% $1,205 11/03/08 0-80: 8.50
81-82: 7.00
1-Year S&P 500 Monthly Cap 1-Year S&P 500 Point-to-Point w/ Participation
1 - Year Point to Point Hang Seng Index Fixed @ 3.35%
1-Year S&P 500 Point-to-Point Cap 1-Year S&P 500 Monthly Average
1 - Year Point to Point Dow Jones EUROSTOXX 50 1-Year Monthly Average Multiple Index
American Investors
Income Select Plus -High
10 yrs 82 5.00% 2.75% 87.50% $1,205 11/03/08 0-80: 8.50
81-82: 7.00
1-Year S&P 500 Monthly Average 1-Year Monthly Average Multiple Index
1-Year S&P 500 Monthly Cap 1 - Year Point to Point Dow Jones EUROSTOXX 50
1-Year S&P 500 Point-to-Point w/ Participation Fixed @ 3.55%
1 - Year Point to Point Hang Seng Index 1-Year S&P 500 Point-to-Point Cap
Forethought Financial
Destination Income 15 -Low
10 yrs 85 3.00% 90.00% $1,210 09/19/08
1-Year S&P 500 Monthly Avg. w/ Cap Fixed @ 3.00%
1-Year S&P 500 Monthly Avg. w/ Spread
Forethought Financial
Destination Income 15 -Mid
10 yrs 85 3.00% 90.00% $1,210 09/19/08
1-Year S&P 500 Monthly Avg. w/ Spread Fixed @ 3.00%
1-Year S&P 500 Monthly Avg. w/ Cap
Forethought Financial
Destination Income 15 -High
10 yrs 85 3.00% 90.00% $1,210 09/19/08
1-Year S&P 500 Monthly Avg. w/ Spread 1-Year S&P 500 Monthly Avg. w/ Cap
Fixed @ 3.00%
ING USA Annuity and Life
ING Secure Index Opportunities Plus -Low
10 yrs 80 5.00% 3.00% 87.50% $1,235 10/29/08 0-80: 8.00
Fixed @ 3.75% Monthly Cap Index
Monthly Averaging Index Point-to-Point Cap Index
Point-to-Point Participation Index
ING USA Annuity and Life
ING Secure Index Opportunities Plus -High
10 yrs 80 5.00% 3.00% 87.50% $1,235 10/29/08 0-80: 8.00
Point-to-Point Participation Index Fixed @ 3.75%
Monthly Cap Index Monthly Averaging Index
Point-to-Point Cap Index
OM Financial Life Ins. Co.
Loyalty Rewards Escalator 10
10 yrs 85 1.00% 1.00% 87.50% $ 976 11/01/08 0-79: 6.50
80-85: 3.25
1-Year S&P 500 Monthly Point-to-Point 1-Year S&P 500 Annual Point-to-Point
Fixed @ 3.75% 1-Year S&P 500 Monthly Averaging
OM Financial Life Ins. Co.
Safety Index 10 -Low
10 yrs 85 3.00% 100% $1,344 11/01/08 0-79: 7.00
80-85: 3.50
1 Year S&P 500 Annual Point-to-Point Cap 1 Year S&P 500 Monthly Average Spread
1 Year S&P 500 Monthly Point-to-Point Cap 1 Year S&P 500 Monthly Average Cap
Fixed @ 4.20%
OM Financial Life Ins. Co.
Safety Index 10 -High
10 yrs 85 3.00% 100% $1,344 11/01/08 0-79: 7.00
80-85: 3.50
1 Year S&P 500 Monthly Average Spread 1 Year S&P 500 Monthly Point-to-Point Cap
1 Year S&P 500 Monthly Average Cap Fixed @ 4.50%
1 Year S&P 500 Annual Point-to-Point Cap
Surrender Charges Last 9 Years
Investors Ins. (Legacy)
PremierMark Annuity
9 yrs 85 1.65% 100% $1,159 11/01/08 0-75: 8.00
76-85: 4.80
1-Year Nasdaq-100 Monthly Cap Fixed @ 3.70%
1-Year S&P 500 Monthly Averaging 1-Year S&P 500 Point-to-Point
Investors Ins. (Legacy)
PremierMark Plus Annuity
9 yrs 80 7.00% 1.65% 100% $1,240 11/01/08 0-75: 8.00
76-80: 4.80
Nasdaq 100 Monthly Cap S&P 500 Monthly Averaging
S&P 500 Monthly Cap Fixed @ 2.55%
S&P 500 Annual Point-to-Point
Surrender Charges Last 8 Years
Amer. General Life Ins. Co.
AIG Global 8 Index
8 yrs 80 3.00% 90.00% $1,140 11/05/08 0-75: 6.00
76-80: 4.75
1-Year Global Multiple Index Account Capped 1-Year Monthly Additive Account Capped
1-Year Fixed Account @ 4.75% 1-Year Point-to-Point Account Participatin Rate
OM Financial Life Ins. Co.
Loyalty Rewards Escalator 8
8 yrs 85 1.00% 1.00% 87.50% $ 957 11/01/08 0-79: 5.50
80-85: 2.75
Fixed @ 3.50% 1-Year S&P 500 Monthly Averaging
1-Year S&P 500 Monthly Point-to-Point 1-Year S&P 500 Annual Point-to-Point
Surrender Charges Last 6 Years
Amer. General Life Ins. Co.
AIG Global 6 Index
6 yrs 85 3.00% 90.00% $1,075 11/05/08 0-75: 5.00
76-80: 4.50
81-UP: 4.25
1-Year Monthly Additive Account Capped 1-Year Fixed Account @ 4.45%
1-Year Point-to-Point Account Participatin Rate 1-Year Global Multiple Index Account Capped
OM Financial Life Ins. Co.
Loyalty Rewards Escalator 6
6 yrs 85 1.00% 1.00% 87.50% $ 938 11/01/08 0-79: 4.00
80-85: 2.00
1-Year S&P 500 Annual Point-to-Point Fixed @ 3.50%
1-Year S&P 500 Monthly Averaging 1-Year S&P 500 Monthly Point-to-Point
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