AMBest |
Years Gtd |
Last Change |
Base Rate |
Bonus Rate |
Current Rate |
Premium Bonus |
Effective Rate |
CUR
|
GTD
|
Commissions Age: Rate |
|
|---|---|---|---|---|---|---|---|---|---|---|---|
| Yield to Surrender | |||||||||||
| Featured Products | |||||||||||
| Surrender Charges Last 12 Years | |||||||||||
OM Financial Life Insurance CompanyLoyalty Rewards Escalator 12 |
A | 1 | 11/01/08 | 3.75 | 0.00 | 3.75 | 1.00 | 4.79 | 3.84 | 2.18 |
0-79: 7.50 80-85: 3.75 |
| Surrender Charges Last 10 Years | |||||||||||
|
American General Life Insurance Company AIG Global Bonus Index [MVA] |
A | 1 | 11/05/08 | 4.45 | 0.00 | 4.45 | 5.00 | 9.67 | 4.96 | 2.74 |
0-75: 7.00 76-80: 4.50 |
|
OM Financial Life Insurance Company Safety Index 10 High-Band |
A | 7 | 11/01/08 | 4.50 | 0.00 | 4.50 | 4.50 | 4.05 |
0-79: 7.00 80-85: 3.50 |
||
|
American Investors Income Select Bonus High-Band [MVA] |
A+ | 1 | 11/03/08 | 3.30 | 0.00 | 3.30 | 10.00 | 13.63 | 4.29 | 2.20 | 0-80: 8.00 |
|
ING USA Annuity and Life ING Secure Index Opportunities Plus High-Band [MVA] |
A+ | 1 | 10/29/08 | 3.75 | 0.00 | 3.75 | 5.00 | 8.94 | 4.26 | 2.22 | 0-80: 8.00 |
|
ING USA Annuity and Life ING Secure Index Opportunities Plus Low-Band [MVA] |
A+ | 1 | 10/29/08 | 3.75 | 0.00 | 3.75 | 5.00 | 8.94 | 4.26 | 2.22 | 0-80: 8.00 |
|
OM Financial Life Insurance Company Safety Index 10 Low-Band |
A | 7 | 11/01/08 | 4.20 | 0.00 | 4.20 | 4.20 | 3.84 |
0-79: 7.00 80-85: 3.50 |
||
|
American Investors Income Select Bonus Low-Band [MVA] |
A+ | 1 | 11/03/08 | 3.10 | 0.00 | 3.10 | 10.00 | 13.41 | 4.09 | 2.18 | 0-80: 8.00 |
|
American Investors Income Select Plus High-Band [MVA] |
A+ | 1 | 11/03/08 | 3.55 | 0.00 | 3.55 | 5.00 | 8.73 | 4.06 | 2.65 |
0-80: 8.50 81-82: 7.00 |
|
American Investors Income Select Plus Low-Band [MVA] |
A+ | 1 | 11/03/08 | 3.35 | 0.00 | 3.35 | 5.00 | 8.52 | 3.86 | 2.63 |
0-80: 8.50 81-82: 7.00 |
|
OM Financial Life Insurance Company Loyalty Rewards Escalator 10 |
A | 1 | 11/01/08 | 3.75 | 0.00 | 3.75 | 1.00 | 4.79 | 3.85 | 2.23 |
0-79: 6.50 80-85: 3.25 |
|
Forethought Financial Destination Income 15 High-Band |
A- | 1 | 09/19/08 | 3.00 | 0.00 | 3.00 | 3.00 | 3.00 | |||
|
Forethought Financial Destination Income 15 Mid-Band |
A- | 1 | 09/19/08 | 3.00 | 0.00 | 3.00 | 3.00 | 3.00 | |||
|
Forethought Financial Destination Income 15 Low-Band |
A- | 1 | 09/19/08 | 3.00 | 0.00 | 3.00 | 3.00 | 3.00 | |||
| Surrender Charges Last 9 Years | |||||||||||
|
Investors Insurance (Legacy)
PremierMark Annuity [MVA, LOAN] |
A- | 1 | 11/01/08 | 3.70 | 0.00 | 3.70 | 3.70 | 1.88 |
0-75: 8.00 76-85: 4.80 |
||
|
Investors Insurance (Legacy)
PremierMark Plus Annuity [MVA, LOAN] |
A- | 1 | 11/01/08 | 2.55 | 0.00 | 2.55 | 7.00 | 9.73 | 3.32 | 2.52 |
0-75: 8.00 76-80: 4.80 |
| Surrender Charges Last 8 Years | |||||||||||
|
American General Life Insurance Company AIG Global 8 Index |
A | 1 | 11/05/08 | 4.75 | 0.00 | 4.75 | 4.75 | 2.34 |
0-75: 6.00 76-80: 4.75 |
||
|
OM Financial Life Insurance Company Loyalty Rewards Escalator 8 |
A | 1 | 11/01/08 | 3.50 | 0.00 | 3.50 | 1.00 | 4.54 | 3.63 | 2.27 |
0-79: 5.50 80-85: 2.75 |
| Surrender Charges Last 6 Years | |||||||||||
|
American General Life Insurance Company AIG Global 6 Index |
A | 1 | 11/05/08 | 4.45 | 0.00 | 4.45 | 4.45 | 2.40 |
0-75: 5.00 76-80: 4.50 81-UP: 4.25 |
||
|
OM Financial Life Insurance Company Loyalty Rewards Escalator 6 |
A | 1 | 11/01/08 | 3.50 | 0.00 | 3.50 | 1.00 | 4.54 | 3.67 | 2.38 |
0-79: 4.00 80-85: 2.00 |
|
Fixed Annuities |
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"Guaranteed Yield to Surrender" expresses the annualized return on premium, assuming no withdrawals, based on interest credited on a guaranteed basis, for the duration of the surrender period.
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