Fixed Annuities

 
 
 
State
Premium
Qual
Rating
Company
Rate Gtd
Age
Comm
%


Showing 1-50 of 121    Display: Print/Save |<  <<   Page 1 of 3   >>   >|
Company / Product Name AM
Best
Years
Gtd
Last
Change
Base
Rate
Bonus
Rate
Current
Rate
Premium
Bonus
Bail Out Effective
Rate
CUR GTD Commissions
Age: Rate
Yield to Surrender
Surrender Charges Last 15 Years
American Equity Investment Life Insurance Company
Premier Eagle 10 (FPDA-7-08)
A- 1 10/08/11 2.00 0.00 2.00 3.00
to 10.00
12.20 2.20
to 2.65
1.73
to 2.18
0-75: 5.00+
76-80: 3.75+
Surrender Charges Last 14 Years
North American Company
North American Flex III [MVA, LOAN]
A+ 1 01/19/12 1.85 0.00 1.85 10.00 12.03 2.55 1.75 0-75: 4.50+
Surrender Charges Last 12 Years
American Equity Investment Life Insurance Company
FPDA-10 (MVA) [MVA]
A- 1 10/08/11 2.25 0.00 2.25 2.00 4.30 2.42 2.42 0-75: 6.00+
76-80: 4.50+
Surrender Charges Last 10 Years
American Equity Investment Life Insurance Company
Premier Eagle 12 (FRG-2-09)
A- 1 10/08/11 1.60 0.00 1.60 9.00 10.74 2.48 1.93 0-78: 6.00+
American General Life Insurance Company
AG HorizonMYG (CA)
A 6 02/06/12 2.00 4.00 6.00     2.39 2.39 0-75: 7.50+
76-80: 5.00+
81-85: 3.00+
North American Company
North American Flex II [MVA, LOAN]
A+ 1 01/19/12 1.80 0.00 1.80 5.00 6.89 2.30 1.57 0-75: 4.50+
76-79: 3.38+
American National Insurance Company
Palladium Century 7
A 1 02/01/12 1.55 7.00 8.55     2.23 1.73 0-74: 5.00+
75-80: 3.00+
North American Company
Boomer Annuity [MVA, LOAN]
A+ 1 01/19/12 1.65 0.00 1.65 5.00 6.73 2.15 1.56 0-80: 7.00+
81-80: 5.25+
American National Insurance Company
Palladium Century 5
A 1 02/01/12 1.55 5.00 6.55     2.04 1.54 0-74: 6.00+
75-80: 3.50+
Aviva Life & Annuity (Income Series)
Income Select Spirit Bonus (1-Year) High-Band
A 1 01/06/12 1.60 0.00 1.60 4.00 5.66 2.00 1.46 0-75: 6.00+
76-78: 4.00+
American National Insurance Company
Palladium Century 3
A 1 02/01/12 1.55 3.00 4.55     1.85 1.35 0-74: 7.00+
75-UP: 4.50+
Aviva Life & Annuity (Income Series)
Income Select Spirit Plus High-Band
A 1 01/06/12 1.55 0.00 1.55 2.00 3.58 1.75 1.26 0-75: 6.50+
76-78: 4.50+
Aviva Life & Annuity (Income Series)
Income Select Spirit Plus S High-Band
A 1 01/06/12 1.25 0.00 1.25 2.00
to 5.00
6.31 1.45
to 1.75
1.23
to 1.52
0-75: 5.00+
76-78: 3.00+
American General Life Insurance Company
AG HorizonMYG [MVA]
A 6 02/06/12 1.35 4.00 5.35     1.74 1.60 0-75: 7.50+
76-80: 5.00+
81-85: 3.00+
American National Insurance Company
Palladium Century 1
A 1 02/01/12 1.55 1.00 2.55     1.65 1.15 0-74: 8.00+
75-90: 5.50+
ReliaStar Life Insurance Company
ING StrataFlex (TSA/457) [LOAN]
A 1 02/01/12 1.45 1.50 2.95     1.60 1.29 0-75: 6.50+
Aviva Life & Annuity (Income Series)
Income Select Spirit Plus S Low-Band
A 1 01/06/12 1.00 0.00 1.00 2.00
to 5.00
6.05 1.20
to 1.49
1.20
to 1.49
0-75: 5.00+
76-78: 3.00+
Aviva Life & Annuity (Income Series)
Income Select Spirit Bonus (1-Year) Low-Band
A 1 01/06/12 1.00 0.00 1.00 4.00 5.04 1.40 1.40 0-75: 6.00+
76-78: 4.00+
Aviva Life & Annuity (Income Series)
Income Select Spirit Plus Low-Band
A 1 01/06/12 1.00 0.00 1.00 2.00 3.02 1.20 1.20 0-75: 6.50+
76-78: 4.50+
ReliaStar Life Insurance Company
ING StrataFlex (NQ)
A 1 02/01/12 1.00 1.00 2.00     1.10 1.20 0-74: 6.50+
75-80: 4.90+
Surrender Charges Last 9 Years
EquiTrust Life Insurance Company
ChoiceFour (MVA Option) [MVA]
B+ 1 10/24/11 2.50 0.00 2.50 1.50 4.04 2.67 2.22 0-80: 5.50
81-85: 4.13
American General Life Insurance Company
AG HorizonPlus (CA) [MVA]
A 6 02/06/12 2.00 6.00 8.00     2.65 2.65 0-75: 6.00
76-80: 3.20
81-85: 1.35
EquiTrust Life Insurance Company
ChoiceFour (Base Contract)
B+ 1 10/24/11 2.50 0.00 2.50     2.50 2.06 0-80: 5.50
81-85: 4.13
North American Company
North American Director
A+ 5 01/19/12 1.80 3.00 4.80     2.13 1.77 0-80: 5.50+
81-85: 4.13+
American General Life Insurance Company
AG HorizonPlus [MVA]
A 6 02/06/12 1.25 6.00 7.25     1.90 1.82 0-75: 6.00
76-80: 3.20
81-85: 1.35
ReliaStar Life Insurance Company
ING Retirement Plus (TSA/457) [LOAN]
A 1 02/01/12 1.20 0.00 1.20     1.20 1.00 0-55: 4.50+
56-75: 4.50+
ReliaStar Life Insurance Company
ING Retirement Plus (NQ)
A 1 02/01/12 1.00 0.00 1.00     1.00 1.00 0-70: 5.00+
71-74: 5.00+
75-UP: 2.75+
The Standard
FPDA
A 1 01/01/12 1.00 0.00 1.00     1.00 1.00 0-80: 5.50+
81-90: 2.25+
Surrender Charges Last 8 Years
American General Life Insurance Company
AG HorizonFlex (CA)
A 1 02/06/12 2.00 2.00 4.00     2.25 2.25 0-75: 5.00
76-80: 4.00
81-85: 3.00
American General Life Insurance Company
AG HorizonFlex
A 1 02/06/12 1.60 2.00 3.60     1.85 1.76 0-75: 5.00
76-80: 4.00
81-85: 3.00
Surrender Charges Last 7 Years
Integrity Life Insurance
New Momentum QIO
A+ 1 12/31/11 4.00 0.00 4.00     4.00 1.42 0-85: 2.00
National Integrity Life Insurance
SPDA Series II 1
A+ 1 12/31/11 2.70 0.00 2.70     2.70 1.24 0-79: 4.00
80-85: 2.25
Integrity Life Insurance
SPDA Series II 1
A+ 1 12/31/11 2.70 0.00 2.70     2.70 1.24 0-79: 4.00
80-85: 2.25
National Integrity Life Insurance
SPDA Series II 5 [MVA]
A+ 5 12/31/11 1.95 0.00 1.95     1.95 1.68 0-79: 3.00
80-85: 1.25
Reliance Standard Life
Apollo MVA [MVA]
A 1 09/29/11 1.80 1.00 2.80     1.94 1.26 0-75: 5.25
76-80: 4.20
81-85: 3.15
Genworth Life Insurance Company
SecureLiving SmartRate 5 High-Band
A 5 01/25/12 1.50 0.60 2.10     1.93 1.78 0-75: 4.50
76-80: 2.70
81-85: 1.05
Next Rate: 02/08/12 1.05 0.60 1.65   1.48 1.46 -0.45 DOWN  
Genworth Life Insurance Company
SecureLiving SmartRate 3 High-Band
A 3 01/25/12 1.50 0.90 2.40     1.88 1.60 0-75: 4.50
76-80: 2.70
81-85: 1.05
Next Rate: 02/08/12 1.20 0.90 2.10   1.58 1.47 -0.30 DOWN  
Integrity Life Insurance
New Momentum 7 [MVA]
A+ 7 12/31/11 1.75 0.75 2.50     1.86 1.86 0-79: 5.00
80-85: 3.00
Genworth Life Insurance Company
SecureLiving SmartRate 5 Mid-Band
A 5 01/25/12 1.50 0.40 1.90     1.79 1.64 0-75: 4.50
76-80: 2.70
81-85: 1.05
Next Rate: 02/08/12 1.05 0.40 1.45   1.34 1.32 -0.45 DOWN  
Reliance Standard Life
Apollo SP [MVA]
A 1 09/29/11 1.65 1.00 2.65     1.79 1.23 0-75: 5.25
76-80: 4.20
81-85: 3.15
The Standard
Advantage Growth Annuity 7 High-Band [MVA]
A 1 01/01/12 1.50 2.00 3.50     1.78 1.35 0-79: 4.50
80-84: 2.25
85-90: 1.75
National Integrity Life Insurance
SPDA Series II 3
A+ 3 12/31/11 1.60 1.00 2.60     1.74 1.40 0-79: 4.00
80-85: 2.25
Integrity Life Insurance
SPDA Series II 3
A+ 3 12/31/11 1.60 1.00 2.60     1.74 1.40 0-79: 4.00
80-85: 2.25
Genworth Life Insurance Company
SecureLiving SmartRate High-Band
A 1 01/25/12 1.55 1.25 2.80     1.73 1.26 0-75: 4.50
76-80: 2.70
81-85: 1.05
Next Rate: 02/08/12 1.55 1.75 3.30   1.80 1.33 +0.07 UP  
Genworth Life Insurance Company
SecureLiving SmartRate 3 Mid-Band
A 3 01/25/12 1.50 0.50 2.00     1.71 1.43 0-75: 4.50
76-80: 2.70
81-85: 1.05
Next Rate: 02/08/12 1.20 0.50 1.70   1.41 1.30 -0.30 DOWN  
Genworth Life of New York
SecureLiving SmartRate NY (1) High-Band
A 1 01/25/12 1.50 1.50 3.00     1.71 1.28 0-75: 4.50
76-80: 2.70
81-85: 1.05
Next Rate: 02/08/12 1.50 1.50 3.00   1.71 1.28 No Change  
The Standard
Advantage Growth Annuity 7 Low-Band [MVA]
A 1 01/01/12 1.40 2.00 3.40     1.68 1.34 0-79: 4.50
80-84: 2.25
85-90: 1.75
American National Insurance Company
Citadel 7 Diamond High-Band
A 2 02/01/12 1.35 2.00 3.35     1.63 1.38 0-80: 3.50+
81-85: 2.50+
Genworth Life Insurance Company
SecureLiving SmartRate Mid-Band
A 1 01/25/12 1.55 0.50 2.05     1.62 1.15 0-75: 4.50
76-80: 2.70
81-85: 1.05
Next Rate: 02/08/12 1.55 1.00 2.55   1.69 1.22 +0.07 UP  
Genworth Life of New York
SecureLiving SmartRate NY (1) Mid-Band
A 1 01/25/12 1.50 0.75 2.25     1.61 1.18 0-75: 4.50
76-80: 2.70
81-85: 1.05
Next Rate: 02/08/12 1.50 0.75 2.25   1.61 1.18 No Change  
Showing 1-50 of 121    Display: Page:   1 | 2 | 3

Seek complete details and the suitability of any product from a qualified licensed insurance professional. Verify with your MGA all interest rates, state approvals, and commissions prior to contracting. Changes may occur without notice.

Any reproduction of this data or presentation of this data in print, electronically or on any other website is strictly prohibited and protected under copyright law. "Yield to Surrender", "Current Yield to Surrender" and "Guaranteed Yield to Surrender" are Trademarks of AnnuityRateWatch.com, Inc.

"Guaranteed Yield to Surrender" expresses the annualized return on premium, assuming no withdrawals, based on interest credited on a guaranteed basis, for the duration of the surrender period.

"Current Yield to Surrender" expresses the annualized return on premium, assuming no withdrawals, based on a current “base rate” issued by the carrier for the duration of the surrender period

For use by licensed insurance agents/brokers only - not authorized for use by the public.

Copyright 1997-2012 www.AnnuityRateWatch.com, Inc. and distributed by www.VirtualAnnuityBrokers.com