AMERICAN ANNUITY AGENCY, INC.
3205 WALNUT STREET
HOPEWELL, VIRGINIA 23860

Fixed Annuity Detail Sheet

WWW.AAAGENCY.NET
1-800-537-9795
1-804-458-2105 FAX
 
 
 
State
 Premium
 Qual
 Rating
 Company
 Rate Gtd
 Age
 Comm
%

Showing 1-20 of 167    Display: Print/Save |<  <<   Page 1 of 9   >>   >|
Company / Product Issue Ages Minimum Premiums Withdrawal Provisions States Commissions
Age: Rate
Surrender Charges Last 15 Years

American Equity Investment Life Insurance Company

Premier Eagle 10 (FPDA-7-08)
Non-Qualified
Owner:80
Annuitant:
Qualified
Owner:80
Annuitant:
Non-Qualified
Single:5,000
Monthly:5,000
Qualified
Single:2,000
Monthly:2,000
No- Disability  No- Unemployment 
No- Hospitalization  No- Flex. Annuity Option 
No- Flex. Wthdrl Rider  No- Long Term Care 
No- Extended Care Rider  No- Special Enhanced Life Income Options 
No- Death Benefit Rider  No- Terminal Illness 
Yes-Nursing Home  No- Annualization 
No- Activities of Daily Living  No- Home Health Care Waiver 
No- Guaranteed Purchase Option 

Not
Available in:

AL CT IN MN NY OR PA PR VI WA 		0-75: 6.00+
76-80: 4.50+
Withdrawal Notes: Prem Bonus: 3.00-10.00
Withdrawal Charges 15 years: 20 19.5 19 18.5 18 17.5 17 16 15 14 12 10 9.5 5 2.5
Age 76+ (15 years): 15 14 13 12 11 9.5 8 6.5 5 2.5 0 0 0 0 0
Rate Changed: 11/04/09
Guaranteed Minimum Value: Next Change : TBD
Product Type Rate
Guarant'd		 Bonus Rate
First Year 		Guarant'd
Min Rate 		Yield to SurrenderTM
Current Guarant'd
1-Year Fixed 1 Year none 3.1 3.76 1.78

National Western Life

Confidence Flex 45
Non-Qualified
Owner:85
Annuitant:85
Qualified
Owner:85
Annuitant:75
Non-Qualified
Single:5,000
Monthly:5,000
Qualified
Single:5,000
Monthly:5,000
No- Disability  No- Unemployment 
No- Hospitalization  No- Flex. Annuity Option 
No- Flex. Wthdrl Rider  No- Long Term Care 
No- Extended Care Rider  No- Special Enhanced Life Income Options 
No- Death Benefit Rider  No- Terminal Illness 
No- Nursing Home  Yes-Annualization 
No- Activities of Daily Living  No- Home Health Care Waiver 
No- Guaranteed Purchase Option 

Only
Available in:

PR VI WY
Qualified
0-69: 9.00+
70-75: 8.75+
Non-Qual
0-69: 9.00+
70-80: 8.75+
81-85: 5.75+
Withdrawal Notes: Prem Bonus: 4.00-5.00
Withdrawal Charges 15 years:
25 25 25 25 25 25 22.5 20 17.5 15 12.5 10 7.5 5 2.5
Rate Changed: 03/12/10
Guaranteed Minimum Value: 100% of Premium at 3.00% Next Change : TBD
Product Type Rate
Guarant'd		 Bonus Rate
First Year 		Guarant'd
Min Rate 		Yield to SurrenderTM
Current Guarant'd
1-Year Fixed 1 Year none 3.2 3.00 3.54 3.35

National Western Life

Confidence Flex 85
Non-Qualified
Owner:85
Annuitant:85
Qualified
Owner:85
Annuitant:75
Non-Qualified
Single:5,000
Monthly:5,000
Qualified
Single:5,000
Monthly:5,000
No- Disability  No- Unemployment 
No- Hospitalization  No- Flex. Annuity Option 
No- Flex. Wthdrl Rider  No- Long Term Care 
No- Extended Care Rider  No- Special Enhanced Life Income Options 
No- Death Benefit Rider  No- Terminal Illness 
No- Nursing Home  Yes-Annualization 
No- Activities of Daily Living  No- Home Health Care Waiver 
No- Guaranteed Purchase Option 

Only
Available in:

FL PR VI WY
Qualified
0-75: 7.00+
Non-Qual
0-80: 7.00+
81-85: 4.00+
Withdrawal Notes: Prem Bonus: 5.00-8.00
Withdrawal Charges 15 years:
25 25 25 25 25 25 22.5 20 17.5 15 12.5 10 7.5 5 2.5
Rate Changed: 03/12/10
Guaranteed Minimum Value: 100% of Premium at 3.00% Next Change : TBD
Product Type Rate
Guarant'd		 Bonus Rate
First Year 		Guarant'd
Min Rate 		Yield to SurrenderTM
Current Guarant'd
1-Year Fixed 1 Year none 3 3.00 3.53 3.53

National Western Life

NWL Future Assurance
Non-Qualified
Owner:80
Annuitant:80
Qualified
Owner:80
Annuitant:80
Non-Qualified
Single:5,000
Monthly:5,000
Qualified
Single:2,000
Monthly:2,000
No- Disability  No- Unemployment 
No- Hospitalization  No- Flex. Annuity Option 
No- Flex. Wthdrl Rider  No- Long Term Care 
No- Extended Care Rider  No- Special Enhanced Life Income Options 
No- Death Benefit Rider  No- Terminal Illness 
No- Nursing Home  Yes-Annualization 
No- Activities of Daily Living  No- Home Health Care Waiver 
No- Guaranteed Purchase Option 

Not
Available in:

AK AL CT MS NY OR
Qualified
0-70: 7.00+
71-75: 3.00+
76-80: 2.00+
Non-Qual
0-75: 7.00+
76-80: 5.00+
Withdrawal Notes: Prem Bonus: 4.70-10.00
Withdrawal Charges 15 years:
19.2 18.5 17.7 16.7 16 15.2 14.5 13.5 12.7 12 10 8 6 4 2
Rate Changed: 03/12/10
Guaranteed Minimum Value: 87.5% of Premium at 2.00% Next Change : TBD
Product Type Rate
Guarant'd		 Bonus Rate
First Year 		Guarant'd
Min Rate 		Yield to SurrenderTM
Current Guarant'd
1-Year Fixed 1 Year none 2 2.00 2.65 2.65
Surrender Charges Last 14 Years

Midland National Life

MNL Flex III
Non-Qualified
Owner:75
Annuitant:75
Qualified
Owner:75
Annuitant:75
Non-Qualified
Single:25,000
Monthly:25,000
Qualified
Single:25,000
Monthly:25,000
No- Disability  Yes-Unemployment 
No- Hospitalization  No- Flex. Annuity Option 
No- Flex. Wthdrl Rider  No- Long Term Care 
No- Extended Care Rider  No- Special Enhanced Life Income Options 
No- Death Benefit Rider  Yes-Terminal Illness 
Yes-Nursing Home  No- Annualization 
No- Activities of Daily Living  No- Home Health Care Waiver 
No- Guaranteed Purchase Option 

Not
Available in:

AK AL IL MN NY OK OR PR VI WA 		0-UP: 5.00+
Withdrawal Notes: Prem Bonus: 10.00
Withdrawal Charges 14 years:
18 18 17 15 15 15 15 14 12 10 8 6 4 2
Rate Changed: 02/23/10
Guaranteed Minimum Value: 100% of Premium at 2.00% Next Change : TBD
Product Type Rate
Guarant'd		 Bonus Rate
First Year 		Guarant'd
Min Rate 		Yield to SurrenderTM
Current Guarant'd
1-Year Fixed 1 Year none 3.4 2.00 4.11 2.80

North American Company

North American Flex III
Non-Qualified
Owner:75
Annuitant:
Qualified
Owner:75
Annuitant:
Non-Qualified
Single:10,000
Monthly:10,000
Qualified
Single:2,000
Monthly:2,000
No- Disability  Yes-Unemployment 
No- Hospitalization  No- Flex. Annuity Option 
No- Flex. Wthdrl Rider  No- Long Term Care 
No- Extended Care Rider  No- Special Enhanced Life Income Options 
No- Death Benefit Rider  Yes-Terminal Illness 
Yes-Nursing Home  Yes-Annualization 
No- Activities of Daily Living  No- Home Health Care Waiver 
No- Guaranteed Purchase Option 

Not
Available in:

AK AL CT DE MA MN NV NY OR PR UT VI WA 		0-75: 4.50+
Withdrawal Notes: Prem Bonus: 10.00
Withdrawal Charges 14 years:
18 18 17 15 15 15 15 14 12 10 8 6 4 2
Rate Changed: 02/23/10
Guaranteed Minimum Value: 100% of Premium at 2.00% Next Change : TBD
Product Type Rate
Guarant'd		 Bonus Rate
First Year 		Guarant'd
Min Rate 		Yield to SurrenderTM
Current Guarant'd
1-Year Fixed 1 Year none 3.25 2.00 3.96 2.79

National Western Life

NWL Benefit Assurance
Non-Qualified
Owner:85
Annuitant:85
Qualified
Owner:85
Annuitant:85
Non-Qualified
Single:5,000
Monthly:5,000
Qualified
Single:2,000
Monthly:2,000
No- Disability  No- Unemployment 
Yes-Hospitalization  No- Flex. Annuity Option 
No- Flex. Wthdrl Rider  No- Long Term Care 
No- Extended Care Rider  No- Special Enhanced Life Income Options 
No- Death Benefit Rider  No- Terminal Illness 
Yes-Nursing Home  Yes-Annualization 
No- Activities of Daily Living  No- Home Health Care Waiver 
No- Guaranteed Purchase Option 

Not
Available in:

AK AL CT DE FL IL IN MA MN MS NJ NY OR PA UT WA
Qualified
0-70: 10.00+
71-75: 7.50+
76-80: 5.50+
81-85: 2.50+
Non-Qual
0-75: 10.00+
76-80: 8.00+
81-85: 5.50+
Withdrawal Notes: Prem Bonus: 4.00-5.00
Withdrawal Charges 14 years:
16 16 15.7 15 14 13.2 12.5 11.5 10.7 10 8 6 4 2
Rate Changed: 03/12/10
Guaranteed Minimum Value: 87.5% of Premium at 2.00% Next Change : TBD
Product Type Rate
Guarant'd		 Bonus Rate
First Year 		Guarant'd
Min Rate 		Yield to SurrenderTM
Current Guarant'd
1-Year Fixed 1 Year none 2 2.00 2.36 2.36
Surrender Charges Last 12 Years

American Equity Investment Life Insurance Company

FPDA-11 (MVA)
Non-Qualified
Owner:80
Annuitant:80
Qualified
Owner:80
Annuitant:80
Non-Qualified
Single:5,000
Monthly:5,000
Qualified
Single:2,000
Monthly:2,000
No- Disability  No- Unemployment 
No- Hospitalization  No- Flex. Annuity Option 
No- Flex. Wthdrl Rider  No- Long Term Care 
No- Extended Care Rider  No- Special Enhanced Life Income Options 
No- Death Benefit Rider  Yes-Terminal Illness 
Yes-Nursing Home  No- Annualization 
No- Activities of Daily Living  No- Home Health Care Waiver 
No- Guaranteed Purchase Option 

Not
Available in:

AK AL CT IL MN NY OR PR UT VI WA 		0-75: 3.75+
76-80: 2.81+
Withdrawal Notes: Premium Bonus: 6.00
Withdrawal Charges 12 years:
14 14 13 12 11 10 9 8 7 6 4 2
Rate Changed: 11/04/09
Guaranteed Minimum Value: 100% of Premium at 3.00% Next Change : TBD
Product Type Rate
Guarant'd		 Bonus Rate
First Year 		Guarant'd
Min Rate 		Yield to SurrenderTM
Current Guarant'd
1-Year Fixed 1 Year none 3.15 3.00 3.65 3.51

American Equity Investment Life Insurance Company

FPDA-10 (MVA)
Non-Qualified
Owner:80
Annuitant:80
Qualified
Owner:80
Annuitant:80
Non-Qualified
Single:5,000
Monthly:5,000
Qualified
Single:2,000
Monthly:2,000
No- Disability  No- Unemployment 
No- Hospitalization  No- Flex. Annuity Option 
No- Flex. Wthdrl Rider  No- Long Term Care 
No- Extended Care Rider  No- Special Enhanced Life Income Options 
No- Death Benefit Rider  Yes-Terminal Illness 
Yes-Nursing Home  No- Annualization 
No- Activities of Daily Living  No- Home Health Care Waiver 
No- Guaranteed Purchase Option 

Not
Available in:

AK AL CT MN NY OR PR UT VI 		0-75: 7.50+
76-80: 5.63+
Withdrawal Notes: Premium Bonus: 2.00
Withdrawal Charges 12 years:
14 13 12.5 12 11.5 11 9.5 8 6.5 5 3.5 2
Rate Changed: 11/04/09
Guaranteed Minimum Value: 100% of Premium at 3.00% Next Change : TBD
Product Type Rate
Guarant'd		 Bonus Rate
First Year 		Guarant'd
Min Rate 		Yield to SurrenderTM
Current Guarant'd
1-Year Fixed 1 Year none 3.15 3.00 3.32 3.18
Surrender Charges Last 10 Years

RBC Insurance

Value Master SPDA
Non-Qualified
Owner:85
Annuitant:85
Qualified
Owner:85
Annuitant:85
Non-Qualified
Single:5,000
Monthly:5,000
Qualified
Single:5,000
Monthly:5,000
No- Disability  No- Unemployment 
Yes-Hospitalization  No- Flex. Annuity Option 
No- Flex. Wthdrl Rider  Yes-Long Term Care 
No- Extended Care Rider  No- Special Enhanced Life Income Options 
No- Death Benefit Rider  Yes-Terminal Illness 
No- Nursing Home  Yes-Annualization 
No- Activities of Daily Living  No- Home Health Care Waiver 
No- Guaranteed Purchase Option 

Not
Available in:

AK HI MN NJ NY PR VI 		0-75: 8.50
76-80: 6.50
81-85: 5.50
Withdrawal Notes: No Premium Bonus
Withdrawal Charges 10 years:
10 9 8 7 6 5 4 3 2 1
Rate Changed: 03/01/10
Guaranteed Minimum Value: 100% of Premium at 3.00% Next Change : TBD
Product Type Rate
Guarant'd		 Bonus Rate
First Year 		Guarant'd
Min Rate 		Yield to SurrenderTM
Current Guarant'd
1-Year Fixed 1 Year none 4.2 3.00 4.20 3.12

National Western Life

NWL Prevail Seven
Non-Qualified
Owner:85
Annuitant:90
Qualified
Owner:85
Annuitant:75
Non-Qualified
Single:5,000
Monthly:5,000
Qualified
Single:5,000
Monthly:5,000
No- Disability  No- Unemployment 
No- Hospitalization  No- Flex. Annuity Option 
No- Flex. Wthdrl Rider  No- Long Term Care 
No- Extended Care Rider  No- Special Enhanced Life Income Options 
No- Death Benefit Rider  Yes-Terminal Illness 
No- Nursing Home  Yes-Annualization 
No- Activities of Daily Living  No- Home Health Care Waiver 
No- Guaranteed Purchase Option 

Not
Available in:

AK AL CT FL KY MN NY OR UT WA
Qualified
0-75: 5.75
Non-Qual
0-75: 5.75
76-85: 1.50
86-90: 1.20
Withdrawal Notes: No Premium Bonus
Withdrawal Charges 10 years:
10 10 9 9 8 7 6 5 5 5
Rate Changed: 03/12/10
Guaranteed Minimum Value: 100% of Premium at 2.00% Next Change : TBD
Product Type Rate
Guarant'd		 Bonus Rate
First Year 		Guarant'd
Min Rate 		Yield to SurrenderTM
Current Guarant'd
1-Year Fixed with Bonus 1 Year 7% 10.25 2.00 3.93 2.80

American Equity Investment Life Insurance Company

Premier Eagle 12 (FRG-09)
Non-Qualified
Owner:78
Annuitant:
Qualified
Owner:78
Annuitant:
Non-Qualified
Single:5,000
Monthly:5,000
Qualified
Single:2,000
Monthly:2,000
No- Disability  No- Unemployment 
No- Hospitalization  No- Flex. Annuity Option 
No- Flex. Wthdrl Rider  No- Long Term Care 
No- Extended Care Rider  No- Special Enhanced Life Income Options 
No- Death Benefit Rider  Yes-Terminal Illness 
Yes-Nursing Home  No- Annualization 
No- Activities of Daily Living  No- Home Health Care Waiver 
No- Guaranteed Purchase Option 

Not
Available in:

AK AL CT DE IN MN NV NY OK OR PA PR SC UT WA 		0-78: 6.00+
Withdrawal Notes: Prem Bonus: 10.00
Withdrawal Charges 10 years:
12.5 12 12 11 10 9 8 7 6 4
Rate Changed: 11/04/09
Guaranteed Minimum Value: 100% of Premium at 1.00% Next Change : TBD
Product Type Rate
Guarant'd		 Bonus Rate
First Year 		Guarant'd
Min Rate 		Yield to SurrenderTM
Current Guarant'd
1-Year Fixed 1 Year none 2.9 1.00 3.89 2.16

Midland National Life

MNL Flex II
Non-Qualified
Owner:75
Annuitant:75
Qualified
Owner:75
Annuitant:75
Non-Qualified
Single:25,000
Monthly:25,000
Qualified
Single:25,000
Monthly:25,000
No- Disability  Yes-Unemployment 
No- Hospitalization  No- Flex. Annuity Option 
No- Flex. Wthdrl Rider  No- Long Term Care 
No- Extended Care Rider  No- Special Enhanced Life Income Options 
No- Death Benefit Rider  Yes-Terminal Illness 
Yes-Nursing Home  No- Annualization 
No- Activities of Daily Living  No- Home Health Care Waiver 
No- Guaranteed Purchase Option 

Not
Available in:

AK AL IL MN NY OK OR PR VI WA 		0-UP: 5.00
Withdrawal Notes: Premium Bonus: 5.00
Withdrawal Charges 10 years:
15 14 13 12 11 10 8 6 4 2
Rate Changed: 02/23/10
Guaranteed Minimum Value: 100% of Premium at 2.00% Next Change : TBD
Product Type Rate
Guarant'd		 Bonus Rate
First Year 		Guarant'd
Min Rate 		Yield to SurrenderTM
Current Guarant'd
1-Year Fixed 1 Year none 3.3 2.00 3.81 2.63

Investors Insurance (Legacy)

RateMark 1
Non-Qualified
Owner:85
Annuitant:
Qualified
Owner:85
Annuitant:
Non-Qualified
Single:5,000
Monthly:5,000
Qualified
Single:3,000
Monthly:3,000
No- Disability  No- Unemployment 
Yes-Hospitalization  No- Flex. Annuity Option 
No- Flex. Wthdrl Rider  No- Long Term Care 
No- Extended Care Rider  No- Special Enhanced Life Income Options 
No- Death Benefit Rider  No- Terminal Illness 
No- Nursing Home  No- Annualization 
No- Activities of Daily Living  No- Home Health Care Waiver 
No- Guaranteed Purchase Option 

Not
Available in:

AK AL CT KY ME MN NH NJ NY OR PR RI UT VA VI VT WA WI 		0-80: 2.25
81-85: 1.13
Withdrawal Notes: No Premium Bonus
Withdrawal Charges 10 years: 12 12 12 11 10 9 8 6 3 1
Ages 76 to 80 (10 years): 11.5 10.5 9.5 8.5 7.5 6 5 4 3 1
Age 81+ (10 years): 11 10 9 8 7 6 5 4 3 1
Rate Changed: 03/01/10
Guaranteed Minimum Value: 105% of Premium at 1.00% Next Change : TBD
Product Type Rate
Guarant'd		 Bonus Rate
First Year 		Guarant'd
Min Rate 		Yield to SurrenderTM
Current Guarant'd
1-Year Fixed 1 Year none 3.75 1.00 3.75 1.27

National Western Life

NWL Accumulator Five
Non-Qualified
Owner:85
Annuitant:90
Qualified
Owner:85
Annuitant:75
Non-Qualified
Single:5,000
Monthly:5,000
Qualified
Single:5,000
Monthly:5,000
No- Disability  No- Unemployment 
No- Hospitalization  No- Flex. Annuity Option 
No- Flex. Wthdrl Rider  No- Long Term Care 
No- Extended Care Rider  No- Special Enhanced Life Income Options 
No- Death Benefit Rider  Yes-Terminal Illness 
No- Nursing Home  Yes-Annualization 
No- Activities of Daily Living  No- Home Health Care Waiver 
No- Guaranteed Purchase Option 

Not
Available in:

AK AL CT FL KY MN NY OR UT WA
Qualified
0-75: 7.00+
Non-Qual
0-75: 7.00+
76-90: 3.20+
Withdrawal Notes: No Premium Bonus
Withdrawal Charges 10 years:
10 10 9 9 7 5 5 5 5 5
Rate Changed: 03/12/10
Guaranteed Minimum Value: 100% of Premium at 2.00% Next Change : TBD
Product Type Rate
Guarant'd		 Bonus Rate
First Year 		Guarant'd
Min Rate 		Yield to SurrenderTM
Current Guarant'd
1-Year Fixed with Bonus 1 Year 5% 8.25 2.00 3.74 2.61

North American Company

North American Flex II
Non-Qualified
Owner:79
Annuitant:
Qualified
Owner:79
Annuitant:
Non-Qualified
Single:10,000
Monthly:10,000
Qualified
Single:2,000
Monthly:2,000
No- Disability  Yes-Unemployment 
No- Hospitalization  No- Flex. Annuity Option 
No- Flex. Wthdrl Rider  No- Long Term Care 
No- Extended Care Rider  No- Special Enhanced Life Income Options 
No- Death Benefit Rider  Yes-Terminal Illness 
Yes-Nursing Home  Yes-Annualization 
No- Activities of Daily Living  No- Home Health Care Waiver 
No- Guaranteed Purchase Option 

Not
Available in:

AK AL CT DE MA MN NV NY OR PR UT VI WA 		0-75: 4.50+
76-79: 3.38+
Withdrawal Notes: Premium Bonus: 5.00
Withdrawal Charges 10 years:
15 14 13 12 11 10 8 6 4 2
Rate Changed: 02/23/10
Guaranteed Minimum Value: 100% of Premium at 2.00% Next Change : TBD
Product Type Rate
Guarant'd		 Bonus Rate
First Year 		Guarant'd
Min Rate 		Yield to SurrenderTM
Current Guarant'd
1-Year Fixed 1 Year none 3.2 2.00 3.70 2.62

American National Insurance Company

Palladium Ultra 7
Non-Qualified
Owner:99
Annuitant:70
Qualified
Owner:99
Annuitant:70
Non-Qualified
Single:5,000
Monthly:5,000
Qualified
Single:5,000
Monthly:5,000
Yes-Disability  Yes-Unemployment 
No- Hospitalization  No- Flex. Annuity Option 
No- Flex. Wthdrl Rider  Yes-Long Term Care 
No- Extended Care Rider  No- Special Enhanced Life Income Options 
No- Death Benefit Rider  Yes-Terminal Illness 
No- Nursing Home  Yes-Annualization 
No- Activities of Daily Living  No- Home Health Care Waiver 
No- Guaranteed Purchase Option 

Only
Available in:

AL CT IL MA MN OR PA UT WA
Withdrawal Notes: No Premium Bonus
Withdrawal Charges 10 years:
12 12 11 11 10 9 8 6 4 2
Rate Changed: 03/01/10
Guaranteed Minimum Value: 100% of Premium at 2.00% Next Change : TBD
Product Type Rate
Guarant'd		 Bonus Rate
First Year 		Guarant'd
Min Rate 		Yield to SurrenderTM
Current Guarant'd
1-Year Fixed with Bonus 1 Year 7% 10 2.00 3.68 2.77

North American Company

Boomer Annuity
Non-Qualified
Owner:80
Annuitant:80
Qualified
Owner:80
Annuitant:80
Non-Qualified
Single:10,000
Monthly:10,000
Qualified
Single:2,000
Monthly:2,000
No- Disability  Yes-Unemployment 
No- Hospitalization  No- Flex. Annuity Option 
No- Flex. Wthdrl Rider  No- Long Term Care 
No- Extended Care Rider  No- Special Enhanced Life Income Options 
No- Death Benefit Rider  Yes-Terminal Illness 
Yes-Nursing Home  Yes-Annualization 
No- Activities of Daily Living  No- Home Health Care Waiver 
No- Guaranteed Purchase Option 

Not
Available in:

AK AL CT DE MN MS NY OR PA PR UT VI WA 		0-75: 7.00+
76-79: 5.25+
Withdrawal Notes: Premium Bonus: 5.00
Withdrawal Charges 10 years:
15 14 13 12 11 10 8 6 4 2
Rate Changed: 02/23/10
Guaranteed Minimum Value: 100% of Premium at 3.00% Next Change : TBD
Product Type Rate
Guarant'd		 Bonus Rate
First Year 		Guarant'd
Min Rate 		Yield to SurrenderTM
Current Guarant'd
1-Year Fixed 1 Year none 3.05 3.00 3.55 3.51

Reliance Standard Life

Argus 2000 MVA
Non-Qualified
Owner:85
Annuitant:85
Qualified
Owner:85
Annuitant:85
Non-Qualified
Single:10,000
Monthly:10,000
Qualified
Single:10,000
Monthly:10,000
No- Disability  No- Unemployment 
Yes-Hospitalization  No- Flex. Annuity Option 
No- Flex. Wthdrl Rider  No- Long Term Care 
No- Extended Care Rider  No- Special Enhanced Life Income Options 
No- Death Benefit Rider  No- Terminal Illness 
Yes-Nursing Home  Yes-Annualization 
No- Activities of Daily Living  No- Home Health Care Waiver 
No- Guaranteed Purchase Option 

Not
Available in:

AL MD MT ND NY OR PR SC TX UT VI VT WA 		0-75: 7.50
76-80: 6.00
81-85: 4.50
Withdrawal Notes: No Premium Bonus
Withdrawal Charges 10 years:
12 11 10 9 8 7 6 5 4 2
Rate Changed: 11/02/09
Guaranteed Minimum Value: 100% of Premium at 3.00% Next Change : TBD
Product Type Rate
Guarant'd		 Bonus Rate Years
1-3 		Guarant'd
Min Rate 		Yield to SurrenderTM
Current Guarant'd
3 Year Fixed 3 Years none 3.55 3.00 3.55 3.16

Reliance Standard Life

Argus 2000 SP
Non-Qualified
Owner:85
Annuitant:85
Qualified
Owner:85
Annuitant:85
Non-Qualified
Single:10,000
Monthly:10,000
Qualified
Single:10,000
Monthly:10,000
No- Disability  No- Unemployment 
Yes-Hospitalization  No- Flex. Annuity Option 
No- Flex. Wthdrl Rider  No- Long Term Care 
No- Extended Care Rider  No- Special Enhanced Life Income Options 
No- Death Benefit Rider  No- Terminal Illness 
Yes-Nursing Home  Yes-Annualization 
No- Activities of Daily Living  No- Home Health Care Waiver 
No- Guaranteed Purchase Option 

Not
Available in:

AL FL MD MN MT NY OR PA PR SC VI WA 		0-75: 6.50
76-80: 5.20
81-85: 3.90
Withdrawal Notes: No Premium Bonus
Withdrawal Charges 10 years:
12 11 10 9 8 7 6 5 4 2
Rate Changed: 11/02/09
Guaranteed Minimum Value: 100% of Premium at 3.00% Next Change : TBD
Product Type Rate
Guarant'd		 Bonus Rate Years
1-3 		Guarant'd
Min Rate 		Yield to SurrenderTM
Current Guarant'd
3 Year Fixed 3 Years none 3.55 3.00 3.55 3.16
Showing 1-20 of 167    Display: Page:   1 | 2 | 3 | 4 | 5 | 6 .. 9

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"Guaranteed Yield to Surrender" expresses the annualized return on premium, assuming no withdrawals, based on interest credited on a guaranteed basis, for the duration of the surrender period.

"Current Yield to Surrender" expresses the annualized return on premium, assuming no withdrawals, based on a current “base rate” issued by the carrier for the duration of the surrender period

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