Fixed Indexed Brief

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Rating - A++ A+ A A- B++ B+ B B- C++ C+ C C- D E F S NR

Company - Any - Allianz Life Amer. Equity Investment Life Ins. Co. Amer. General Life Ins. Co. Amer. National Ins. (Legacy) American National Ins. Co. Americo Annuity Investors Life (Great Amer. Life) Assurity Life Aviva Life & Annuity Aviva Life and Annuity Dearborn National EquiTrust Life Ins. Co. Genworth Life and Annuity Ins. Co Genworth Life Ins. Co. Great Amer. Life Ins. Co. ING USA Annuity and Life Integrity Life Insurance Investors Ins. (Legacy) Lincoln Benefit Life Lincoln Financial Group National Integrity Life Ins. National Western Life North American Company OM Financial Life Ins. Co. Phoenix Life Insurance Co. Presidential Life Principal Financial Group RBC Insurance Reliance Standard Life ReliaStar Life Ins. Co. Sun Life Financial Transamerica Life West Coast Life Western National Life Ins. Co.

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Company	Product	SC Years	Premium Bonus	GTD Min Rate	GTD % Premium	GTD Return on $1,000	Last Change	High Comm
Surrender Charges Last 5 Years
ING USA Annuity and Life	ING Secure Index Five Low-Band	5		1.50	100.00	$1,077		up to 4.00%
ING USA Annuity and Life	ING Secure Index Five High-Band	5		1.50	100.00	$1,077		up to 4.00%
Lincoln Benefit Life	Saver's Index Annuity Plus Low-Band	5		1.50	100.00	$1,077		up to 3.45%
Lincoln Benefit Life	Saver's Index Annuity Plus High-Band	5		1.50	100.00	$1,077		up to 3.45%
Lincoln Benefit Life	Saver's Index Annuity Plus (ROP) Low-Band	5		1.50	100.00	$1,077		up to 3.45%
Lincoln Benefit Life	Saver's Index Annuity Plus (ROP) High-Band	5		1.50	100.00	$1,077		up to 3.45%
Lincoln Financial Group	Lincoln OptiChoice 5 Low-Band [MVA]	5		1.25	100.00	$1,064		up to 5.00%
Lincoln Financial Group	Lincoln OptiChoice 5 High-Band [MVA]	5		1.25	100.00	$1,064		up to 5.00%
Aviva Life & Annuity	MultiChoice Income Five Low-Band [MVA]	5		1.00	100.00	$1,051		up to 3.00%
Aviva Life & Annuity	MultiChoice Income Five High-Band [MVA]	5		1.00	100.00	$1,051		up to 3.00%
Aviva Life and Annuity	Income Select 5 Low-Band [MVA]	5		2.75	87.50	$1,002		up to 3.00%
Aviva Life and Annuity	Income Select 5 High-Band [MVA]	5		2.75	87.50	$1,002		up to 3.00%
Reliance Standard Life	Keystone 5 Index Annuity	5		1.15	87.50	$ 926		up to 4.00%
Allianz Life	Endurance Elite	5		1.00	87.50	$ 920		up to 5.00%
Allianz Life	Allianz Pro V1 [LOAN]	5						up to 3.25%
North American Company	North American Formula Choice [TSA, MVA, LOAN]	5						up to 5.00%
Surrender Charges Last 6 Years
Lincoln Financial Group	Lincoln New Directions 6 Low-Band [MVA]	6		1.75	100.00	$1,110		up to 3.50%
Lincoln Financial Group	Lincoln New Directions 6 High-Band [MVA]	6		1.75	100.00	$1,110		up to 3.50%
American National Ins. Co.	ANICO EIA	6		1.50-3.00	90.00	$1,075	09/01/10	up to 5.00%
Great Amer. Life Ins. Co.	Safe Outlook Low-Band [LOAN]	6		1.25-2.00	90.00	$1,014		up to 4.00%
Great Amer. Life Ins. Co.	Safe Outlook High-Band [LOAN]	6		1.25-2.00	90.00	$1,014		up to 4.00%
Amer. Natl. Ins. (Legacy)	BenchMark 500 Six Plus Low-Band [MVA]	6	3.00	1.75	87.50	$1,000		up to 5.00%
Amer. Natl. Ins. (Legacy)	BenchMark 500 Six Plus High-Band [MVA]	6	3.00	1.75	87.50	$1,000		up to 5.00%
Amer. Natl. Ins. (Legacy)	BenchMark 500 Six Low-Band [MVA]	6		1.75	87.50	$ 971		up to 6.00%
Amer. Natl. Ins. (Legacy)	BenchMark 500 Six High-Band [MVA]	6		1.75	87.50	$ 971		up to 6.00%
Amer. Natl. Ins. (Legacy)	BenchMark 500 Six SE 3 Low-Band [TSA, MVA]	6	3.00	1.00	87.50	$ 957		up to 5.00%
Amer. Natl. Ins. (Legacy)	BenchMark 500 Six SE 3 High-Band [TSA, MVA]	6	3.00	1.00	87.50	$ 957		up to 5.00%
OM Financial Life Ins. Co.	OM Index-Escalator 6	6	1.00	1.00	87.50	$ 938		up to 4.00%
North American Company	Freedom Choice 6 Low-Band [TSA, MVA, LOAN]	6		1.10	87.50	$ 934		up to 5.50%
North American Company	Freedom Choice 6 High-Band [TSA, MVA, LOAN]	6		1.10	87.50	$ 934		up to 5.50%

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