Company / Product
|
SC Years |
Issue Age |
Premium Bonus |
Min Rate |
% Premium |
Return per $1000 |
Last Change |
Commissions Age: Rate
|
Surrender Charges Last 17 Years
|
|
Amer. Equity Investment Life Ins. Co.
Bonus Gold (Index-1-05 & Index-7-05-OK)
|
17 yrs
|
(NQ)
|
10.00%
|
3.00% |
87.50% |
|
11/04/09 |
0-75: 8.20+ 76-80: 6.15+
|
|
Fixed @ 3.10%
|
S&P 500 Monthly Average w/ PR
|
|
S&P 500 Monthly Average w/ CAP
|
S&P 500 Annual Point-to-Point w/ PR
|
|
S&P 500 Annual Point-to-Point w/ CAP
|
S&P 500 Monthly Point-to-Point
|
|
Lehman Brothers U.S. Aggregate Annual Point-to-Point
|
Dow Jones Annual Monthly Average
|
|
Dow Jones Annual Point-to-Point
|
|
Surrender Charges Last 16 Years
|
|
Amer. Equity Investment Life Ins. Co.
Bonus Gold (Index 1-07)
|
16 yrs
|
80
|
10.00%
|
3.00% |
87.50% |
|
11/04/09 |
0-75: 6.00+ 76-80: 4.50+
|
|
Fixed Value @ 3.10%
|
1-Year S&P 500 Point-to-Point PR
|
|
1-Year S&P 500 Monthly Average PR
|
1-Year S&P 500 Monthly Average Cap
|
|
1-Year S&P 500 Point-to-Point Cap
|
1-Year S&P 500 Monthly Point-to-Point
|
|
1-Year Dow Jones Point-to-Point Cap
|
1-Year Dow Jones Monthly Average Cap
|
|
1-Year Lehman U.S. Aggregate Point-to-Point
|
|
Surrender Charges Last 15 Years
|
|
National Western Life
Liberty Champion
|
15 yrs
|
85
|
5.00%
|
|
|
|
02/21/10 |
| Qualified |
0-70: 9.25+ 71-75: 7.75+
|
| Non-Qualified |
0-70: 9.25+ 71-80: 7.75+ 81-85: 5.50+
|
|
|
Fixed @ 2.85%
|
Option D: Annual Reset with Monthly Cap
|
|
Option A: Annual Reset with Monthly Averaging
|
|
|
National Western Life
NWL Ultra Future
|
15 yrs
|
80
|
10.00%
|
2.00% |
87.50% |
$1,295 |
02/21/10 |
| Qualified |
0-70: 7.00+ 71-75: 3.50+ 76-80: 2.00+
|
| Non-Qualified |
0-75: 7.00+ 76-80: 5.00+
|
|
|
Option B: Fixed Account @ 3.40%
|
Option A: Monthly Averaging Annual Reset
|
|
Option D: Monthly Cap
|
|
Surrender Charges Last 14 Years
|
|
Annuity Investors Life (Great Amer. Life)
FlexMax 14
|
14 yrs
|
80
|
5.00%
|
2.00% |
90.00% |
$1,247 |
01/21/10 |
| Qualified |
18-55: 8.00+ 56-70: 4.75+
|
| Non-Qualified |
0-55: 8.00+ 56-70: 4.75+ 71-80: 3.95+
|
|
|
Declared Rate Strategy @ 2.50%
|
1 Year S&P 500 Annual Point-to-Point
|
|
|
EquiTrust Life Ins. Co.
Market Power Bonus Index
|
14 yrs
|
80
|
10.00%
|
3.00% |
87.50% |
$1,456 |
03/12/10 |
0-80: 8.50+
|
|
1-Year Interest Account @ 2.85%
|
1-Year S&P 500 Daily Average Cap
|
|
1-Year S&P 500 Point-to-Point Cap
|
2-Year S&P 500 Monthly Averaging Cap Account
|
|
1-Year S&P 500 Monthly Cap
|
1 Year S&P 500 Monthly Average Participation
|
|
|
Midland National Life
Capstone 14
|
14 yrs
|
75
|
11.00%
|
3.00% |
87.50% |
$1,469 |
02/23/10 |
0-75: 9.00+
|
|
Fixed @ 2.80%
|
S&P 500 Daily Average
|
|
S&P 500 Annual Point-to-Point
|
S&P 500 Monthly Point-to-Point
|
|
Lehman Bros. US Aggregate
|
Dow Jones Daily Average
|
|
Dow Jones Annual Point-to-Point
|
Russell 2000 Annual Point-to-Point
|
|
Russell 2000 Daily Average
|
Nasdaq 100 Monthly Point-to-Point
|
|
Nasdaq-100 Annual Point-to-Point
|
Dow Jones EuroStoxx 50 Annual Point-to-Point
|
|
Optimal Index Strategy
|
S&P 400 Daily Average
|
|
S&P 400 Annual Point-to-Point
|
|
|
Midland National Life
Innovator Choice 14
|
14 yrs
|
75
|
11.00%
|
3.00% |
87.50% |
$1,469 |
02/23/10 |
0-75: 9.00+
|
|
Fixed @ 2.80%
|
S&P 500 Monthly Point-to-Point Cap
|
|
S&P 500 Daily Average
|
S&P 500 Annual Point-to-Point
|
|
S&P 400 Daily Average
|
S&P 400 Annual Point-to-Point
|
|
Optimal Index Strategy
|
Dow Jones EuroStoxx 50
|
|
Russell 2000 Daily Average
|
Russell 2000 Annual Point-to-Point
|
|
Nasdaq 100 Monthly Point-to-Point
|
Nasdaq-100 Annual Point-to-Point
|
|
Lehman Bros. US Aggregate
|
Dow Jones Daily Average
|
|
Dow Jones Annual Point-to-Point
|
|
|
Midland National Life
MNL Paragon Plus 14
|
14 yrs
|
75
|
10.00%
|
3.00% |
87.50% |
$1,456 |
02/23/10 |
0-75: 9.00+
|
|
Fixed Account @ 3.00%
|
S&P 500 Annual Point-to-Point
|
|
S&P 500 Monthly Average
|
S&P 500 Monthly Point-to-Point
|
|
DJ EuroStoxx 50 Annual Point-to-Point
|
S&P 400 Annual Point to Point
|
|
S&P 400 Monthly Average
|
Lehman Bros Annual Point-to-Point
|
|
DJIA Annual Point-to-Point
|
DJIA Monthly Average
|
|
Nasdaq 100 Annual Point-to-Point
|
Nasdaq 100 Monthly Point-to-Point
|
|
Russell 2000 Annual Point-to-Point
|
Russell 2000 Monthly Average
|
|
|
Midland National Life
Prosperity Choice 14
|
14 yrs
|
75
|
11.00%
|
3.00% |
87.50% |
$1,469 |
02/23/10 |
0-75: 9.00+
|
|
S&P 500 Monthly Point-to-Point
|
S&P 500 Annual Daily Average
|
|
S&P 500 Annual Point-to-Point
|
Fixed @ 2.80%
|
|
S&P 400 Annual Daily Average
|
S&P 400 Annual Point-to-Point
|
|
Dow Jones EuroStoxx 50 Annual Point-to-Point
|
Optimal Index Strategy
|
|
Russell 2000 Annual Daily Average
|
Russell 2000 Annual Point-to-Point
|
|
Nasdaq 100 Monthly Point-to-Point
|
Nasdaq-100 Annual Point-to-Point
|
|
Dow Jones Annual Daily Average
|
Dow Jones Annual Point-to-Point
|
|
Lehman Bros. US Aggregate
|
|
|
Midland National Life
Select Series 14
-Low
|
14 yrs
|
75
|
|
3.00% |
87.50% |
$1,324 |
02/23/10 |
0-75: 6.00+
|
|
1-Year Fixed @ 4.25%
|
1-Year Annual Point-to-Point S&P 500
|
|
1-Year Monthly Point-to-Point S&P 500
|
1-Year Annual Point-to-Point DJ EuroSTOXX 50
|
|
1-Year Annual Point-to-Point DJIA
|
1-Year Annual Point-to-Point S&P 400
|
|
1-Year Annual Point-to-Point NADAQ 100
|
1-Year Monthly Point-to-Point NASDAQ 100
|
|
1-Year Monthly Point-to-Point NASDAQ 100
|
1-Year Annual Point-to-Point LB U.S. Aggregate
|
|
1-Year Annual Point-to-Point Russell 2000
|
|
|
Midland National Life
Select Series 14
-High
|
14 yrs
|
75
|
|
3.00% |
87.50% |
$1,324 |
02/23/10 |
0-75: 6.00+
|
|
1-Year Monthly Point-to-Point S&P 500
|
1-Year Annual Point-to-Point S&P 500
|
|
1-Year Fixed @ 4.65%
|
1-Year Annual Point-to-Point Russell 2000
|
|
1-Year Annual Point-to-Point LB U.S. Aggregate
|
1-Year Monthly Point-to-Point NASDAQ 100
|
|
1-Year Monthly Point-to-Point NASDAQ 100
|
1-Year Annual Point-to-Point NADAQ 100
|
|
1-Year Annual Point-to-Point S&P 400
|
1-Year Annual Point-to-Point DJIA
|
|
1-Year Annual Point-to-Point DJ EuroSTOXX 50
|
|
|
National Western Life
NWL Ultra Benefit
|
14 yrs
|
(NQ)
|
5.00%
|
2.00% |
87.50% |
$1,212 |
02/21/10 |
| Qualified |
0-70: 8.00+ 71-75: 5.50+ 76-80: 3.50+ 81-85: 1.00+
|
| Non-Qualified |
0-75: 8.00+ 76-80: 6.00+ 81-85: 3.50+
|
|
|
Option A: Monthly Average Annual Reset
|
Option D: Monthly Cap Annual Reset
|
|
Fixed @ 2.50%
|
|
|
North American Company
Charter 14
|
14 yrs
|
75
|
11.00%
|
1.10% |
87.50% |
$1,132 |
02/23/10 |
0-75: 8.50+
|
|
1-Year Fixed @ 2.60%
|
1-Year S&P 500 Monthly Point-to-Point Cap
|
|
1-Year S&P 500 Annual Daily Average
|
1-Year S&P 500 Annual Point-to-Point
|
|
1-Year Lehman Bros. US Aggregate
|
1-Year NASDAQ-100 Monthly Point-to-Point
|
|
1-Year Nasdaq-100 Annual Point-to-Point
|
1-Year Russell 2000 Annual Daily Average
|
|
1-Year Russell 2000 Annual Point-to-Point
|
1-Year Hindsight Index Strategy
|
|
1-Year Dow Jones EuroStoxx 50 Point-to-Point
|
1-Year Dow Jones Annual Daily Average
|
|
1-Year Dow Jones Annual Point-to-Point
|
1-Year S&P 400 Annual Daily Average
|
|
1-Year S&P 400 Annual Point-to-Point
|
|
|
North American Company
Freedom Choice (5%) 14
-Low
|
14 yrs
|
75
|
|
1.10% |
87.50% |
$1,020 |
02/23/10 |
0-75: 5.50+
|
|
1-Year Fixed @ 4.85%
|
1-Year Annual Point-to-Point S&P 500
|
|
1-Year Monthly Point-to-Point S&P 500
|
1-Year Annual Point-to-Point DJIA
|
|
1-Year Annual Point-to-Point DJ EuroSTOXX 50
|
1-Year Annual Point-to-Point S&P 400
|
|
1-Year Annual Point-to-Point LB U.S. Aggregate
|
1-Year Annual Point-to-Point Russell 2000
|
|
1-Year Annual Point-to-Point NADAQ 100
|
1-Year Monthly Point-to-Point NASDAQ 100
|
|
|
North American Company
Freedom Choice (5%) 14
-High
|
14 yrs
|
75
|
|
1.10% |
87.50% |
$1,020 |
02/23/10 |
0-75: 5.50+
|
|
1-Year Annual Point-to-Point S&P 500
|
1-Year Monthly Point-to-Point S&P 500
|
|
1-Year Fixed @ 5.20%
|
1-Year Monthly Point-to-Point NASDAQ 100
|
|
1-Year Annual Point-to-Point NADAQ 100
|
1-Year Annual Point-to-Point Russell 2000
|
|
1-Year Annual Point-to-Point LB U.S. Aggregate
|
1-Year Annual Point-to-Point S&P 400
|
|
1-Year Annual Point-to-Point DJ EuroSTOXX 50
|
1-Year Annual Point-to-Point DJIA
|
|
|
North American Company
Freedom Choice 14
-Low
|
14 yrs
|
75
|
|
1.10% |
87.50% |
$1,020 |
02/23/10 |
0-75: 5.50+
|
|
1-Year Fixed @ 4.40%
|
1-Year Anual Point-to-Point S&P 500
|
|
1-Year Monthly Point-to-Point S&P 500
|
1-Year Anual Point-to-Point DJIA
|
|
1-Year Anual Point-to-Point DJ EuroSTOXX 50
|
1-Year Anual Point-to-Point S&P 400
|
|
1-Year Anual Point-to-Point LB U.S. Aggregate
|
1-Year Monthly Point-to-Point NASDAQ 100
|
|
1-Year Anual Point-to-Point Russell 2000
|
1-Year Anual Point-to-Point NADAQ 100
|
|
|
North American Company
Freedom Choice 14
-High
|
14 yrs
|
75
|
|
1.10% |
87.50% |
$1,020 |
02/23/10 |
0-75: 5.50+
|
|
1-Year Monthly Point-to-Point S&P 500
|
1-Year Anual Point-to-Point S&P 500
|
|
1-Year Fixed @ 4.80%
|
1-Year Anual Point-to-Point NADAQ 100
|
|
1-Year Anual Point-to-Point Russell 2000
|
1-Year Monthly Point-to-Point NASDAQ 100
|
|
1-Year Anual Point-to-Point LB U.S. Aggregate
|
1-Year Anual Point-to-Point S&P 400
|
|
1-Year Anual Point-to-Point DJ EuroSTOXX 50
|
1-Year Anual Point-to-Point DJIA
|
|
|
North American Company
North American Prizm Plus 14
|
14 yrs
|
75
|
10.00%
|
1.10% |
87.50% |
$1,122 |
02/23/10 |
0-75: 8.50+
|
|
1-Year Fixed @ 3.00%
|
1-Year S&P 500 Monthly Point-to-Point
|
|
1-Year S&P 500 Point-to-Point
|
1-Year S&P 500 Monthly Average
|
|
1-Year S&P 400 Point-to-Point
|
1-Year S&P 400 Monthly Average
|
|
1-Year DJIA Point-to-Point
|
1-Year DJIA Monthly Average
|
|
1-Year DJ EuroStoxx 50 Point-to-Point
|
1-Year Russell 2000 Point-to-Point
|
|
1-Year Russell 2000 Monthly Averaging
|
1-Year Lehman Bros. U.S. Aggregate Point-to-Point
|
|
1-Year Nasdaq -100 Monthly Point-to-Point
|
1-Year Nasdaq 100 Point-to-Point
|
|
|
North American Company
Precision 14
|
14 yrs
|
75
|
11.00%
|
1.10% |
87.50% |
$1,132 |
02/23/10 |
0-75: 8.50+
|
|
Fixed @ 2.60%
|
Dow Jones Annual Daily Average
|
|
Dow Jones Annual Point-to-Point
|
Lehman Bros. US Aggregate
|
|
Nasdaq-100 Annual Point-to-Point
|
Nasdaq -100 Monthly Point-to-Point
|
|
Russell 2000 Annual Daily Average
|
Russell 2000 Annual Point-to-Point
|
|
1 - Year Hindsight Index Strategy
|
Dow Jones EuroStoxx 50 Point-to-Point
|
|
S&P 500 Monthly Point-to-Point Cap
|
S&P 500 Annual Daily Average
|
|
S&P 500 Annual Point-to-Point
|
S&P 400 Annual Daily Average
|
|
S&P 400 Annual Point-to-Point
|
|