AMBest |
MinimumPremium |
PremiumBonus |
Rate Change
|
YearsRate Gtd |
Rate
|
Yield toSurrender |
CommissionsAge: Rate |
||
|---|---|---|---|---|---|---|---|---|---|
| Rate Guaranteed 8 Years | |||||||||
|
North American Company
NA Guarantee Choice 8 High-Band [MVA] |
A+ | 200,000 | 09/01/10 | 1-8 | 3.40 | 3.40 |
0-80: 2.50 81-85: 1.88 86-90: 1.25 |
||
|
North American Company
NA Guarantee Choice 8 Low-Band [MVA] |
A+ |
10,000
Q:2,000 |
09/01/10 | 1-8 | 3.20 | 3.20 |
0-80: 2.50 81-85: 1.88 86-90: 1.25 |
||
|
American National Insurance Company
Palladium MYG Annuity 8 High-Band [MVA] |
A | 100,000 | 09/01/10 | 1-8 | 3.10 | 3.10 |
0-79: 2.50 80-85: 0.50 |
||
|
American National Insurance Company
Palladium MYG Annuity 8 Low-Band [MVA] |
A | 5,000 | 09/01/10 | 1-8 | 3.00 | 3.00 |
0-79: 2.50 80-85: 0.50 |
||
|
Lincoln Financial Group
Lincoln MYGuaranteesm Plus 8 High-Band [MVA] |
A+ | 100,000 | 09/01/10 | 1-8 | 2.70 | 2.70 |
0-75: 2.50 76-80: 1.60 81-85: 1.00 |
||
|
Lincoln Financial Group
Lincoln MYGuaranteesm Plus 8 Low-Band [MVA] |
A+ | 10,000 | 09/01/10 | 1-8 | 2.55 | 2.55 |
0-75: 2.50 76-80: 1.60 81-85: 1.00 |
||
| Rate Guaranteed 7 Years | |||||||||
|
Liberty Bankers Life
Bankers 7 [MVA] |
B- | 10,000 | 08/01/10 | 1-7 | 3.50 | 3.50 |
0-80: 4.00 81-85: 2.00 |
||
| Next Rate: | 09/06/10 | 1-7 | 3.35 | 3.35 | -0.15 DOWN | ||||
|
North American Company
NA Guarantee Choice 7 High-Band [MVA] |
A+ | 200,000 | 09/01/10 | 1-7 | 3.40 | 3.40 |
0-80: 2.50 81-85: 1.88 86-90: 1.25 |
||
|
North American Company
NA Guarantee Choice 7 Low-Band [MVA] |
A+ |
10,000
Q:2,000 |
09/01/10 | 1-7 | 3.20 | 3.20 |
0-80: 2.50 81-85: 1.88 86-90: 1.25 |
||
|
OM Financial Life Insurance Company
OM Guarantee-Platinum 7 [MVA] |
B++ |
5,000
Q:2,000 |
09/01/10 | 1-7 | 3.20 | 3.20 |
0-79: 3.25 80-90: 1.63 |
||
|
OM Financial Life Insurance Company
OM Guarantee-Plus 7 [MVA] |
B++ |
5,000
Q:2,000 |
09/01/10 | 1 | 3.90 | 3.04 |
0-79: 3.25 80-90: 1.63 |
||
| 2-7 | 2.90 | ||||||||
|
Lincoln Financial Group
Lincoln MYGuaranteesm Plus 7 High-Band [MVA] |
A+ | 100,000 | 09/01/10 | 1-7 | 2.65 | 2.65 |
0-75: 2.50 76-80: 1.60 81-85: 1.00 |
||
|
American National Insurance Company
Palladium MYG Annuity 7 High-Band [MVA] |
A | 100,000 | 09/01/10 | 1 | 3.45 | 2.59 |
0-79: 2.50 80-85: 0.50 |
||
| 2-7 | 2.45 | ||||||||
|
Lincoln Financial Group
Lincoln ClassicSM 7 High-Band [MVA] |
A+ | 100,000 | 09/01/10 | 1 | 5.10 | 2.52 |
0-75: 2.50 76-80: 1.75 81-85: 0.87 |
||
| 2-7 | 2.10 | ||||||||
|
Lincoln Financial Group
Lincoln MYGuaranteesm Plus 7 Low-Band [MVA] |
A+ | 10,000 | 09/01/10 | 1-7 | 2.50 | 2.50 |
0-75: 2.50 76-80: 1.60 81-85: 1.00 |
||
|
American National Insurance Company
Palladium MYG Annuity 7 Low-Band [MVA] |
A | 5,000 | 09/01/10 | 1 | 3.35 | 2.49 |
0-79: 2.50 80-85: 0.50 |
||
| 2-7 | 2.35 | ||||||||
|
American General Life Insurance Company
AG HorizonSelect 7 [MVA] |
A | 5,000 | 08/23/10 | 1-7 | 2.40 | 2.40 |
0-80: 4.00 81-85: 3.00 |
||
|
Lincoln Financial Group
Lincoln ClassicSM 7 Low-Band [MVA] |
A+ | 10,000 | 09/01/10 | 1 | 4.10 | 2.38 |
0-75: 2.50 76-80: 1.75 81-85: 0.87 |
||
| 2-7 | 2.10 | ||||||||
|
American General Life Insurance Company
AG HorizonSecure 7 |
A | 5,000 | 08/23/10 | 1-7 | 2.20 | 2.20 |
0-80: 4.00+ 81-85: 3.00+ |
||
|
ING USA Annuity and Life
Guarantee Choice 7 High-Band [MVA] |
A | 75,000 | 09/01/10 | 1 | 2.75 | 1.89 | |||
| 2-7 | 1.75 | ||||||||
|
ING USA Annuity and Life
Guarantee Choice 7 Low-Band [MVA] |
A | 15,000 | 09/01/10 | 1-7 | 1.75 | 1.75 | |||
|
RBC Insurance
RBC 7 MYG, SPDA, MVA [MVA] |
A | 5,000 | 09/01/10 | 1 | 2.50 | 1.64 |
0-75: 3.00 76-80: 1.75 81-85: 1.00 |
||
| 2-7 | 1.50 | ||||||||
AMBest |
MinimumPremium |
PremiumBonus |
Rate Change
|
YearsRate Gtd |
Rate
|
Yield toSurrender |
CommissionsAge: Rate |
||
|---|---|---|---|---|---|---|---|---|---|
| Rate Guaranteed 5 Years | |||||||||
|
Liberty Bankers Life
Bankers Premier [MVA] |
B- | 10,000 | 08/01/10 | 1-5 | 3.60 | 3.60 |
0-80: 2.00 81-90: 0.40 |
||
| Next Rate: | 09/06/10 | 1-5 | 3.40 | 3.40 | -0.20 DOWN | ||||
|
Liberty Bankers Life
Bankers Premier Plus [MVA] |
B- | 10,000 | 08/01/10 | 1 | 4.40 | 3.60 |
0-80: 2.00 81-90: 0.40 |
||
| 2-5 | 3.40 | ||||||||
| Next Rate: | 09/06/10 | 1 | 4.20 | 3.40 | -0.20 DOWN | ||||
| 2-5 | 3.20 | ||||||||
|
Liberty Bankers Life
Bankers 5 [MVA] |
B- | 10,000 | 08/01/10 | 1-5 | 3.30 | 3.30 |
0-80: 3.25 81-90: 1.50 |
||
| Next Rate: | 09/06/10 | 1-5 | 3.10 | 3.10 | -0.20 DOWN | ||||
|
Royal Neighbors of America
Neighbors Choice |
A- | 10,000 | 09/01/10 | 1-5 | 3.25 | 3.25 |
16-75: 1.75 76-85: 1.45 |
||
|
OM Financial Life Insurance Company
OM Guarantee-Platinum 5 [MVA] |
B++ |
5,000
Q:2,000 |
09/01/10 | 1-5 | 3.10 | 3.10 |
0-79: 2.50 80-90: 1.25 |
||
|
OM Financial Life Insurance Company
OM Guarantee-Platinum 5 High-Band [MVA] |
B++ | 2,000 | 09/01/10 | 1-5 | 3.10 | 3.10 |
0-79: 2.50 80-90: 1.25 |
||
|
OM Financial Life Insurance Company
OM Guarantee-Plus 5 [MVA] |
B++ |
5,000
Q:2,000 |
09/01/10 | 1 | 3.80 | 3.00 |
0-79: 2.50 80-90: 1.25 |
||
| 2-5 | 2.80 | ||||||||
|
OM Financial Life Insurance Company
OM Guarantee-Platinum 5 (CT,NC,OK) [MVA] |
B++ |
5,000
Q:2,000 |
09/01/10 | 1-5 | 2.95 | 2.95 |
0-79: 2.50 80-90: 1.25 |
||
|
North American Company
NA Guarantee Choice 5 High-Band [MVA] |
A+ | 200,000 | 09/01/10 | 1-5 | 2.90 | 2.90 |
0-80: 2.50 81-85: 1.88 86-90: 1.25 |
||
|
North American Company
NA Guarantee Choice 5 Low-Band [MVA] |
A+ |
10,000
Q:2,000 |
09/01/10 | 1-5 | 2.65 | 2.65 |
0-80: 2.50 81-85: 1.88 86-90: 1.25 |
||
|
Presidential Life
Secure 5 |
B+ | 5,000 | 09/01/10 | 1-5 | 2.40 | 2.40 |
0-80: 1.50 81-84: 0.90 85-90: 0.33 |
||
|
Lincoln Financial Group
Lincoln ClassicSM 5 High-Band [MVA] |
A+ | 100,000 | 09/01/10 | 1 | 4.00 | 2.40 |
0-75: 2.00 76-80: 1.37 81-85: 0.75 |
||
| 2-5 | 2.00 | ||||||||
|
American National Insurance Company
Palladium MYG Annuity 5 High-Band [MVA] |
A | 100,000 | 09/01/10 | 1 | 3.15 | 2.35 |
0-79: 4.00 80-85: 2.00 |
||
| 2-5 | 2.15 | ||||||||
|
Lincoln Financial Group
Lincoln MYGuaranteesm Plus 5 High-Band [MVA] |
A+ | 100,000 | 09/01/10 | 1-5 | 2.30 | 2.30 |
0-75: 2.00 76-80: 1.30 81-85: 0.75 |
||
|
American National Insurance Company
Palladium MYG Annuity 5 Low-Band [MVA] |
A | 5,000 | 09/01/10 | 1 | 3.05 | 2.25 |
0-79: 4.00 80-85: 2.00 |
||
| 2-5 | 2.05 | ||||||||
|
Lincoln Financial Group
Lincoln ClassicSM 5 Low-Band [MVA] |
A+ | 10,000 | 09/01/10 | 1 | 3.00 | 2.20 |
0-75: 2.00 76-80: 1.37 81-85: 0.75 |
||
| 2-5 | 2.00 | ||||||||
|
Lincoln Financial Group
Lincoln MYGuaranteesm Plus 5 Low-Band [MVA] |
A+ | 10,000 | 09/01/10 | 1-5 | 2.15 | 2.15 |
0-75: 2.00 76-80: 1.30 81-85: 0.75 |
||
|
American General Life Insurance Company
AG HorizonSelect 5 [MVA] |
A | 5,000 | 08/23/10 | 1-5 | 2.10 | 2.10 |
0-80: 4.00 81-85: 3.00 |
||
|
American General Life Insurance Company
AG HorizonSecure 5 |
A | 5,000 | 08/23/10 | 1-5 | 2.00 | 2.00 |
0-80: 4.00+ 81-85: 3.00+ |
||
AMBest |
MinimumPremium |
PremiumBonus |
Rate Change
|
YearsRate Gtd |
Rate
|
Yield toSurrender |
CommissionsAge: Rate |
||
|---|---|---|---|---|---|---|---|---|---|
| Rate Guaranteed 4 Years | |||||||||
|
North American Company
NA Guarantee Choice 4 High-Band [MVA] |
A+ | 200,000 | 09/01/10 | 1-4 | 2.35 | 2.35 |
0-80: 2.50 81-85: 1.88 86-90: 1.25 |
||
|
Presidential Life
Secure 4 |
B+ | 5,000 | 09/01/10 | 1-4 | 2.25 | 2.25 |
0-80: 1.00 81-85: 0.50 86-90: 0.33 |
||
|
North American Company
NA Guarantee Choice 4 Low-Band [MVA] |
A+ |
10,000
Q:2,000 |
09/01/10 | 1-4 | 2.05 | 2.05 |
0-80: 2.50 81-85: 1.88 86-90: 1.25 |
||
|
Lincoln Financial Group
Lincoln MYGuaranteesm Plus 4 High-Band [MVA] |
A+ | 100,000 | 09/01/10 | 1-4 | 1.55 | 1.55 |
0-75: 1.00 76-80: 0.65 81-85: 0.50 |
||
|
Lincoln Financial Group
Lincoln MYGuaranteesm Plus 4 Low-Band [MVA] |
A+ | 10,000 | 09/01/10 | 1-4 | 1.40 | 1.40 |
0-75: 1.00 76-80: 0.65 81-85: 0.50 |
||
|
American National Insurance Company Palladium MYG Annuity 4 Low-Band Product has been withdrawn from sale effective 09/01/2010
|
|||||||||
|
American National Insurance Company Palladium MYG Annuity 4 High-Band Product has been withdrawn from sale effective 09/01/2010
|
|||||||||
| Rate Guaranteed 3 Years | |||||||||
|
Liberty Bankers Life
Bankers 3 [MVA] |
B- | 10,000 | 08/01/10 | 1-3 | 2.25 | 2.25 |
0-80: 2.00 81-95: 1.00 |
||
| Next Rate: | 09/06/10 | 1-3 | 2.25 | 2.25 | No Change | ||||
|
OM Financial Life Insurance Company
OM Guarantee-Platinum 3 [MVA] |
B++ |
5,000
Q:2,000 |
09/01/10 | 1-3 | 2.20 | 2.20 |
0-79: 1.50 80-90: 0.75 |
||
|
OM Financial Life Insurance Company
OM Guarantee-Plus 3 [MVA] |
B++ |
5,000
Q:2,000 |
09/01/10 | 1 | 2.60 | 1.93 |
0-79: 1.50 80-90: 0.75 |
||
| 2-3 | 1.60 | ||||||||
|
Royal Neighbors of America
Regal Choice 3 High-Band |
A- | 100,000 | 09/01/10 | 1-3 | 1.85 | 1.85 |
0-75: 1.50 76-86: 1.00 |
||
|
Royal Neighbors of America
Regal Choice 3 Low-Band |
A- | 50,000 | 09/01/10 | 1-3 | 1.75 | 1.75 |
0-75: 1.50 76-86: 1.00 |
||
|
Lincoln Financial Group
Lincoln MYGuaranteesm Plus 3 High-Band [MVA] |
A+ | 100,000 | 09/01/10 | 1-3 | 1.15 | 1.15 |
0-75: 1.00 76-80: 0.65 81-85: 0.50 |
||
|
Lincoln Financial Group
Lincoln MYGuaranteesm Plus 3 Low-Band [MVA] |
A+ | 10,000 | 09/01/10 | 1-3 | 1.00 | 1.00 |
0-75: 1.00 76-80: 0.65 81-85: 0.50 |
||
|
American National Insurance Company Palladium MYG Annuity 3 Low-Band Product has been withdrawn from sale effective 09/01/2010
|
|||||||||
|
American National Insurance Company Palladium MYG Annuity 3 High-Band Product has been withdrawn from sale effective 09/01/2010
|
|||||||||
AMBest |
MinimumPremium |
PremiumBonus |
Rate Change
|
YearsRate Gtd |
Rate
|
Yield toSurrender |
CommissionsAge: Rate |
||
|---|---|---|---|---|---|---|---|---|---|
| Rate Guaranteed 1 Years | |||||||||
|
Liberty Bankers Life
Bankers 1 |
B- | 10,000 | 08/01/10 | 1 | 1.50 | 1.50 |
0-80: 0.50 81-95: 0.40 |
||
| Next Rate: | 09/06/10 | 1 | 1.20 | 1.20 | -0.30 DOWN | ||||
Company / Product Name
Years