MYGA Detail Sheet
 
 
 
State
 Premium
 Qual
 Rating
 Company
 Rate Gtd
 Age
 Comm
%

Showing 1-20 of 76    Display: Print/Save |<  <<   Page 1 of 4   >>   >|
Company / Product Issue Ages Minimum Premiums Withdrawal Provisions States Commissions
Age: Rate
Surrender Charges Last 10 Years

North American Company

Guarantee Choice 10

High-Band
Non-Qualified
Owner:90
Annuitant:90
Qualified
Owner:90
Annuitant:90
Non-Qualified
Single:200,000
Monthly:200,000
Qualified
Single:200,000
Monthly:200,000
No- Disability  Yes-Unemployment 
No- Hospitalization  No- Long Term Care 
No- Extended Care Waiver  Yes-Terminal Illness 
Yes-Nursing Home  No- Annualization 

Not
Available in:

AK DE MN MO NY OR PR UT VA VI WA 		0-80: 2.50+
81-85: 1.88+
86-90: 1.25+
Withdrawal Notes: No Premium Bonus
For states AR, AZ, CO, DC, GA, HI, IA, ID, IN, KS, KY, LA, MA, MD, ME, MI, MS, MT, NC, ND, NE, NH, NJ, NM, NV, OH, OK, PA, RI, SC, SD, TN, VT, WI, WV, WY (10 years): 10 10 10 10 10 9 8 6 4 2
For states CA (10 years): 10 10 9 9 8 8 7 7 6 6
For states FL, IL (10 years): 9 8 7 6 5 4 3 2 1 0.75
For states TX (10 years): 8 7.5 6.5 5.5 4.5 3.5 2.5 1.5 0.5 0.5
Rate Changed: 01/19/12
Guaranteed Minimum Value: 100% of Premium at 1.00% Next Change : TBD
Product Type Rate
Guarant'd		 Bonus Rate Years
1-10 		Guarant'd
Min Rate 		Yield to SurrenderTM
Current Guarant'd
10 Year MYGA 10 Years none 3.4 1.00 3.40 3.40

North American Company

Guarantee Choice 10

Low-Band
Non-Qualified
Owner:90
Annuitant:90
Qualified
Owner:90
Annuitant:90
Non-Qualified
Single:10,000
Monthly:10,000
Qualified
Single:2,000
Monthly:2,000
No- Disability  Yes-Unemployment 
No- Hospitalization  No- Long Term Care 
No- Extended Care Waiver  Yes-Terminal Illness 
Yes-Nursing Home  No- Annualization 

Not
Available in:

AK DE MN MO NY OR PR UT VA VI WA 		0-80: 2.50+
81-85: 1.88+
86-90: 1.25+
Withdrawal Notes: No Premium Bonus
For states AR, AZ, CO, DC, GA, HI, IA, ID, IN, KS, KY, LA, MA, MD, ME, MI, MS, MT, NC, ND, NE, NH, NJ, NM, NV, OH, OK, PA, RI, SC, SD, TN, VT, WI, WV, WY (10 years): 10 10 10 10 10 9 8 6 4 2
For states CA (10 years): 10 10 9 9 8 8 7 7 6 6
For states FL, IL (10 years): 9 8 7 6 5 4 3 2 1 0.75
For states TX (10 years): 8 7.5 6.5 5.5 4.5 3.5 2.5 1.5 0.5 0.5
Rate Changed: 01/19/12
Guaranteed Minimum Value: 100% of Premium at 1.00% Next Change : TBD
Product Type Rate
Guarant'd		 Bonus Rate Years
1-10 		Guarant'd
Min Rate 		Yield to SurrenderTM
Current Guarant'd
10 Year MYGA 10 Years none 3.25 1.00 3.25 3.25

American National Insurance Company

Palladium MYG Annuity 9

High-Band
Non-Qualified
Owner:85
Annuitant:85
Qualified
Owner:85
Annuitant:85
Non-Qualified
Single:100,000
Monthly:100,000
Qualified
Single:100,000
Monthly:100,000
Yes-Disability  No- Unemployment 
No- Hospitalization  Yes-Long Term Care 
No- Extended Care Waiver  No- Terminal Illness 
No- Nursing Home  No- Annualization 

Not
Available in:

NY UT VI 		0-79: 3.00
80-85: 1.00
Withdrawal Notes: No Premium Bonus
Withdrawal Charges 10 years:
8 8 8 7 6 5 4 3 2 1
Rate Changed: 02/01/12
Guaranteed Minimum Value: 100% of Premium at 1.00-1.50% Next Change : TBD
Product Type Rate
Guarant'd		 Bonus Rate
First Year 		Rate
Year 9 		Yield to SurrenderTM
Current Guarant'd
9 Year MYGA with Bonus 9 Years 2% 4.45 2.45 2.67 2.67

American National Insurance Company

Palladium MYG Annuity 10

High-Band
Non-Qualified
Owner:85
Annuitant:85
Qualified
Owner:85
Annuitant:85
Non-Qualified
Single:100,000
Monthly:100,000
Qualified
Single:100,000
Monthly:100,000
Yes-Disability  No- Unemployment 
No- Hospitalization  Yes-Long Term Care 
No- Extended Care Waiver  No- Terminal Illness 
No- Nursing Home  No- Annualization 

Not
Available in:

NY UT VI 		0-79: 4.00
80-85: 2.00
Withdrawal Notes: No Premium Bonus
Withdrawal Charges 10 years:
8 8 8 7 6 5 4 3 2 1
Rate Changed: 02/01/12
Guaranteed Minimum Value: 100% of Premium at 1.00-1.50% Next Change : TBD
Product Type Rate
Guarant'd		 Bonus Rate
First Year 		Rate
Year 10 		Yield to SurrenderTM
Current Guarant'd
10 Year MYGA with Bonus 10 Years 1% 3.55 2.55 2.65 2.65

American National Insurance Company

Palladium MYG Annuity 8

High-Band
Non-Qualified
Owner:85
Annuitant:85
Qualified
Owner:85
Annuitant:85
Non-Qualified
Single:100,000
Monthly:100,000
Qualified
Single:100,000
Monthly:100,000
Yes-Disability  No- Unemployment 
No- Hospitalization  Yes-Long Term Care 
No- Extended Care Waiver  No- Terminal Illness 
No- Nursing Home  No- Annualization 

Not
Available in:

NY UT VI 		0-79: 2.50
80-85: 0.50
Withdrawal Notes: No Premium Bonus
Withdrawal Charges 10 years:
8 8 8 7 6 5 4 3 2 1
Rate Changed: 02/01/12
Guaranteed Minimum Value: 100% of Premium at 1.00-1.50% Next Change : TBD
Product Type Rate
Guarant'd		 Bonus Rate Years
1-8 		Guarant'd
Min Rate 		Yield to SurrenderTM
Current Guarant'd
8 Year MYGA 8 Years none 2.65 1.00-1.50 2.65 2.65

American National Insurance Company

Palladium MYG Annuity 9

Low-Band
Non-Qualified
Owner:85
Annuitant:85
Qualified
Owner:85
Annuitant:85
Non-Qualified
Single:5,000
Monthly:5,000
Qualified
Single:5,000
Monthly:5,000
Yes-Disability  No- Unemployment 
No- Hospitalization  Yes-Long Term Care 
No- Extended Care Waiver  No- Terminal Illness 
No- Nursing Home  No- Annualization 

Not
Available in:

NY UT VI 		0-79: 3.00
80-85: 1.00
Withdrawal Notes: No Premium Bonus
Withdrawal Charges 10 years:
8 8 8 7 6 5 4 3 2 1
Rate Changed: 02/01/12
Guaranteed Minimum Value: 100% of Premium at 1.00-1.50% Next Change : TBD
Product Type Rate
Guarant'd		 Bonus Rate
First Year 		Rate
Year 9 		Yield to SurrenderTM
Current Guarant'd
9 Year MYGA with Bonus 9 Years 2% 4.35 2.35 2.57 2.57

American National Insurance Company

Palladium MYG Annuity 10

Low-Band
Non-Qualified
Owner:85
Annuitant:85
Qualified
Owner:85
Annuitant:85
Non-Qualified
Single:5,000
Monthly:5,000
Qualified
Single:5,000
Monthly:5,000
Yes-Disability  No- Unemployment 
No- Hospitalization  Yes-Long Term Care 
No- Extended Care Waiver  No- Terminal Illness 
No- Nursing Home  No- Annualization 

Not
Available in:

NY UT VI 		0-79: 4.00
80-85: 2.00
Withdrawal Notes: No Premium Bonus
Withdrawal Charges 10 years:
8 8 8 7 6 5 4 3 2 1
Rate Changed: 02/01/12
Guaranteed Minimum Value: 100% of Premium at 1.00-1.50% Next Change : TBD
Product Type Rate
Guarant'd		 Bonus Rate
First Year 		Rate
Year 10 		Yield to SurrenderTM
Current Guarant'd
10 Year MYGA with Bonus 10 Years 1% 3.45 2.45 2.55 2.55

American National Insurance Company

Palladium MYG Annuity 8

Low-Band
Non-Qualified
Owner:85
Annuitant:85
Qualified
Owner:85
Annuitant:85
Non-Qualified
Single:5,000
Monthly:5,000
Qualified
Single:5,000
Monthly:5,000
Yes-Disability  No- Unemployment 
No- Hospitalization  Yes-Long Term Care 
No- Extended Care Waiver  No- Terminal Illness 
No- Nursing Home  No- Annualization 

Not
Available in:

NY UT VI 		0-79: 2.50
80-85: 0.50
Withdrawal Notes: No Premium Bonus
Withdrawal Charges 10 years:
8 8 8 7 6 5 4 3 2 1
Rate Changed: 02/01/12
Guaranteed Minimum Value: 100% of Premium at 1.00-1.50% Next Change : TBD
Product Type Rate
Guarant'd		 Bonus Rate Years
1-8 		Guarant'd
Min Rate 		Yield to SurrenderTM
Current Guarant'd
8 Year MYGA 8 Years none 2.55 1.00-1.50 2.55 2.55

Lincoln Financial Group

Lincoln MYGuaranteesm Plus 10

High-Band
Non-Qualified
Owner:85
Annuitant:
Qualified
Owner:85
Annuitant:
Non-Qualified
Single:100,000
Monthly:100,000
Qualified
Single:100,000
Monthly:100,000
No- Disability  No- Unemployment 
No- Hospitalization  No- Long Term Care 
No- Extended Care Waiver  No- Terminal Illness 
No- Nursing Home  No- Annualization 

Not
Available in:

MN MO NY VI 		0-75: 2.50
76-80: 1.60
81-85: 1.00
Withdrawal Notes: No Premium Bonus
Withdrawal Charges 10 years:
7 7 6 5 4 3 2
Rate Changed: 02/01/12
Guaranteed Minimum Value: 100% of Premium at 1.00% Next Change : TBD
Product Type Rate
Guarant'd		 Bonus Rate Years
1-10 		Guarant'd
Min Rate 		Yield to SurrenderTM
Current Guarant'd
10 Year MYGA 10 Years none 2.45 1.00 2.45 2.45

American General Life Insurance Company

AG HorizonSelect 10
Non-Qualified
Owner:85
Annuitant:85
Qualified
Owner:85
Annuitant:85
Non-Qualified
Single:5,000
Monthly:5,000
Qualified
Single:5,000
Monthly:5,000
No- Disability  No- Unemployment 
No- Hospitalization  No- Long Term Care 
Yes-Extended Care Waiver  No- Terminal Illness 
No- Nursing Home  No- Annualization 

Not
Available in:

AK DE MN MO NJ NV NY OH OR PA PR SC TX UT VI WA 		0-80: 4.00+
81-85: 3.00+
Withdrawal Notes: No Premium Bonus
Withdrawal Charges 10 years:
10 9 8 7 6 5 4 3 2 1
Rate Changed: 02/06/12
Guaranteed Minimum Value: 90% of Premium at 1.00-2.00% Next Change : TBD
Product Type Rate
Guarant'd		 Bonus Rate Years
1-10 		Guarant'd
Min Rate 		Yield to SurrenderTM
Current Guarant'd
10 Year MYGA 10 Years none 2.35 1.00-2.00 2.35 2.35

Lincoln Financial Group

Lincoln MYGuaranteesm Plus 10

Low-Band
Non-Qualified
Owner:85
Annuitant:
Qualified
Owner:85
Annuitant:
Non-Qualified
Single:10,000
Monthly:10,000
Qualified
Single:10,000
Monthly:10,000
No- Disability  No- Unemployment 
No- Hospitalization  No- Long Term Care 
No- Extended Care Waiver  No- Terminal Illness 
No- Nursing Home  No- Annualization 

Not
Available in:

MN MO NY VI 		0-75: 2.50
76-80: 1.60
81-85: 1.00
Withdrawal Notes: No Premium Bonus
Withdrawal Charges 10 years:
7 7 6 5 4 3 2
Rate Changed: 02/01/12
Guaranteed Minimum Value: 100% of Premium at 1.00% Next Change : TBD
Product Type Rate
Guarant'd		 Bonus Rate Years
1-10 		Guarant'd
Min Rate 		Yield to SurrenderTM
Current Guarant'd
10 Year MYGA 10 Years none 2.3 1.00 2.30 2.30

American National Insurance Company

Palladium MYG Annuity 7

High-Band
Non-Qualified
Owner:85
Annuitant:85
Qualified
Owner:85
Annuitant:85
Non-Qualified
Single:100,000
Monthly:100,000
Qualified
Single:100,000
Monthly:100,000
Yes-Disability  No- Unemployment 
No- Hospitalization  Yes-Long Term Care 
No- Extended Care Waiver  No- Terminal Illness 
No- Nursing Home  No- Annualization 

Not
Available in:

NY UT VI 		0-79: 2.50
80-85: 0.50
Withdrawal Notes: No Premium Bonus
Withdrawal Charges 10 years:
8 8 8 7 6 5 4 3 2 1
Rate Changed: 02/01/12
Guaranteed Minimum Value: 100% of Premium at 1.00-1.50% Next Change : TBD
Product Type Rate
Guarant'd		 Bonus Rate
First Year 		Rate
Year 7 		Yield to SurrenderTM
Current Guarant'd
7 Year MYGA with Bonus 7 Years 1% 3.15 2.15 2.29 2.29

American National Insurance Company

Palladium MYG Annuity 7

Low-Band
Non-Qualified
Owner:85
Annuitant:85
Qualified
Owner:85
Annuitant:85
Non-Qualified
Single:5,000
Monthly:5,000
Qualified
Single:5,000
Monthly:5,000
Yes-Disability  No- Unemployment 
No- Hospitalization  Yes-Long Term Care 
No- Extended Care Waiver  No- Terminal Illness 
No- Nursing Home  No- Annualization 

Not
Available in:

NY UT VI 		0-79: 2.50
80-85: 0.50
Withdrawal Notes: No Premium Bonus
Withdrawal Charges 10 years:
8 8 8 7 6 5 4 3 2 1
Rate Changed: 02/01/12
Guaranteed Minimum Value: 100% of Premium at 1.00-1.50% Next Change : TBD
Product Type Rate
Guarant'd		 Bonus Rate
First Year 		Rate
Year 7 		Yield to SurrenderTM
Current Guarant'd
7 Year MYGA with Bonus 7 Years 1% 3.05 2.05 2.19 2.19

American General Life Insurance Company

AG HorizonSecure 7
Non-Qualified
Owner:85
Annuitant:85
Qualified
Owner:85
Annuitant:85
Non-Qualified
Single:5,000
Monthly:5,000
Qualified
Single:5,000
Monthly:5,000
No- Disability  No- Unemployment 
No- Hospitalization  No- Long Term Care 
Yes-Extended Care Waiver  No- Terminal Illness 
No- Nursing Home  No- Annualization 

Not
Available in:

AK NY PR TX UT VI 		0-80: 4.00+
81-85: 3.00+
Withdrawal Notes: No Premium Bonus
For states AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, OK, OR, PA, RI, SC, SD, TN, VA, VT, WA, WI, WV, WY (10 years): 10 9 8 7 6 5 4 3 2 1
For states NV, OH (9 years): 9 8 7 6 5 4 3 2 1
Rate Changed: 02/06/12
Guaranteed Minimum Value: 100% of Premium at 1.00-2.00% Next Change : TBD
Product Type Rate
Guarant'd		 Bonus Rate Years
1-7 		Guarant'd
Min Rate 		Yield to SurrenderTM
Current Guarant'd
7 Year MYGA 7 Years none 2.1 1.00-2.00 2.10 2.10

American General Life Insurance Company

AG HorizonSelect 7
Non-Qualified
Owner:85
Annuitant:85
Qualified
Owner:85
Annuitant:85
Non-Qualified
Single:5,000
Monthly:5,000
Qualified
Single:5,000
Monthly:5,000
No- Disability  No- Unemployment 
No- Hospitalization  No- Long Term Care 
Yes-Extended Care Waiver  No- Terminal Illness 
No- Nursing Home  No- Annualization 

Not
Available in:

AK MN MO NJ NY OH OR PA PR UT VI WA 		0-80: 4.00+
81-85: 3.00+
Withdrawal Notes: No Premium Bonus
For states AL, AR, AZ, CA, CO, CT, DC, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MS, MT, NC, ND, NE, NH, NM, OK, RI, SC, SD, TN, TX, VA, VT, WI, WV, WY (10 years): 10 9 8 7 6 5 4 3 2 1
For states DE, NV (9 years): 9 8 7 6 5 4 3 2 1
Rate Changed: 02/06/12
Guaranteed Minimum Value: 90% of Premium at 1.00-2.00% Next Change : TBD
Product Type Rate
Guarant'd		 Bonus Rate Years
1-7 		Guarant'd
Min Rate 		Yield to SurrenderTM
Current Guarant'd
7 Year MYGA 7 Years none 2.1 1.00-2.00 2.10 2.10

ING Annuity and Asset Sales

Guarantee Choice 10

High-Band
Non-Qualified
Owner:80
Annuitant:80
Qualified
Owner:80
Annuitant:80
Non-Qualified
Single:75,000
Monthly:75,000
Qualified
Single:75,000
Monthly:75,000
No- Disability  No- Unemployment 
No- Hospitalization  No- Long Term Care 
Yes-Extended Care Waiver  Yes-Terminal Illness 
No- Nursing Home  No- Annualization 

Not
Available in:

NY PR VI 		0-80: 3.25+
Withdrawal Notes: No Premium Bonus
Withdrawal Charges 10 years:
9 8 7 6 5 4 3 2 1
Rate Changed: 01/18/12
Guaranteed Minimum Value: 100% of Premium at 1.50% Next Change : TBD
Product Type Rate
Guarant'd		 Bonus Rate
First Year 		Rate
Year 10 		Yield to SurrenderTM
Current Guarant'd
10 Year MYGA with Bonus 10 Years 1% 3 2.00 2.10 2.10

American General Life Insurance Company

AG Horizon Achiever
Non-Qualified
Owner:85
Annuitant:
Qualified
Owner:85
Annuitant:
Non-Qualified
Single:5,000
Monthly:5,000
Qualified
Single:5,000
Monthly:5,000
No- Disability  No- Unemployment 
No- Hospitalization  No- Long Term Care 
Yes-Extended Care Waiver  No- Terminal Illness 
No- Nursing Home  No- Annualization 

Not
Available in:

AK MN MO NJ NY OH OR PA PR UT VI WA 		0-80: 3.00+
81-85: 2.00+
Withdrawal Notes: No Premium Bonus
For states AL, AR, AZ, CO, CT, DC, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MS, MT, NC, ND, NE, NH, NM, OK, RI, SD, TN, TX, VA, VT, WI, WV, WY (10 years): 10 9 8 7 6 5 4 3 2 1
For states DE, NV (9 years): 9 8 7 6 5 4 3 2 1
Rate Changed: 02/06/12
Guaranteed Minimum Value: 90% of Premium at 1.00-2.00% Next Change : TBD
Product Type Rate
Guarant'd		 Bonus Rate Years
1-6 		Guarant'd
Min Rate 		Yield to SurrenderTM
Current Guarant'd
6 Year MYGA 6 Years none 2.05 1.00-2.00 2.05 2.05

American General Life Insurance Company

AG HorizonSelect 5 (CA)
Non-Qualified
Owner:85
Annuitant:85
Qualified
Owner:85
Annuitant:85
Non-Qualified
Single:5,000
Monthly:5,000
Qualified
Single:5,000
Monthly:5,000
No- Disability  No- Unemployment 
No- Hospitalization  No- Long Term Care 
Yes-Extended Care Waiver  No- Terminal Illness 
No- Nursing Home  No- Annualization 

Only
Available in:

CA 		0-80: 4.00
81-85: 3.00
Withdrawal Notes: No Premium Bonus
Withdrawal Charges 10 years:
10 9 8 7 6 5 4 3 2 1
Rate Changed: 02/06/12
Guaranteed Minimum Value: 90% of Premium at 2.00% Next Change : TBD
Product Type Rate
Guarant'd		 Bonus Rate Years
1-5 		Guarant'd
Min Rate 		Yield to SurrenderTM
Current Guarant'd
5 Year MYGA 5 Years none 2 2.00 2.00 2.00

ING Annuity and Asset Sales

Guarantee Choice 10

Low-Band
Non-Qualified
Owner:80
Annuitant:80
Qualified
Owner:80
Annuitant:80
Non-Qualified
Single:15,000
Monthly:15,000
Qualified
Single:15,000
Monthly:15,000
No- Disability  No- Unemployment 
No- Hospitalization  No- Long Term Care 
Yes-Extended Care Waiver  Yes-Terminal Illness 
No- Nursing Home  No- Annualization 

Not
Available in:

NY PR VI 		0-80: 3.25+
Withdrawal Notes: No Premium Bonus
Withdrawal Charges 10 years:
9 8 7 6 5 4 3 2 1
Rate Changed: 01/18/12
Guaranteed Minimum Value: 100% of Premium at 1.50% Next Change : TBD
Product Type Rate
Guarant'd		 Bonus Rate Years
1-10 		Guarant'd
Min Rate 		Yield to SurrenderTM
Current Guarant'd
10 Year MYGA 10 Years none 2 1.50 2.00 2.00

American National Insurance Company

Palladium MYG Annuity 6

High-Band
Non-Qualified
Owner:85
Annuitant:85
Qualified
Owner:85
Annuitant:85
Non-Qualified
Single:100,000
Monthly:100,000
Qualified
Single:100,000
Monthly:100,000
Yes-Disability  No- Unemployment 
No- Hospitalization  Yes-Long Term Care 
No- Extended Care Waiver  No- Terminal Illness 
No- Nursing Home  No- Annualization 

Not
Available in:

NY UT VI 		0-79: 2.50
80-85: 0.50
Withdrawal Notes: No Premium Bonus
Withdrawal Charges 10 years:
8 8 8 7 6 5 4 3 2 1
Rate Changed: 02/01/12
Guaranteed Minimum Value: 100% of Premium at 1.00-1.50% Next Change : TBD
Product Type Rate
Guarant'd		 Bonus Rate Years
1-6 		Guarant'd
Min Rate 		Yield to SurrenderTM
Current Guarant'd
6 Year MYGA 6 Years none 1.8 1.00-1.50 1.80 1.80
Showing 1-20 of 76    Display: Page:   1 | 2 | 3 | 4

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"Guaranteed Yield to Surrender" expresses the annualized return on premium, assuming no withdrawals, based on interest credited on a guaranteed basis, for the duration of the surrender period.

"Current Yield to Surrender" expresses the annualized return on premium, assuming no withdrawals, based on a current “base rate” issued by the carrier for the duration of the surrender period

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