Company / Product
|
Issue Ages |
Minimum Premiums |
Withdrawal Provisions |
States |
Commissions
Age: Rate
|
|
Surrender Charges Last 17 Years
|
American Equity Investment Life Insurance Company
Bonus Gold (Index 1-05) DE
|
| Non-Qualified |
| Owner: | 80 |
| Annuitant: | |
| Qualified |
| Owner: | 80 |
| Annuitant: | |
|
| Non-Qualified |
| Single: | 5,000 |
| Monthly: | 5,000 |
| Qualified |
| Single: | 5,000 |
| Monthly: | 5,000 |
|
| No- Disability |
No- Unemployment |
| No- Hospitalization |
No- Long Term Care |
| No- Extended Care Waiver |
Yes-Terminal Illness |
| Yes-Nursing Home |
No- Annualization |
|
Only
Available in:
DE
|
0-75: 6.00+
76-80: 4.50+
|
| Withdrawal Notes: |
|
Prem Bonus:
10.00
|
| Withdrawal Charges 17 years: |
|
20 |
19.5 |
19 |
18.5 |
18 |
17.5 |
17 |
16.5 |
15.5 |
14 |
12.5 |
11 |
9 |
7 |
5 |
3 |
2 |
|
|
| Guaranteed Minimum Value: |
80% of Premium
at 1.50%
|
|
| Account Name |
Indicie |
Type |
Reset |
Averaging |
Part |
Spread |
Cap |
| 1-Year S&P 500 Point-to-Point Cap |
S&P 500 |
Point to Point
|
Annual |
None |
|
|
3.25
|
| 1-Year Dow Jones Point-to-Point Cap |
DJIA |
Point to Point
|
Annual |
None |
|
|
3.25
|
| 1 Year S&P 500 Monthly Average Participation Rate |
S&P 500 |
Point to Point
|
Annual |
Monthly |
20
|
|
|
| 10 Year U.S. Treasury Bond Value with Cap |
10 Year US Treasury |
Point to Point
|
Annual |
None |
|
|
3.25
|
| 1 Year S&P 500 Annual Point-to-Point Participation Rate |
S&P 500 |
Point to Point
|
Annual |
None |
20
|
|
|
| 1-Year Dow Jones Monthly Average Cap |
DJIA |
Point to Point
|
Annual |
Monthly |
|
|
3.25
|
| Traditional Fixed Value |
1-Year
Fixed Rate (no bonus)
|
2.25%
|
| 1-Year S&P 500 Monthly Point-to-Point |
S&P 500 |
Point to Point
|
Annual |
Monthly Sum |
|
|
1.80
|
| 1 Year S&P 500 Monthly Average with Cap |
S&P 500 |
Point to Point
|
Annual |
Monthly |
|
|
3.25
|
|
|
Surrender Charges Last 16 Years
|
American Equity Investment Life Insurance Company
Bonus Gold (Index 1-07)
|
| Non-Qualified |
| Owner: | 80 |
| Annuitant: | |
| Qualified |
| Owner: | 80 |
| Annuitant: | |
|
| Non-Qualified |
| Single: | 5,000 |
| Monthly: | 5,000 |
| Qualified |
| Single: | 5,000 |
| Monthly: | 5,000 |
|
| No- Disability |
No- Unemployment |
| No- Hospitalization |
No- Long Term Care |
| No- Extended Care Waiver |
Yes-Terminal Illness |
| Yes-Nursing Home |
No- Annualization |
|
Not
Available in:
AK AL CT DE MN NV NY OK OR PR TX UT VI WA
|
0-75: 6.00+
76-80: 4.50+
|
| Withdrawal Notes: |
|
Prem Bonus:
10.00
|
|
Ages 0 to 76 in states AR, AZ, CA, CO, DC, FL, GA, HI, IA, ID, IL, KS, KY, LA, MA, MD, ME, MI, MO, MS, MT, NC, ND, NE, NH, NJ, NM, OH, PA, RI, SC, SD, TN, VA, VT, WI, WV, WY (16 years):
|
20 |
19.5 |
19 |
18.5 |
18 |
17.5 |
17 |
16 |
15 |
14 |
12 |
10 |
8 |
6 |
4 |
2 |
|
Ages 0 to 76 in states IN (16 years):
|
20 |
19.5 |
19 |
18.5 |
18 |
17.5 |
17 |
16 |
15 |
14 |
12 |
10 |
8 |
6 |
4 |
2 |
|
Age 77+ in states IN (16 years):
|
17.5 |
16.5 |
15.5 |
15 |
14 |
13 |
12.5 |
11.5 |
10.5 |
10 |
9 |
7.5 |
6 |
4.5 |
3 |
1.5 |
|
|
| Guaranteed Minimum Value: |
80% of Premium
at 1.50%
|
|
| Account Name |
Indicie |
Type |
Reset |
Averaging |
Part |
Spread |
Cap |
| 10 Year U.S. Treasury Bond Value with Cap |
10 Year US Treasury |
Point to Point
|
Annual |
None |
|
|
3.25
|
| 1-Year Dow Jones Monthly Average Cap |
DJIA |
Point to Point
|
Annual |
Monthly |
|
|
3.25
|
| 1-Year Dow Jones Point-to-Point Cap |
DJIA |
Point to Point
|
Annual |
None |
|
|
3.25
|
| 1 Year S&P 500 Annual Point-to-Point Participation Rate |
S&P 500 |
Point to Point
|
Annual |
None |
20
|
|
|
| Traditional Fixed Value |
1-Year
Fixed Rate (no bonus)
|
1.75%
|
| 1 Year S&P 500 Monthly Average with Cap |
S&P 500 |
Point to Point
|
Annual |
Monthly |
|
|
3.25
|
| 1-Year S&P 500 Point-to-Point Cap |
S&P 500 |
Point to Point
|
Annual |
None |
|
|
3.25
|
| 1 Year S&P 500 Monthly Average Participation Rate |
S&P 500 |
Point to Point
|
Annual |
Monthly |
20
|
|
|
| 1-Year S&P 500 Monthly Point-to-Point |
S&P 500 |
Point to Point
|
Annual |
Monthly Sum |
|
|
1.80
|
|
|
Surrender Charges Last 15 Years
|
Life of the Southwest
SecurePlus Accumulator 5
|
| Non-Qualified |
| Owner: | 80 |
| Annuitant: | 80 |
| Qualified |
| Owner: | 80 |
| Annuitant: | 80 |
|
| Non-Qualified |
| Single: | 15,000 |
| Monthly: | 15,000 |
| Qualified |
| Single: | 15,000 |
| Monthly: | 15,000 |
|
| No- Disability |
No- Unemployment |
| No- Hospitalization |
No- Long Term Care |
| No- Extended Care Waiver |
No- Special Enhanced Life Income Options |
| No- Terminal Illness |
Yes-Nursing Home |
| No- Annualization |
|
Not
Available in:
AK AL CT GA IL MN NJ NV NY OR PA PR UT VI WA
|
|
| Withdrawal Notes: |
|
Premium Bonus:
5.00
|
| Withdrawal Charges 15 years: |
|
14 |
14 |
13 |
12 |
11 |
10 |
9 |
8 |
7 |
6 |
5 |
4 |
3 |
2 |
1 |
|
|
| Guaranteed Minimum Value: |
87.5% of Premium
at 1.00%
(GMR/1000 $1,067)
|
|
| Account Name |
Indicie |
Type |
Reset |
Averaging |
Part |
Spread |
Cap |
| Declared Interest Account |
1-Year
Fixed Rate with Bonus
|
2.45% +5.00 Bonus
|
| Average Index Account |
S&P 500 |
Point to Point
|
Annual |
Monthly |
35
|
|
|
| Ending Index Account |
S&P 500 |
Point to Point
|
Annual |
None |
100
|
|
4.00
|
|
Life of the Southwest
SecurePlus Platinum (after 3/21/06)
|
| Non-Qualified |
| Owner: | 80 |
| Annuitant: | 80 |
| Qualified |
| Owner: | 80 |
| Annuitant: | 80 |
|
| Non-Qualified |
| Single: | 5,000 |
| Monthly: | 5,000 |
| Qualified |
| Single: | 3,000 |
| Monthly: | 3,000 |
|
| No- Disability |
No- Unemployment |
| No- Hospitalization |
No- Long Term Care |
| No- Extended Care Waiver |
No- Special Enhanced Life Income Options |
| No- Terminal Illness |
Yes-Nursing Home |
| No- Annualization |
|
Not
Available in:
AK CT NJ NV NY OR PR VI WA
|
|
| Withdrawal Notes: |
|
No Premium Bonus
|
| Withdrawal Charges 15 years: |
|
14 |
14 |
13 |
12 |
11 |
10 |
9 |
8 |
7 |
6 |
5 |
4 |
3 |
2 |
1 |
|
|
| Guaranteed Minimum Value: |
87.5% of Premium
at 1.00%
(GMR/1000 $1,016)
|
|
| Account Name |
Indicie |
Type |
Reset |
Averaging |
Part |
Spread |
Cap |
| Declared Interest Account |
1-Year
Fixed Rate (no bonus)
|
2.25%
|
| Ending Index Account |
S&P 500 |
Point to Point
|
Annual |
None |
100
|
|
4.50
|
| Average Index Account |
S&P 500 |
Point to Point
|
Annual |
Daily |
35
|
|
100.00
|
|
|
Surrender Charges Last 14 Years
|
EquiTrust Life Insurance Company
Market Power Bonus Index
|
| Non-Qualified |
| Owner: | 75 |
| Annuitant: | 75 |
| Qualified |
| Owner: | 75 |
| Annuitant: | 75 |
|
| Non-Qualified |
| Single: | 20,000 |
| Monthly: | 20,000 |
| Qualified |
| Single: | 20,000 |
| Monthly: | 20,000 |
|
| No- Disability |
No- Unemployment |
| No- Hospitalization |
No- Long Term Care |
| No- Extended Care Waiver |
No- Terminal Illness |
| Yes-Nursing Home |
Yes-Annualization |
|
Not
Available in:
CT DE MN NV NY OR PR TX UT VI WA
|
0-75: 8.50+
|
| Withdrawal Notes: |
|
Prem Bonus:
10.00
|
|
For states AL, AR, AZ, CA, CO, DC, GA, HI, IA, ID, IN, KS, KY, LA, MA, MD, ME, MI, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, OH, OK, PA, RI, SC, SD, TN, VA, VT, WI, WV, WY (14 years):
|
20 |
20 |
19 |
19 |
18 |
17 |
16 |
14 |
12 |
10 |
8 |
6 |
4 |
2 |
|
For states IL (10 years):
|
17 |
16 |
15 |
15 |
14 |
13 |
12 |
11 |
10 |
9.5 |
|
|
|
|
|
For states AK (10 years):
|
17 |
15 |
14 |
12 |
10 |
9 |
7 |
4 |
3 |
1 |
|
|
|
|
|
|
| Guaranteed Minimum Value: |
87.5% of Premium
at 2.00%
(GMR/1000 $1,270)
|
|
| Account Name |
Indicie |
Type |
Reset |
Averaging |
Part |
Spread |
Cap |
| 1-Year Fixed Interest Account |
1-Year
Fixed Rate (no bonus)
|
1.50%
|
| 1-Year S&P 500 Monthly Cap |
S&P 500 |
Point to Point
|
Annual |
Monthly Sum |
|
|
1.50
|
| 1-Year S&P 500 Point-to-Point Cap |
S&P 500 |
Point to Point
|
Annual |
None |
|
|
3.25
|
| 1 Year S&P 500 Monthly Average Participation |
S&P 500 |
Point to Point
|
Annual |
Monthly |
20
|
|
|
| 2-Year S&P 500 Monthly Averaging Cap Account |
S&P 500 |
Point to Point
|
Biennial |
Monthly |
|
|
8.00
|
| 1-Year S&P 500 Daily Average Cap |
S&P 500 |
Point to Point
|
Annual |
Daily |
|
|
3.50
|
|
Fidelity & Guaranty Life
Prosperity Elite 14
|
| Non-Qualified |
| Owner: | 85 |
| Annuitant: | |
| Qualified |
| Owner: | 85 |
| Annuitant: | |
|
| Non-Qualified |
| Single: | 10,000 |
| Monthly: | 10,000 |
| Qualified |
| Single: | 10,000 |
| Monthly: | 10,000 |
|
| No- Disability |
Yes-Unemployment |
| No- Hospitalization |
No- Long Term Care |
| No- Extended Care Waiver |
Yes-Terminal Illness |
| Yes-Nursing Home |
Yes-Annualization |
|
Not
Available in:
AK CT MA MN MS NH NV NY OK OR PR TX UT VI WA
|
0-79: 8.00
80-85: 4.00
|
| Withdrawal Notes: |
|
No Premium Bonus
|
| Withdrawal Charges 14 years: |
|
14.75 |
13.75 |
12.75 |
11.75 |
10.75 |
10 |
9 |
8 |
7 |
6 |
5 |
4 |
3 |
2 |
|
|
| Guaranteed Minimum Value: |
87.5% of Premium
at 1.00%
(GMR/1000 $1,006)
|
|
| Account Name |
Indicie |
Type |
Reset |
Averaging |
Part |
Spread |
Cap |
| 1-Year S&P 500 Monthly Average with A Cap |
S&P 500 |
Point to Point
|
Annual |
Monthly |
|
|
5.00
|
| 2-Year S&P 500 Point-to-Point with a Cap |
S&P 500 |
Point to Point
|
Biennial |
None |
|
|
10.25
|
| 1-Year Performance Triggered Account |
S&P 500 |
Perf Trig
|
Annual |
None |
|
|
|
| 1-Year S&P 500 Monthly Point-to-Point with a Cap |
S&P 500 |
Point to Point
|
Annual |
Monthly Sum |
|
|
2.50
|
| 1-Year S&P 500 Point-to-Point with a Cap |
S&P 500 |
Point to Point
|
Annual |
None |
|
|
4.75
|
| 3-Year S&P 500 Point-to-Point with a Cap |
S&P 500 |
Point to Point
|
Triennial |
None |
|
|
16.00
|
| Fixed Account |
1-Year
Fixed Rate (no bonus)
|
2.50%
|
|
|
Surrender Charges Last 12 Years
|
American Equity Investment Life Insurance Company
Bonus 5 (INDEX-3-07-WA)
|
| Non-Qualified |
| Owner: | 80 |
| Annuitant: | |
| Qualified |
| Owner: | 80 |
| Annuitant: | |
|
| Non-Qualified |
| Single: | 5,000 |
| Monthly: | 5,000 |
| Qualified |
| Single: | 5,000 |
| Monthly: | 5,000 |
|
| No- Disability |
No- Unemployment |
| No- Hospitalization |
No- Long Term Care |
| No- Extended Care Waiver |
Yes-Terminal Illness |
| Yes-Nursing Home |
No- Annualization |
|
Only
Available in:
WA
|
0-57: 6.00+
58-80: 4.00+
|
| Withdrawal Notes: |
|
Prem Bonus:
3.00-5.00
|
|
Withdrawal Charges 12 years:
|
12 |
12 |
11 |
10 |
9 |
8 |
7 |
6 |
5 |
4 |
3 |
2 |
|
Age 57+
(10 years):
|
8.25 |
8.25 |
7.25 |
6.25 |
5.25 |
4.25 |
3 |
2 |
1 |
0.5 |
|
|
|
|
| Guaranteed Minimum Value: |
87.5% of Premium
at 1.50%
|
|
| Account Name |
Indicie |
Type |
Reset |
Averaging |
Part |
Spread |
Cap |
| Traditional Fixed Value |
1-Year
Fixed Rate (no bonus)
|
1.75%
|
| 1 Year S&P 500 Monthly Average with Cap |
S&P 500 |
Point to Point
|
Annual |
Monthly |
|
|
4.00
|
| 1-Year S&P 500 Point-to-Point Cap |
S&P 500 |
Point to Point
|
Annual |
None |
|
|
4.00
|
| 1 Year S&P 500 Monthly Average Participation Rate |
S&P 500 |
Point to Point
|
Annual |
Monthly |
25
|
|
|
| 1 Year S&P 500 Annual Point-to-Point Participation Rate |
S&P 500 |
Point to Point
|
Annual |
None |
25
|
|
|
| 1-Year S&P 500 Monthly Point-to-Point |
S&P 500 |
Point to Point
|
Annual |
Monthly Sum |
|
|
1.80
|
|
American General Life Insurance Company
AG HorizonIndex Annuity 12
|
| Non-Qualified |
| Owner: | 85 |
| Annuitant: | 85 |
| Qualified |
| Owner: | 85 |
| Annuitant: | 85 |
|
| Non-Qualified |
| Single: | 5,000 |
| Monthly: | 5,000 |
| Qualified |
| Single: | 5,000 |
| Monthly: | 5,000 |
|
| No- Disability |
No- Unemployment |
| No- Hospitalization |
No- Long Term Care |
| Yes-Extended Care Waiver |
No- Terminal Illness |
| No- Nursing Home |
No- Annualization |
|
Not
Available in:
AK CA CT DE FL MN NJ NV NY OH OR PR SC TX UT VI VT WA
|
0-75: 8.00+
76-80: 4.00+
81-85: 2.50+
|
| Withdrawal Notes: |
|
Premium Bonus:
5.00
|
| Withdrawal Charges 12 years: |
|
12 |
12 |
12 |
12 |
12 |
11 |
10 |
9 |
8 |
7 |
5 |
3 |
|
|
| Guaranteed Minimum Value: |
90% of Premium
at 1.50%
(GMR/1000 $1,130)
|
|
| Account Name |
Indicie |
Type |
Reset |
Averaging |
Part |
Spread |
Cap |
| 2-Year Point-to-Point Account with Cap |
S&P 500 |
Point to Point
|
Biennial |
None |
|
|
6.75
|
| Monthly Additive Account with Cap |
S&P 500 |
Point to Point
|
Annual |
Monthly Sum |
|
|
1.50
|
| Fixed Interest Account |
1-Year
Fixed Rate (no bonus)
|
1.30%
|
|
American General Life Insurance Company
AG HorizonIndex Annuity 12 (CA)
|
| Non-Qualified |
| Owner: | 85 |
| Annuitant: | 85 |
| Qualified |
| Owner: | 85 |
| Annuitant: | 85 |
|
| Non-Qualified |
| Single: | 5,000 |
| Monthly: | 5,000 |
| Qualified |
| Single: | 5,000 |
| Monthly: | 5,000 |
|
| No- Disability |
No- Unemployment |
| No- Hospitalization |
No- Long Term Care |
| Yes-Extended Care Waiver |
No- Terminal Illness |
| No- Nursing Home |
No- Annualization |
|
Only
Available in:
CA
|
0-75: 8.00
76-80: 4.00
81-85: 2.50
|
| Withdrawal Notes: |
|
Premium Bonus:
5.00
|
| Withdrawal Charges 12 years: |
|
12 |
12 |
12 |
12 |
12 |
11 |
10 |
9 |
8 |
7 |
5 |
3 |
|
|
| Guaranteed Minimum Value: |
90% of Premium
at 2.00%
(GMR/1000 $1,198)
|
|
| Account Name |
Indicie |
Type |
Reset |
Averaging |
Part |
Spread |
Cap |
| Fixed Interest Account |
1-Year
Fixed Rate (no bonus)
|
2.00%
|
| 2-Year Point-to-Point Account with Cap |
S&P 500 |
Point to Point
|
Biennial |
None |
|
|
6.75
|
| Monthly Additive Account with Cap |
S&P 500 |
Point to Point
|
Annual |
Monthly Sum |
|
|
1.50
|
|
F&G Life (Legacy)
AmeriMark Freedom
|
| Non-Qualified |
| Owner: | 85 |
| Annuitant: | 85 |
| Qualified |
| Owner: | 85 |
| Annuitant: | 85 |
|
| Non-Qualified |
| Single: | 5,000 |
| Monthly: | 5,000 |
| Qualified |
| Single: | 3,000 |
| Monthly: | 3,000 |
|
| No- Disability |
No- Unemployment |
| Yes-Hospitalization |
No- Long Term Care |
| No- Extended Care Waiver |
No- Terminal Illness |
| Yes-Nursing Home |
Yes-Annualization |
|
Not
Available in:
AK AL CT MA MN NV NY OR PR TX UT VI VT WA
|
0-80: 8.00
81-85: 4.00
|
| Withdrawal Notes: |
|
No Premium Bonus
|
| Withdrawal Charges 12 years: |
|
13.5 |
12.5 |
11.5 |
10.5 |
10 |
9 |
8 |
7 |
6 |
5 |
4 |
2 |
|
|
| Guaranteed Minimum Value: |
87.5% of Premium
at 1.00%
(GMR/1000 $986)
|
|
| Account Name |
Indicie |
Type |
Reset |
Averaging |
Part |
Spread |
Cap |
| Annual Point-to-Point 3 Yr Highwater |
S&P 500 |
High Water
|
Annual |
None |
|
|
8.50
|
| 2-Year Monthly Average w/ Cap |
S&P 500 |
Point to Point
|
Biennial |
Monthly |
|
|
10.00
|
| Monthly Cap Strategy |
S&P 500 |
Point to Point
|
Annual |
Monthly Sum |
|
|
2.50
|
| Declared Rate on Gain Strategy |
S&P 500 |
Perf Trig
|
Annual |
None |
|
|
|
| Fixed |
1-Year
Fixed Rate (no bonus)
|
2.00%
|
| Annual Point-to-Point |
S&P 500 |
Point to Point
|
Annual |
None |
|
|
4.50
|
| 3 Year Monthly Average w/ Spread |
S&P 500 |
Point to Point
|
Triennial |
Monthly |
|
3.00
|
|
|
F&G Life (Legacy)
AmeriMark Freedom SE
|
| Non-Qualified |
| Owner: | 85 |
| Annuitant: | 85 |
| Qualified |
| Owner: | 85 |
| Annuitant: | 85 |
|
| Non-Qualified |
| Single: | 5,000 |
| Monthly: | 5,000 |
| Qualified |
| Single: | 3,000 |
| Monthly: | 3,000 |
|
| No- Disability |
No- Unemployment |
| Yes-Hospitalization |
No- Long Term Care |
| No- Extended Care Waiver |
No- Terminal Illness |
| Yes-Nursing Home |
Yes-Annualization |
|
Not
Available in:
AK AL CT MA MN NV NY OR PR TX UT VI VT WA
|
0-80: 7.00
81-85: 3.50
|
| Withdrawal Notes: |
|
Premium Bonus:
4.00
|
| Withdrawal Charges 12 years: |
|
13.75 |
12.75 |
11.75 |
11 |
10 |
9 |
8 |
7 |
6 |
5 |
4 |
2 |
|
|
| Guaranteed Minimum Value: |
87.5% of Premium
at 1.00%
(GMR/1000 $1,025)
|
|
| Account Name |
Indicie |
Type |
Reset |
Averaging |
Part |
Spread |
Cap |
| 3 Year Monthly Average w/ Spread |
S&P 500 |
Point to Point
|
Triennial |
Monthly |
|
5.00
|
|
| Annual Point-to-Point 3 Yr Highwater |
S&P 500 |
Point to Point
|
Annual |
None |
100
|
0.00
|
7.00
|
| Monthly Cap Strategy |
S&P 500 |
Point to Point
|
Annual |
Monthly Sum |
|
|
2.00
|
| 2-Year Monthly Average w/ Cap |
S&P 500 |
Point to Point
|
Biennial |
Monthly |
|
|
9.00
|
| Fixed |
1-Year
Fixed Rate (no bonus)
|
1.75%
|
| Declared Rate on Gain Strategy |
S&P 500 |
Perf Trig
|
Annual |
|
|
|
|
| Annual Point-to-Point |
S&P 500 |
Point to Point
|
Annual |
None |
|
|
3.75
|
|
Great American Life Insurance Company
American Valor II
|
| Non-Qualified |
| Owner: | 85 |
| Annuitant: | 85 |
| Qualified |
| Owner: | 85 |
| Annuitant: | 85 |
|
| Non-Qualified |
| Single: | 10,000 |
| Monthly: | 10,000 |
| Qualified |
| Single: | 10,000 |
| Monthly: | 10,000 |
|
| No- Disability |
No- Unemployment |
| No- Hospitalization |
No- Long Term Care |
| Yes-Extended Care Waiver |
Yes-Terminal Illness |
| No- Nursing Home |
No- Annualization |
|
Only
Available in:
DE
|
| Qualified |
18-75: 6.00+
76-80: 4.50+
81-85: 2.50+
|
| Non-Qual |
0-75: 6.00+
76-80: 4.50+
81-UP: 2.50+
|
|
| Withdrawal Notes: |
|
Prem Bonus:
3.00-5.00
|
|
Age 58+
(10 years):
|
10 |
9 |
8 |
7 |
6 |
5 |
4 |
3 |
2 |
1 |
|
|
|
Ages 0 to 57
(12 years):
|
12 |
11 |
10 |
9 |
8 |
7 |
6 |
5 |
4 |
3 |
2 |
1 |
|
|
| Guaranteed Minimum Value: |
100% of Premium
at 1.00%
(GMR/1000 $1,183)
|
|
| Account Name |
Indicie |
Type |
Reset |
Averaging |
Part |
Spread |
Cap |
| 1 Year S&P 500 Monthly Average with Cap |
S&P 500 |
Point to Point
|
Annual |
Monthly |
|
|
3.50
|
| 1 Year S&P 500 Annual Point-to-Point |
S&P 500 |
Point to Point
|
Annual |
None |
|
|
3.25
|
| Declared Rate Strategy |
1-Year
Fixed Rate (no bonus)
|
1.00%
|
|
Life of the Southwest
SecurePlus Elite
|
| Non-Qualified |
| Owner: | |
| Annuitant: | |
| Qualified |
| Owner: | 70 |
| Annuitant: | 70 |
|
| Non-Qualified |
| Single: | 3,000 |
| Monthly: | 3,000 |
| Qualified |
| Single: | 3,000 |
| Monthly: | 3,000 |
|
| No- Disability |
No- Unemployment |
| No- Hospitalization |
No- Long Term Care |
| No- Extended Care Waiver |
No- Special Enhanced Life Income Options |
| Yes-Terminal Illness |
No- Nursing Home |
| No- Annualization |
|
Not
Available in:
CT IL MA ME MN NJ NV NY OR PR UT VI WA WY
|
|
| Withdrawal Notes: |
|
No Premium Bonus
|
| Withdrawal Charges 12 years: |
|
12 |
11 |
10 |
9 |
8 |
7 |
6 |
5 |
4 |
3 |
2 |
1 |
|
|
| Guaranteed Minimum Value: |
87.5% of Premium
at 1.00%
(GMR/1000 $986)
|
|
| Account Name |
Indicie |
Type |
Reset |
Averaging |
Part |
Spread |
Cap |
| Average Index Account |
S&P 500 |
Point to Point
|
Annual |
Daily |
25
|
|
|
| Declared Interest Account |
1-Year
Fixed Rate (no bonus)
|
1.75%
|
| Ending Index Account |
S&P 500 |
Point to Point
|
Annual |
None |
|
|
4.00
|
|
Life of the Southwest
SecurePlus Elite 5 403(b) & 457
|
| Non-Qualified |
| Owner: | |
| Annuitant: | |
| Qualified |
| Owner: | 55 |
| Annuitant: | 55 |
|
| Non-Qualified |
| Single: | 1 |
| Monthly: | 1 |
| Qualified |
| Single: | 3,000 |
| Monthly: | 3,000 |
|
| No- Disability |
No- Unemployment |
| No- Hospitalization |
No- Long Term Care |
| No- Extended Care Waiver |
No- Special Enhanced Life Income Options |
| Yes-Terminal Illness |
No- Nursing Home |
| No- Annualization |
|
Not
Available in:
CT IN KY MA MD ME MO MT NH NJ NV NY OR PA PR TX VI VT WA WY
|
|
| Withdrawal Notes: |
|
No Premium Bonus
|
| Withdrawal Charges 12 years: |
|
12 |
11 |
10 |
9 |
8 |
7 |
6 |
5 |
4 |
3 |
2 |
1 |
|
|
| Guaranteed Minimum Value: |
87.5% of Premium
at 1.95%
(GMR/1000 $1,103)
|
|
| Account Name |
Indicie |
Type |
Reset |
Averaging |
Part |
Spread |
Cap |
| 1 Year Russell 2000 Annual Point-to-Point |
Russell 2000 |
Point to Point
|
Annual |
None |
|
|
4.00
|
| 1 Year S&P 500 Annual Point-to-Point |
S&P 500 |
Point to Point
|
Annual |
None |
|
|
4.00
|
| Declared Interest Account |
1-Year
Fixed Rate (no bonus)
|
1.95%
|
|
Life of the Southwest
SecurePlus Premier 8
|
| Non-Qualified |
| Owner: | 80 |
| Annuitant: | 80 |
| Qualified |
| Owner: | 80 |
| Annuitant: | 80 |
|
| Non-Qualified |
| Single: | 10,000 |
| Monthly: | 10,000 |
| Qualified |
| Single: | 10,000 |
| Monthly: | 10,000 |
|
| No- Disability |
No- Unemployment |
| No- Hospitalization |
Yes-Long Term Care |
| No- Extended Care Waiver |
No- Special Enhanced Life Income Options |
| Yes-Terminal Illness |
Yes-Nursing Home |
| No- Annualization |
|
Only
Available in:
AK CA IL MN MO PA
|
0-75: 8.00
76-80: 5.00
81-85: 4.00
|
| Withdrawal Notes: |
|
Premium Bonus:
3.00
|
| Withdrawal Charges 12 years: |
|
10 |
10 |
10 |
9 |
8 |
7 |
6 |
5 |
4 |
3 |
2 |
1 |
|
|
| Guaranteed Minimum Value: |
90% of Premium
at 1.95%
(GMR/1000 $1,169)
|
|
| Account Name |
Indicie |
Type |
Reset |
Averaging |
Part |
Spread |
Cap |
| S&P 500 Ending Index Rate Option 2 |
S&P 500 |
Point to Point
|
Annual |
None |
50
|
|
3.10
|
| Russell 2000 Ending Index Rate Option 1 |
Russell 2000 |
Point to Point
|
Annual |
None |
100
|
|
3.00
|
| Declared Fixed Account |
1-Year
Fixed Rate (no bonus)
|
1.95%
|
| S&P 500 Ending Index Rate Option 1 |
S&P 500 |
Point to Point
|
Annual |
None |
100
|
|
3.00
|
| 1-Year S&P 500 Average |
S&P 500 |
Point to Point
|
Annual |
Daily |
30
|
|
|
| Russell 2000 Ending Index Rate Option 2 |
Russell 2000 |
Point to Point
|
Annual |
None |
50
|
|
3.10
|
|
Phoenix Life Insurance Company
Phoenix Reflections Gold Bonus
|
| Non-Qualified |
| Owner: | 85 |
| Annuitant: | |
| Qualified |
| Owner: | 85 |
| Annuitant: | |
|
| Non-Qualified |
| Single: | 15,000 |
| Monthly: | 15,000 |
| Qualified |
| Single: | 15,000 |
| Monthly: | 15,000 |
|
| No- Disability |
No- Unemployment |
| No- Hospitalization |
No- Long Term Care |
| No- Extended Care Waiver |
No- Terminal Illness |
| No- Nursing Home |
No- Annualization |
|
Only
Available in:
AK AL AR AZ CA CO DC GA HI ID IL KS LA MI MT ND NE NM RI SC SD TN VT WI WV WY
|
0-75: 7.50+
76-80: 5.00+
81-86: 3.00+
|
| Withdrawal Notes: |
|
Prem Bonus:
5.00-10.00
|
| Withdrawal Charges 12 years: |
|
12.5 |
12.5 |
12.5 |
11 |
10 |
9 |
8 |
6 |
5 |
4 |
3 |
2 |
|
|
| Guaranteed Minimum Value: |
87.5% of Premium
at 1.00%
(GMR/1000 $1,085)
|
|
| Account Name |
Indicie |
Type |
Reset |
Averaging |
Part |
Spread |
Cap |
| Fixed Account |
1-Year
Fixed Rate (no bonus)
|
0.85%
|
| Point to Point Indexed Account - 1 year S&P 500 |
S&P 500 |
Point to Point
|
Annual |
None |
|
|
1.50
|
| Rainbow Point to Point Indexed Account - 1 year Domestic |
Blended Indicies |
Point to Point
|
Annual |
None |
|
|
1.00
|
| Monthly Point to Point Indexed Account - 1 year S&P 500 |
S&P 500 |
Point to Point
|
Annual |
None |
|
|
1.00
|
| Performance Trigger Indexed Account - 1 year S&P 500 |
DJIA |
Perf Trig
|
Annual |
None |
|
|
|
| Rainbow Point to Point Indexed Account - 1 year Global |
Blended Indicies |
Point to Point
|
Annual |
None |
10
|
|
|
|
Phoenix Life Insurance Company
Phoenix Reflections Gold Bonus 5%
Low-Band
|
| Non-Qualified |
| Owner: | 85 |
| Annuitant: | |
| Qualified |
| Owner: | 85 |
| Annuitant: | |
|
| Non-Qualified |
| Single: | 15,000 |
| Monthly: | 15,000 |
| Qualified |
| Single: | 15,000 |
| Monthly: | 15,000 |
|
| No- Disability |
No- Unemployment |
| No- Hospitalization |
No- Long Term Care |
| No- Extended Care Waiver |
Yes-Terminal Illness |
| Yes-Nursing Home |
No- Annualization |
|
Only
Available in:
AK MN MO NC NJ VA WA
|
0-75: 7.50
76-80: 5.00
81-86: 3.00
|
| Withdrawal Notes: |
|
Premium Bonus:
5.00
|
| Withdrawal Charges 12 years: |
|
|
| Guaranteed Minimum Value: |
87.5% of Premium
at 1.00%
(GMR/1000 $1,035)
|
|
| Account Name |
Indicie |
Type |
Reset |
Averaging |
Part |
Spread |
Cap |
| Rainbow Point to Point Indexed Account - 1 year Domestic |
Blended Indicies |
Point to Point
|
Annual |
None |
|
|
1.00
|
| Monthly Point to Point Indexed Account - 1 year S&P 500 |
S&P 500 |
Point to Point
|
Annual |
None |
|
|
1.00
|
| Performance Trigger Indexed Account - 1 year S&P 500 |
DJIA |
Perf Trig
|
Annual |
None |
|
|
|
| Rainbow Point to Point Indexed Account - 1 year Global |
Blended Indicies |
Point to Point
|
Annual |
None |
10
|
|
|
| Fixed Account |
1-Year
Fixed Rate (no bonus)
|
2.50%
|
| Point to Point Indexed Account - 1 year S&P 500 |
S&P 500 |
Point to Point
|
Annual |
None |
|
|
1.25
|
|
Phoenix Life Insurance Company
Phoenix Reflections Gold Bonus 5%
High-Band
|
| Non-Qualified |
| Owner: | 85 |
| Annuitant: | |
| Qualified |
| Owner: | 85 |
| Annuitant: | |
|
| Non-Qualified |
| Single: | 50,000 |
| Monthly: | 50,000 |
| Qualified |
| Single: | 50,000 |
| Monthly: | 50,000 |
|
| No- Disability |
No- Unemployment |
| No- Hospitalization |
No- Long Term Care |
| No- Extended Care Waiver |
Yes-Terminal Illness |
| Yes-Nursing Home |
No- Annualization |
|
Only
Available in:
AK MN MO NC NJ VA WA
|
0-75: 7.50
76-80: 5.00
81-86: 3.00
|
| Withdrawal Notes: |
|
No Premium Bonus
|
| Withdrawal Charges 12 years: |
|
|
| Guaranteed Minimum Value: |
87.5% of Premium
at 1.00%
(GMR/1000 $986)
|
|
| Account Name |
Indicie |
Type |
Reset |
Averaging |
Part |
Spread |
Cap |
| Point to Point Indexed Account - 1 year S&P 500 |
S&P 500 |
Point to Point
|
Annual |
None |
|
|
1.25
|
| Rainbow Point to Point Indexed Account - 1 year Domestic |
Blended Indicies |
Point to Point
|
Annual |
None |
|
|
1.00
|
| Monthly Point to Point Indexed Account - 1 year S&P 500 |
S&P 500 |
Point to Point
|
Annual |
None |
|
|
1.00
|
| Performance Trigger Indexed Account - 1 year S&P 500 |
DJIA |
Perf Trig
|
Annual |
None |
|
|
|
| Rainbow Point to Point Indexed Account - 1 year Global |
Blended Indicies |
Point to Point
|
Annual |
None |
10
|
|
|
| Fixed Account |
1-Year
Fixed Rate (no bonus)
|
2.50%
|
|
Phoenix Life Insurance Company
Phoenix Reflections Gold Bonus 6%
|
| Non-Qualified |
| Owner: | 85 |
| Annuitant: | |
| Qualified |
| Owner: | 85 |
| Annuitant: | |
|
| Non-Qualified |
| Single: | 15,000 |
| Monthly: | 15,000 |
| Qualified |
| Single: | 15,000 |
| Monthly: | 15,000 |
|
| No- Disability |
No- Unemployment |
| No- Hospitalization |
No- Long Term Care |
| No- Extended Care Waiver |
No- Terminal Illness |
| No- Nursing Home |
No- Annualization |
|
Only
Available in:
FL IA IN KY MD MS NH OH OK PA TX UT
|
0-75: 7.50
76-80: 5.00
81-86: 3.00
|
| Withdrawal Notes: |
|
Premium Bonus:
6.00
|
|
For states FL, IA, IN, MD, MS, NH, NV, OK, PA, UT (10 years):
|
10 |
9 |
8 |
7 |
6 |
5 |
4 |
3 |
2 |
1 |
|
For states KY, OH, TX (10 years):
|
8.3 |
7.2 |
6.1 |
5.4 |
4.7 |
4 |
3.3 |
2.5 |
1.7 |
0.8 |
|
|
| Guaranteed Minimum Value: |
87.5% of Premium
at 1.00%
(GMR/1000 $1,045)
|
|
| Account Name |
Indicie |
Type |
Reset |
Averaging |
Part |
Spread |
Cap |
| Point to Point Indexed Account - 1 year S&P 500 |
S&P 500 |
Point to Point
|
Annual |
None |
|
|
1.25
|
| Rainbow Point to Point Indexed Account - 1 year Domestic |
Blended Indicies |
Point to Point
|
Annual |
None |
|
|
1.00
|
| Monthly Point to Point Indexed Account - 1 year S&P 500 |
S&P 500 |
Point to Point
|
Annual |
None |
|
|
1.00
|
| Performance Trigger Indexed Account - 1 year S&P 500 |
DJIA |
Perf Trig
|
Annual |
None |
|
|
|
| Rainbow Point to Point Indexed Account - 1 year Global |
Blended Indicies |
Point to Point
|
Annual |
None |
10
|
|
|
| Fixed Account |
1-Year
Fixed Rate (no bonus)
|
0.75%
|
|
|
Surrender Charges Last 10 Years
|
Aviva Life & Annuity (Income Series)
Income Preferred Ultra
High-Band
|
| Non-Qualified |
| Owner: | 78 |
| Annuitant: | 78 |
| Qualified |
| Owner: | 78 |
| Annuitant: | 78 |
|
| Non-Qualified |
| Single: | 75,000 |
| Monthly: | 75,000 |
| Qualified |
| Single: | 75,000 |
| Monthly: | 75,000 |
|
| No- Disability |
No- Unemployment |
| No- Hospitalization |
No- Long Term Care |
| No- Extended Care Waiver |
Yes-Terminal Illness |
| Yes-Nursing Home |
No- Annualization |
|
Not
Available in:
AK CT DE MN NJ NV NY OR PA PR UT VI WA
|
0-75: 7.50+
76-78: 5.50+
|
| Withdrawal Notes: |
|
Prem Bonus:
3.00-5.00
|
|
For states AL, AR, AZ, CA, CO, DC, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MO, MS, MT, NC, ND, NE, NH, NM, OH, OK, RI, SD, TN, VA, VT, WI, WV, WY (10 years):
|
16 |
15 |
14 |
13 |
12 |
11 |
10 |
8 |
6 |
4 |
|
For states SC, TX (10 years):
|
12.4 |
11.9 |
10.6 |
9.3 |
8 |
6.7 |
5.4 |
4.1 |
2.7 |
1.3 |
|
Rate Changed: 01/06/12
|
| Guaranteed Minimum Value: |
87.5% of Premium
at 1.00%
(GMR/1000 $1,015)
|
Next Change : TBD
|
| Account Name |
Indicie |
Type |
Reset |
Averaging |
Part |
Spread |
Cap |
| Fixed Strategy |
1-Year
Fixed Rate with Bonus
|
1.45% +5.00 Bonus
|
|
Forethought Financial
Destination Income 15
Low-Band
|
| Non-Qualified |
| Owner: | 85 |
| Annuitant: | 85 |
| Qualified |
| Owner: | 85 |
| Annuitant: | 85 |
|
| Non-Qualified |
| Single: | 25,000 |
| Monthly: | 25,000 |
| Qualified |
| Single: | 25,000 |
| Monthly: | 25,000 |
|
| No- Disability |
No- Unemployment |
| No- Hospitalization |
No- Long Term Care |
| No- Extended Care Waiver |
Yes-Terminal Illness |
| Yes-Nursing Home |
No- Annualization |
|
Only
Available in:
OR
|
0-75: 6.50
76-85: 5.00
|
| Withdrawal Notes: |
|
No Premium Bonus
|
| Withdrawal Charges 10 years: |
|
Rate Changed: 02/01/12
|
| Guaranteed Minimum Value: |
90% of Premium
at 2.00%
(GMR/1000 $1,097)
|
Next Change : TBD
|
| Account Name |
Indicie |
Type |
Reset |
Averaging |
Part |
Spread |
Cap |
| Fixed Account Strategy |
1-Year
Fixed Rate (no bonus)
|
2.00%
|
|
Forethought Financial
Destination Income 15
Mid-Band
|
| Non-Qualified |
| Owner: | 85 |
| Annuitant: | 85 |
| Qualified |
| Owner: | 85 |
| Annuitant: | 85 |
|
| Non-Qualified |
| Single: | 100,000 |
| Monthly: | 100,000 |
| Qualified |
| Single: | 100,000 |
| Monthly: | 100,000 |
|
| No- Disability |
No- Unemployment |
| No- Hospitalization |
No- Long Term Care |
| No- Extended Care Waiver |
Yes-Terminal Illness |
| Yes-Nursing Home |
No- Annualization |
|
Only
Available in:
OR
|
0-75: 6.50
76-85: 5.00
|
| Withdrawal Notes: |
|
No Premium Bonus
|
| Withdrawal Charges 10 years: |
|
Rate Changed: 02/01/12
|
| Guaranteed Minimum Value: |
90% of Premium
at 2.00%
(GMR/1000 $1,097)
|
Next Change : TBD
|
| Account Name |
Indicie |
Type |
Reset |
Averaging |
Part |
Spread |
Cap |
| Fixed Account Strategy |
1-Year
Fixed Rate (no bonus)
|
2.00%
|
|
Forethought Financial
Destination Income 15
High-Band
|
| Non-Qualified |
| Owner: | 85 |
| Annuitant: | 85 |
| Qualified |
| Owner: | 85 |
| Annuitant: | 85 |
|
| Non-Qualified |
| Single: | 250,000 |
| Monthly: | 250,000 |
| Qualified |
| Single: | 250,000 |
| Monthly: | 250,000 |
|
| No- Disability |
No- Unemployment |
| No- Hospitalization |
No- Long Term Care |
| No- Extended Care Waiver |
Yes-Terminal Illness |
| Yes-Nursing Home |
No- Annualization |
|
Only
Available in:
OR
|
0-75: 6.50
76-85: 5.00
|
| Withdrawal Notes: |
|
No Premium Bonus
|
| Withdrawal Charges 10 years: |
|
Rate Changed: 02/01/12
|
| Guaranteed Minimum Value: |
90% of Premium
at 2.00%
(GMR/1000 $1,097)
|
Next Change : TBD
|
| Account Name |
Indicie |
Type |
Reset |
Averaging |
Part |
Spread |
Cap |
| Fixed Account Strategy |
1-Year
Fixed Rate (no bonus)
|
2.00%
|
|
Aviva Life & Annuity (Income Series)
Income Preferred Ultra
Low-Band
|
| Non-Qualified |
| Owner: | 78 |
| Annuitant: | 78 |
| Qualified |
| Owner: | 78 |
| Annuitant: | 78 |
|
| Non-Qualified |
| Single: | 5,000 |
| Monthly: | 5,000 |
| Qualified |
| Single: | 5,000 |
| Monthly: | 5,000 |
|
| No- Disability |
No- Unemployment |
| No- Hospitalization |
No- Long Term Care |
| No- Extended Care Waiver |
Yes-Terminal Illness |
| Yes-Nursing Home |
No- Annualization |
|
Not
Available in:
AK CT DE MN NJ NV NY OR PA PR UT VI WA
|
0-75: 7.50+
76-78: 5.50+
|
| Withdrawal Notes: |
|
Prem Bonus:
3.00-5.00
|
|
For states AL, AR, AZ, CA, CO, DC, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MO, MS, MT, NC, ND, NE, NH, NM, OH, OK, RI, SD, TN, VA, VT, WI, WV, WY (10 years):
|
16 |
15 |
14 |
13 |
12 |
11 |
10 |
8 |
6 |
4 |
|
For states SC, TX (10 years):
|
12.4 |
11.9 |
10.6 |
9.3 |
8 |
6.7 |
5.4 |
4.1 |
2.7 |
1.3 |
|
Rate Changed: 01/06/12
|
| Guaranteed Minimum Value: |
87.5% of Premium
at 1.00%
(GMR/1000 $1,015)
|
Next Change : TBD
|
| Account Name |
Indicie |
Type |
Reset |
Averaging |
Part |
Spread |
Cap |
| Fixed Strategy |
1-Year
Fixed Rate with Bonus
|
1.00% +5.00 Bonus
|
|
American National Insurance Company
Value Lock 10
|
| Non-Qualified |
| Owner: | 80 |
| Annuitant: | 80 |
| Qualified |
| Owner: | 80 |
| Annuitant: | 80 |
|
| Non-Qualified |
| Single: | 5,000 |
| Monthly: | 5,000 |
| Qualified |
| Single: | 4,000 |
| Monthly: | 4,000 |
|
| Yes-Disability |
No- Unemployment |
| Yes-Hospitalization |
No- Long Term Care |
| No- Extended Care Waiver |
No- Terminal Illness |
| Yes-Nursing Home |
No- Annualization |
|
Not
Available in:
MA MN NY OR UT VI VT
|
0-75: 10.00
76-80: 8.00
|
| Withdrawal Notes: |
|
No Premium Bonus
|
|
For states AK, AL, AR, AZ, CA, CO, DC, DE, FL, GA, HI, IA, ID, IN, KS, KY, LA, MD, ME, MI, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, OH, OK, PR, RI, SC, SD, TN, TX, VA, WI, WV, WY (10 years):
|
12 |
12 |
11 |
10 |
9 |
8 |
7 |
6 |
5 |
3 |
|
For states CT, IL, PA, WA (10 years):
|
9 |
9 |
8 |
7 |
6 |
5 |
4 |
3 |
2 |
1 |
|
Rate Changed: 02/01/12
|
| Guaranteed Minimum Value: |
90% of Premium
at 1.00-1.75%
(GMR/1000 $1,071)
|
Next Change : TBD
|
| Account Name |
Indicie |
Type |
Reset |
Averaging |
Part |
Spread |
Cap |
| S&P 500 10 Year Point-to-Point |
S&P 500 |
Point to Point
|
10-year |
Continuous Monthly |
75
|
|
|
|
Allianz Life Insurance Company of North America
Endurance Plus
|
| Non-Qualified |
| Owner: | 80 |
| Annuitant: | 80 |
| Qualified |
| Owner: | 80 |
| Annuitant: | 80 |
|
| Non-Qualified |
| Single: | 10,000 |
| Monthly: | 10,000 |
| Qualified |
| Single: | 10,000 |
| Monthly: | 10,000 |
|
| No- Disability |
Yes-Unemployment |
| No- Hospitalization |
Yes-Flex. Annuity Option |
| Yes-Flex. Wthdrl Rider |
No- Long Term Care |
| No- Extended Care Waiver |
Yes-Death Benefit Rider |
| No- Terminal Illness |
Yes-Nursing Home |
| No- Annualization |
|
Not
Available in:
NY PR VI WA
|
0-75: 7.00+
76-80: 3.50+
|
| Withdrawal Notes: |
|
No Premium Bonus
|
|
For states AK, AR, AZ, CO, DC, FL, GA, HI, ID, IL, KS, LA, MA, MD, ME, MI, MO, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, RI, SC, SD, TN, VA, VT, WI, WV, WY (10 years):
|
10 |
10 |
10 |
8.75 |
7.5 |
6.25 |
5 |
3.75 |
2.5 |
1.25 |
|
For states AL, CA, DE, IA, IN, KY, MN, MS, TX (10 years):
|
9.1 |
8.19 |
7.28 |
6.37 |
5.46 |
4.55 |
3.64 |
2.73 |
1.82 |
0.91 |
|
For states CT, NJ, PA, UT (10 years):
|
10 |
9 |
8 |
7 |
6 |
5 |
4 |
3 |
2 |
1 |
|
|
| Guaranteed Minimum Value: |
90% of Premium
at 1.50%
(GMR/1000 $1,044)
|
|
| Account Name |
Indicie |
Type |
Reset |
Averaging |
Part |
Spread |
Cap |
| 1 Year FTSE 100 Point-to-Point Cap |
FTSE 100 |
Point to Point
|
Annual |
None |
|
|
3.75
|
| 1 Year S&P 500 SELECT Monthly Sum Cap |
S&P 500 |
Point to Point
|
Annual |
Monthly Sum |
|
|
2.40
|
| 1 Year Blended Monthly Average |
Blended Indicies |
Point to Point
|
Annual |
Monthly |
|
4.50
|
|
| 1-Year Nasdaq 100 Monthly Sum Cap |
Nasdaq 100 |
Point to Point
|
Annual |
Monthly Sum |
|
|
2.00
|
| 1 Year FTSE 100 Monthly Sum Cap |
FTSE 100 |
Point to Point
|
Annual |
Monthly Sum |
|
|
2.00
|
| 1 Year S&P 500 SELECT Point-to-Point Cap |
S&P 500 |
Point to Point
|
Annual |
None |
|
|
5.25
|
| 1 Year S&P 500 Point-to-Point |
S&P 500 |
Point to Point
|
Annual |
None |
|
|
3.25
|
| 1 Year Fixed Interest Account |
1-Year
Fixed Rate (no bonus)
|
1.90%
|
| 1 Year Blended Point-to-Point Cap |
Blended Indicies |
Point to Point
|
Annual |
None |
|
|
3.50
|
| 1-Year S&P 500 Monthly Sum Cap |
S&P 500 |
Point to Point
|
Annual |
Monthly Sum |
|
|
1.90
|
| 1 Year Nasdaq 100 Point-to-Point |
Nasdaq 100 |
Point to Point
|
Annual |
None |
|
|
3.25
|
|
Allianz Life Insurance Company of North America
MasterDex 10 Plus Annuity
|
| Non-Qualified |
| Owner: | 80 |
| Annuitant: | 80 |
| Qualified |
| Owner: | 80 |
| Annuitant: | 80 |
|
| Non-Qualified |
| Single: | 15,000 |
| Monthly: | 15,000 |
| Qualified |
| Single: | 15,000 |
| Monthly: | 15,000 |
|
| No- Disability |
Yes-Unemployment |
| No- Hospitalization |
Yes-Flex. Annuity Option |
| Yes-Flex. Wthdrl Rider |
No- Long Term Care |
| No- Extended Care Waiver |
Yes-Death Benefit Rider |
| No- Terminal Illness |
Yes-Nursing Home |
| No- Annualization |
|
Not
Available in:
CA CT FL NV NY OR PA PR UT VI WA
|
0-75: 7.00+
76-80: 5.00+
|
| Withdrawal Notes: |
|
Prem Bonus:
10.00
|
| Withdrawal Charges 10 years: |
|
|
| Guaranteed Minimum Value: |
87.5% of Premium
at 1.00%
(GMR/1000 $1,063)
|
|
| Account Name |
Indicie |
Type |
Reset |
Averaging |
Part |
Spread |
Cap |
| 1 Year FTSE 100 Point-to-Point Cap |
FTSE 100 |
Point to Point
|
Annual |
None |
|
|
5.00
|
| 1 Year Nasdaq 100 Monthly Sum Cap |
Nasdaq 100 |
Point to Point
|
Annual |
Monthly Sum |
|
|
2.20
|
| 1 Year FTSE 100 Monthly Sum Cap |
FTSE 100 |
Point to Point
|
Annual |
Monthly Sum |
|
|
2.30
|
| 1 Year S&P 500 Point-to-Point Cap |
S&P 500 |
Point to Point
|
Annual |
None |
|
|
4.50
|
| 1 Year Blended Point-to-Point Cap |
Blended Indicies |
Point to Point
|
Annual |
None |
|
|
4.50
|
| Fixed Interest Account |
1-Year
Fixed Rate (no bonus)
|
2.20%
|
| 1 Year S&P 500 Monthly Sum Cap |
S&P 500 |
Point to Point
|
Annual |
Monthly Sum |
|
|
2.20
|
| 1 Year Nasdaq 100 Point-to-Point Cap |
Nasdaq 100 |
Point to Point
|
Annual |
None |
|
|
4.50
|
| 1 Year Blended Monthly Average Spread |
Blended Indicies |
Point to Point
|
Annual |
Monthly |
|
4.50
|
|
|
Allianz Life Insurance Company of North America
MasterDex 5 Plus Annuity
|
| Non-Qualified |
| Owner: | 80 |
| Annuitant: | 80 |
| Qualified |
| Owner: | 80 |
| Annuitant: | 80 |
|
| Non-Qualified |
| Single: | 15,000 |
| Monthly: | 15,000 |
| Qualified |
| Single: | 15,000 |
| Monthly: | 15,000 |
|
| No- Disability |
Yes-Unemployment |
| No- Hospitalization |
Yes-Flex. Annuity Option |
| Yes-Flex. Wthdrl Rider |
No- Long Term Care |
| No- Extended Care Waiver |
Yes-Death Benefit Rider |
| No- Terminal Illness |
Yes-Nursing Home |
| No- Annualization |
|
Not
Available in:
NY OR PR VI
|
0-75: 7.00+
76-80: 5.00+
|
| Withdrawal Notes: |
|
Prem Bonus:
3.00-5.00
|
|
For states AK, AR, AZ, CA, CO, DC, FL, GA, HI, ID, IL, KS, LA, MA, MD, ME, MI, MO, MT, NC, ND, NE, NH, NM, NV, OH, OK, RI, SC, SD, TN, TX, VA, VT, WI, WV, WY (10 years):
|
15 |
15 |
15 |
15 |
12.86 |
10.71 |
8.57 |
6.43 |
4.29 |
2.14 |
|
For states AL, DE, IA, IN, KY, MN, MS (10 years):
|
9.1 |
8.19 |
7.28 |
6.37 |
5.46 |
4.55 |
3.64 |
2.73 |
1.82 |
0.91 |
|
For states CT, NJ, PA, UT, WA (10 years):
|
10 |
9 |
8 |
7 |
6 |
5 |
4 |
3 |
2 |
1 |
|
|
| Guaranteed Minimum Value: |
87.5% of Premium
at 2.00%
(GMR/1000 $1,120)
|
|
| Account Name |
Indicie |
Type |
Reset |
Averaging |
Part |
Spread |
Cap |
| 1 Year S&P 500 Point-to-Point Cap |
S&P 500 |
Point to Point
|
Annual |
None |
|
|
3.00
|
| 1 Year Fixed Interest Account |
1-Year
Fixed Rate (no bonus)
|
1.50%
|
| 1 Year S&P 500 Monthly Sum Cap |
S&P 500 |
Point to Point
|
Annual |
Monthly Sum |
|
|
1.70
|
| 1 Year Blended Point-to-Point Cap |
Blended Indicies |
Point to Point
|
Annual |
None |
|
|
3.00
|
| 1 Year Blended Monthly Average Spread |
Blended Indicies |
Point to Point
|
Annual |
Monthly |
|
4.50
|
|
| 1 Year Nasdaq 100 Point-to-Point Cap |
Nasdaq 100 |
Point to Point
|
Annual |
None |
|
|
3.00
|
| 1 Year FTSE 100 Point-to-Point Cap |
FTSE 100 |
Point to Point
|
Annual |
None |
|
|
3.00
|
| 1 Year Nasdaq 100 Monthly Sum Cap |
Nasdaq 100 |
Point to Point
|
Annual |
Monthly Sum |
|
|
1.70
|
| 1 Year FTSE 100 Monthly Sum Cap |
FTSE 100 |
Point to Point
|
Annual |
Monthly Sum |
|
|
1.80
|
|
Allianz Life Insurance Company of North America
MasterDex X Annuity
|
| Non-Qualified |
| Owner: | 80 |
| Annuitant: | 80 |
| Qualified |
| Owner: | 80 |
| Annuitant: | 80 |
|
| Non-Qualified |
| Single: | 20,000 |
| Monthly: | 20,000 |
| Qualified |
| Single: | 20,000 |
| Monthly: | 20,000 |
|
| No- Disability |
Yes-Unemployment |
| No- Hospitalization |
Yes-Flex. Annuity Option |
| Yes-Flex. Wthdrl Rider |
No- Long Term Care |
| No- Extended Care Waiver |
Yes-Death Benefit Rider |
| No- Terminal Illness |
Yes-Nursing Home |
| No- Annualization |
|
Not
Available in:
CT NY PR VI
|
0-75: 7.00+
76-80: 5.00+
|
| Withdrawal Notes: |
|
Premium Bonus:
6.00
|
|
For states AK, AL, AR, AZ, CA, CO, DC, DE, FL, GA, HI, IA, ID, IL, KS, KY, LA, MA, MD, ME, MI, MO, MT, NC, ND, NE, NH, NJ, NM, NV, OH, OK, RI, SC, SD, TN, TX, VA, VT, WI, WV, WY (10 years):
|
10 |
10 |
10 |
8.75 |
7.5 |
6.25 |
5 |
3.75 |
2.5 |
1.25 |
|
For states PA, UT (10 years):
|
10 |
9 |
8 |
7 |
6 |
5 |
4 |
3 |
2 |
1 |
|
For states IN, MN, MS, OR (10 years):
|
9.1 |
8.19 |
7.28 |
6.37 |
5.46 |
4.55 |
3.64 |
2.73 |
1.82 |
0.91 |
|
|
| Guaranteed Minimum Value: |
87.5% of Premium
at 1.95-2.05%
(GMR/1000 $1,136)
|
|
| Account Name |
Indicie |
Type |
Reset |
Averaging |
Part |
Spread |
Cap |
| 1 Year Euro STOXX 50 Monthly Cap |
DJ EuroStoxx 50 |
Point to Point
|
Annual |
Monthly Sum |
|
|
1.90
|
| 1 Year S&P 500 Point-to-Point Cap |
S&P 500 |
Point to Point
|
Annual |
None |
|
|
3.00
|
| 1 Year Fixed Interest Account |
1-Year
Fixed Rate (no bonus)
|
1.60%
|
| 1 Year S&P 500 SELECT Monthly Sum Cap |
S&P 500 |
Point to Point
|
Annual |
Monthly Sum |
|
|
2.30
|
| 1 Year Blended Point-to-Point Cap |
Blended Indicies |
Point to Point
|
Annual |
None |
|
|
3.25
|
| 1 Year S&P 500 Monthly Cap |
S&P 500 |
Point to Point
|
Annual |
Monthly Sum |
|
|
1.80
|
| 1 Year Nasdaq 100 Point-to-Point Cap |
Nasdaq 100 |
Point to Point
|
Annual |
None |
|
|
3.00
|
| 1 Year S&P 500 SELECT Annual Point-to-Point Cap |
S&P 500 |
Point to Point
|
Annual |
None |
|
|
5.00
|
| 1 Year Blended Monthly Average Spread |
Blended Indicies |
Point to Point
|
Annual |
Monthly |
|
4.50
|
|
| 1 Year Euro STOXX 50 Point-to-Point Cap |
DJ EuroStoxx 50 |
Point to Point
|
Annual |
None |
|
|
3.25
|
| 1 Year Nasdaq 100 Monthly Cap |
Nasdaq 100 |
Point to Point
|
Annual |
Monthly Sum |
|
|
1.80
|
|
American Equity Investment Life Insurance Company
10/10 Gold (Index 6-05)
|
| Non-Qualified |
| Owner: | 80 |
| Annuitant: | |
| Qualified |
| Owner: | 80 |
| Annuitant: | |
|
| Non-Qualified |
| Single: | 5,000 |
| Monthly: | 5,000 |
| Qualified |
| Single: | 5,000 |
| Monthly: | 5,000 |
|
| No- Disability |
No- Unemployment |
| No- Hospitalization |
No- Long Term Care |
| No- Extended Care Waiver |
Yes-Terminal Illness |
| Yes-Nursing Home |
No- Annualization |
|
Not
Available in:
AL IN MS NJ NV NY PR TX VI WA
|
0-75: 6.00+
76-80: 4.50+
|
| Withdrawal Notes: |
|
No Premium Bonus
|
| Withdrawal Charges 10 years: |
|
|
| Guaranteed Minimum Value: |
87.5% of Premium
at 1.50%
|
|
| Account Name |
Indicie |
Type |
Reset |
Averaging |
Part |
Spread |
Cap |
| Traditional Fixed Value |
1-Year
Fixed Rate (no bonus)
|
1.75%
|
| 1 Year S&P 500 Annual Point-to-Point Participation Rate |
S&P 500 |
Point to Point
|
Annual |
None |
20
|
|
|
| 1 Year S&P 500 Monthly Average Participation Rate |
S&P 500 |
Point to Point
|
Annual |
Monthly |
20
|
|
|
| 10 Year U.S. Treasury Bond Value with Cap |
10 Year US Treasury |
Point to Point
|
Annual |
None |
|
|
3.25
|
| 1 Year S&P 500 Monthly Point-to-Point |
S&P 500 |
Point to Point
|
Annual |
Monthly Sum |
|
|
1.80
|
|
American Equity Investment Life Insurance Company
Advantage Gold
|
| Non-Qualified |
| Owner: | 80 |
| Annuitant: | |
| Qualified |
| Owner: | 80 |
| Annuitant: | |
|
| Non-Qualified |
| Single: | 5,000 |
| Monthly: | 5,000 |
| Qualified |
| Single: | 5,000 |
| Monthly: | 5,000 |
|
| No- Disability |
No- Unemployment |
| No- Hospitalization |
No- Long Term Care |
| No- Extended Care Waiver |
Yes-Terminal Illness |
| Yes-Nursing Home |
No- Annualization |
|
Not
Available in:
AK AL CT DE FL MN NV NY OR PA PR UT VI WA
|
0-75: 6.00+
76-80: 4.50+
|
| Withdrawal Notes: |
|
Premium Bonus:
5.00
|
| Withdrawal Charges 10 years: |
|
16 |
15 |
14 |
13 |
11.5 |
10 |
8.5 |
7.5 |
5.5 |
4 |
|
|
| Guaranteed Minimum Value: |
84% of Premium
at 1.50%
|
|
| Account Name |
Indicie |
Type |
Reset |
Averaging |
Part |
Spread |
Cap |
| Traditional Fixed Value |
1-Year
Fixed Rate (no bonus)
|
1.65%
|
| 1 Year S&P 500 Monthly Average with Cap |
S&P 500 |
Point to Point
|
Annual |
Monthly |
|
|
3.00
|
| 1 Year S&P 500 Point-to-Point Cap |
S&P 500 |
Point to Point
|
Annual |
None |
|
|
3.00
|
| 1 Year S&P 500 Monthly Point-to-Point |
S&P 500 |
Point to Point
|
Annual |
Monthly Sum |
|
|
1.60
|
| 1 Year S&P 500 Monthly Average Participation Rate |
S&P 500 |
Point to Point
|
Annual |
Monthly |
15
|
|
|
| 1 Year S&P 500 Annual Point-to-Point Participation Rate |
S&P 500 |
Point to Point
|
Annual |
None |
15
|
|
|
| 10 Year U.S. Treasury Bond Value with Cap |
10 Year US Treasury |
Point to Point
|
Annual |
None |
|
|
3.00
|
|
American Equity Investment Life Insurance Company
Retirement Gold (RG-FIA-09)
|
| Non-Qualified |
| Owner: | 78 |
| Annuitant: | |
| Qualified |
| Owner: | 78 |
| Annuitant: | |
|
| Non-Qualified |
| Single: | 5,000 |
| Monthly: | 5,000 |
| Qualified |
| Single: | 5,000 |
| Monthly: | 5,000 |
|
| No- Disability |
No- Unemployment |
| No- Hospitalization |
No- Long Term Care |
| No- Extended Care Waiver |
Yes-Terminal Illness |
| Yes-Nursing Home |
No- Annualization |
|
Only
Available in:
DE OR
|
0-78: 5.25+
|
| Withdrawal Notes: |
|
Premium Bonus:
6.00
|
|
For states DE (10 years):
|
10 |
9 |
7.5 |
6.5 |
5 |
4 |
3 |
2 |
1.5 |
1 |
|
For states OR (10 years):
|
10 |
9 |
8 |
7 |
6 |
5 |
3.5 |
2 |
0.75 |
0.5 |
|
|
| Guaranteed Minimum Value: |
87.5% of Premium
at 1.50%
|
|
| Account Name |
Indicie |
Type |
Reset |
Averaging |
Part |
Spread |
Cap |
| 1 Year S&P 500 Point-to-Point Cap |
S&P 500 |
Point to Point
|
Annual |
None |
|
|
3.00
|
| 1 Year S&P 500 Monthly Average Participation Rate |
S&P 500 |
Point to Point
|
Annual |
Monthly |
15
|
|
|
| 1 Year S&P 500 Annual Point-to-Point Participation Rate |
S&P 500 |
Point to Point
|
Annual |
None |
15
|
|
|
| 1 Year S&P 500 Monthly Point-to-Point |
S&P 500 |
Point to Point
|
Annual |
Monthly Sum |
|
|
1.60
|
| Traditional Fixed Value |
1-Year
Fixed Rate (no bonus)
|
1.60%
|
| 1 Year S&P 500 Monthly Average with Cap |
S&P 500 |
Point to Point
|
Annual |
Monthly |
|
|
3.00
|
|
American General Life Insurance Company
AG Vision Maximizer
|
| Non-Qualified |
| Owner: | 75 |
| Annuitant: | 75 |
| Qualified |
| Owner: | 75 |
| Annuitant: | 75 |
|
| Non-Qualified |
| Single: | 20,000 |
| Monthly: | 20,000 |
| Qualified |
| Single: | 20,000 |
| Monthly: | 20,000 |
|
| No- Disability |
No- Unemployment |
| No- Hospitalization |
No- Long Term Care |
| Yes-Extended Care Waiver |
No- Terminal Illness |
| Yes-Nursing Home |
Yes-Annualization |
|
Not
Available in:
AK CA DE FL IL MN MO MS NJ NV NY OH OR PA PR SC TX UT VI VT WA
|
0-75: 8.00+
|
| Withdrawal Notes: |
|
Premium Bonus:
5.00
|
| Withdrawal Charges 10 years: |
|
17 |
16 |
15 |
14 |
13 |
10 |
9 |
8 |
7 |
6 |
|
|
| Guaranteed Minimum Value: |
90% of Premium
at 1.50%
(GMR/1000 $1,097)
|
|
| Account Name |
Indicie |
Type |
Reset |
Averaging |
Part |
Spread |
Cap |
| Monthly Average Account with Index Spread |
S&P 500 |
Point to Point
|
Annual |
Monthly |
|
8.00
|
|
| Annual Point-to-Point Account with Adjustable Participation |
S&P 500 |
Point to Point
|
Annual |
None |
30
|
|
|
| Annual Point-to-Point Account with Cap |
S&P 500 |
Point to Point
|
Annual |
None |
|
|
3.00
|
| Fixed Interest Account |
1-Year
Fixed Rate (no bonus)
|
1.20%
|
|
American National Insurance Company
ANICO Strategy Indexed Annuity 10
|
| Non-Qualified |
| Owner: | 85 |
| Annuitant: | 85 |
| Qualified |
| Owner: | 85 |
| Annuitant: | 85 |
|
| Non-Qualified |
| Single: | 5,000 |
| Monthly: | 5,000 |
| Qualified |
| Single: | 4,000 |
| Monthly: | 4,000 |
|
| No- Disability |
No- Unemployment |
| Yes-Hospitalization |
No- Long Term Care |
| No- Extended Care Waiver |
Yes-Terminal Illness |
| Yes-Nursing Home |
No- Annualization |
|
Not
Available in:
MA MN NY OR PA UT VI VT
|
0-75: 8.00+
76-80: 6.50+
81-85: 5.00+
|
| Withdrawal Notes: |
|
No Premium Bonus
|
| Withdrawal Charges 10 years: |
|
|
| Guaranteed Minimum Value: |
90% of Premium
at 1.00%
(GMR/1000 $994)
|
|
| Account Name |
Indicie |
Type |
Reset |
Averaging |
Part |
Spread |
Cap |
| 1 Year S&P 500 Point-to-Point |
S&P 500 |
Point to Point
|
Annual |
None |
|
|
3.00
|
| Declared Rate Interest Account |
1-Year
Fixed Rate (no bonus)
|
1.00%
|
|
|
|
| Non-Qualified |
| Owner: | 90 |
| Annuitant: | 0 |
| Qualified |
| Owner: | 90 |
| Annuitant: | 0 |
|
| Non-Qualified |
| Single: | 5,000 |
| Monthly: | 5,000 |
| Qualified |
| Single: | 2,000 |
| Monthly: | 2,000 |
|
| No- Disability |
No- Unemployment |
| No- Hospitalization |
No- Long Term Care |
| No- Extended Care Waiver |
No- Terminal Illness |
| Yes-Nursing Home |
Yes-Annualization |
|
Not
Available in:
AK AL DE MA MS NV NY OR VI VT
|
0-80: 8.25
81-85: 6.50
86-90: 3.00
|
| Withdrawal Notes: |
|
No Premium Bonus
|
|
Ages 86 to 89 in states AR, AZ, CA, CO, DC, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MO, MT, NC, ND, NE, NH, NM, NV, OH, OK, PA, RI, SC, SD, TN, VA, WI, WV, WY (0 years):
|
|
Age 90+ in states AR, AZ, CA, CO, CT, DC, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MT, NC, ND, NE, NH, NM, NV, OH, OK, RI, SC, SD, TN, TX, UT, VA, WA, WI, WV, WY (0 years):
|
|
Ages 86 to 89 in states TX (0 years):
|
|
Age 90+ in states TX (0 years):
|
|
Ages 86 to 89 in states NJ (0 years):
|
|
|
| Guaranteed Minimum Value: |
100% of Premium
at 2.00%
(GMR/1000 $1,219)
|
|
| Account Name |
Indicie |
Type |
Reset |
Averaging |
Part |
Spread |
Cap |
| 1-Year NASDQ-100 Point-to-Point Participation Rate & Spread |
Nasdaq 100 |
Point to Point
|
Annual |
None |
30
|
3.00
|
|
| 1-Year S&P 500 Point-to-Point Participation Rate & Cap |
S&P 500 |
Point to Point
|
Annual |
None |
100
|
|
3.30
|
| 1-Year S&P 500 Monthly Averaging Participation Rate & Spread |
S&P 500 |
Point to Point
|
Annual |
Monthly |
50
|
3.00
|
|
| 1-Year S&P 500 Point-to-Point Participation Rate & Spread |
S&P 500 |
Point to Point
|
Annual |
None |
32
|
3.00
|
|
| I-Year S&P 500 Performance Triggered; The EZ Option |
S&P 500 |
Perf Trig
|
Annual |
None |
|
|
|
| Declared Interest Option |
1-Year
Fixed Rate (no bonus)
|
1.00%
|
|
Americo
Future Provider Bonus
|
| Non-Qualified |
| Owner: | 85 |
| Annuitant: | |
| Qualified |
| Owner: | 85 |
| Annuitant: | |
|
| Non-Qualified |
| Single: | 5,000 |
| Monthly: | 5,000 |
| Qualified |
| Single: | 2,000 |
| Monthly: | 2,000 |
|
| No- Disability |
No- Unemployment |
| No- Hospitalization |
No- Long Term Care |
| No- Extended Care Waiver |
No- Terminal Illness |
| Yes-Nursing Home&nb
| |
